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The 10 Best Home Care Agencies for Seniors in Orangevale, CA for 2024

Orangevale, California, ranks 167th on the Caring 2022 Senior Living Report, indicating that it offers a range of benefits to retirees. ADA-accessible transportation makes the city easy to navigate, even without a private vehicle, and the highly diverse destinations ensure seniors don’t have to travel far for goods and services. The city is also located near high-performing hospitals, including Mercy San Juan Medical Center, as well as numerous home care providers. On average, Orangevale residents pay $6,292 per month for in-home care, which includes non-medical services such as housekeeping, personal care and companionship. For seniors seeking skilled nursing services in their homes, home health care agencies charge the same monthly rate.

Below we’ve compiled a comprehensive directory of every home care provider in the Orangevale area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Orangevale, CA

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Paying for Home Care in Orangevale, CA

The Cost of Home Care in Orangevale, CA

According to the 2021 Genworth Cost of Care Survey, home care costs in Orangevale are estimated at $6,292 per month, exceeding respective state and national medians of $6,101 and $4,957. This is about $800 higher than rates in Stockton, which are relatively affordable at $5,482. In Chico and Vallejo, costs for home care are closer to the state median at $5,720 and $5,958, respectively. Meanwhile, Napa’s rates are a couple of hundred dollars higher than in Orangevale at $6,435. 

Orangevale

$6,292

California

$6,101

The United States

$4,957

Chico

$5,720

Napa

$6,435

Vallejo

$5,958

Stockton

$5,482

The Cost of Home Care vs. Other Senior Care Options in Orangevale, CA

Home care and home health care agencies in Orangevale charge $6,292 per month for services, making this among the city’s costlier long-term care options. While it’s affordable compared to nursing home placement, which costs $10,646 for shared rooms, it’s about $1,000 more than the cost of assisted living, which averages $5,225. Adult day health care, which provides daytime health and recreational services in a community setting, costs approximately $2,167 per month. 

Home Care

$6,292

Home Health Care

$6,292

Adult Day Health Care

$2,167

Assisted Living Facility

$5,225

Nursing Home Facility (semiprivate room)

$10,646

Note: Data for Orangevale was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in Orangevale, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Orangevale, CA

While home care may be expensive in Orangevale, numerous agencies can help older adults navigate the system and find ways to get the assistance they need at home. The following table highlights organizations that provide community-based programs such as home-delivered and congregate meals and transportation services, reducing seniors’ reliance on private-pay services. It also includes agencies with options counseling to help you find ways to cover in-home care costs.

ResourceContactService
Area 4 Agency on Aging(916) 486-1876The Area Agency on Aging provides free and low-cost services and programs for those aged 60 and over in Orangevale. Through this nonprofit organization, seniors can obtain respite services, home-delivered meals, transportation services and referrals for community-based services. It also contracts with Rebuilding Together to provide home repairs and modifications.
California Health Collaborative(559) 221-6315California Health Collaborative is a nonprofit organization that operates the region’s Multipurpose Senior Services Program. This state-funded program provides case management for income-qualifying individuals in the Orangevale region to help them arrange care at home. All in-home services are free to those who meet eligibility guidelines.
Community Resource Project(916) 567-5200Community Resource Project helps seniors obtain government grants that support their comfort and safety at home. Through this nonprofit organization, seniors can enroll in the Home Energy Assistance Program, which gives participants a credit toward their energy and/or water and sewer bills. The agency also provides weatherization services.
Meals on Wheels(916) 444-9533Meals on Wheels provides home-delivered meals to Orangevale area seniors who are unable to otherwise obtain healthy meals. For older adults who aren’t housebound, the organization serves congregate meals at 20 All Seasons Café locations throughout the county, one of which is in the Orangevale Community Center.
2-1-1 Sacramento(844) 546-14642-1-1 is a free information and referral service. It’s available to all Orangevale residents and can help seniors connect with community-based programs such as volunteer-based transportation, medical equipment loans, home-delivered meals and affordable chore services. It also screens individuals for benefits eligibility that may help cover home care costs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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