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The 10 Best Home Care Agencies for Seniors in Orange, CA for 2024

Orange, CA, is listed among the best places to retire in Caring’s 2024 Senior Living Report. The city’s captivating blend of historic homes in Old Towne and its nearness to the ocean and scenic drives in the Santa Ana Mountains may be a factor. Others may be the low crime rates and below-average health care costs. Reflecting this is the 2021 Genworth Cost of Care Survey recording home care services as $5,911 per month — 3.1% cheaper than the state average. Home care shouldn’t be confused with home health care, which is a limited medical care service. Orange also offers quality medical care via Providence St. Joseph Hospital-Orange, which ranks as one of California’s top 25 facilities.

Below we’ve compiled a comprehensive directory of every home care provider in the Orange area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Orange, CA

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Paying for Home Care in Orange, CA

The Cost of Home Care in Orange

Data published in the 2021 Genworth Cost of Care Survey reveals seniors in Orange pay less for home care than the average Californian, who pays $6,101. However, the city’s median monthly fee of $5,911 is higher than the national average of $4,957. As a result, seniors relocating from out of state may find Orange costlier. Those looking for more affordable alternatives may want to consider Oxnard, where the median fee is $5,815, or Bakersfield, where it’s $5,506. Seniors considering cities such as San Diego and Riverside may be disappointed, as the former averages $6,387, and the latter, $6,101.

Orange

$5,911

California

$6,101

United States

$4,957

San Diego

$6,387

Riverside

$6,101

Bakersfield

$5,506

Oxnard

$5,815

The Cost of Home Care vs. Other Senior Care Options in Orange

Despite home care providing nonmedical services and home health care offering medical support, both share a median monthly fee of $5,911. The fee is based on 44 hours worked per week. Adult day care is the most affordable option, at $1,652, but will require the senior to make daily trips to the center. Assisted living also costs less, at $5,250, but will mean moving into a residential community. Nursing home care is the most expensive option, typically costing $9,125 per month.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Orange was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Orange, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Orange, CA

Seniors and caregivers in the City of Orange needn’t shoulder the burden of care alone. There are many nonprofit organizations operating in the city whose purpose is to aid people on low incomes

ResourceContactService
Home Repair Programs(714) 744-2225Households on low/moderate incomes may qualify for help to make their homes safer. The City of Orange administers funds from the U.S. Department of Housing and Urban Development (HUD) to cover health and safety and disability access projects.
Weatherization Program(714) 839-6199Community Action Partnership administers Orange County's Weatherization Program for qualifying homeowners and renters. Its purpose is to make homes more energy efficient. This may include installing air conditioners, water heaters and vents. The program can cover costs for refrigerators and kitchen appliances.
Utility Assistance (800) 660-4232LIHEAP is a federally-funded program to help residents on low incomes struggling to pay their utility costs. Once per year, it can cover the cost of the successful applicant's electricity or gas bill. Those at risk of disconnection may get help from the Energy Crisis Intervention Program (ECIP).
Community Legal Aid SoCal(800) 834-5001Community Legal Aid SoCal is a nonprofit dedicated to helping people on low incomes get justice. It handles many areas of civil law, so can help seniors facing common difficulties. These include the loss or refusal of public benefits, the risk of eviction and issues with private health insurance plans.
Meals on Wheels Orange County(714) 220-0224Homebound City of Orange residents aged 60+ may qualify for home-delivered meals. Volunteers deliver five times weekly, bringing three meals for each day that contain the nutrients recommended for seniors. The suggested contribution is $5.25 per day, but no one is refused a meal if they can't pay.
Senior Property Tax Exemption(409) 745-4777Orange County homeowners aged 65+ can file for exemptions applicable to their age group. They can also file for a ceiling cap on their city, county and school taxes in the year they become 65. They can also defer paying taxes on their residential homestead.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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