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The 10 Best Home Care Agencies for Seniors in Phoenix, AZ for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Phoenix, AZ, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 100 options below.

Home Care Services in Phoenix, Arizona

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Paying for Home Care in Phoenix, AZ

The Cost of Home Care in Phoenix, AZ

The Genworth 2024 Cost of Care Survey reports that seniors in Phoenix pay a baseline monthly rate of $6,197 for in-home care, surpassing the national median by about $480. It also trends much higher than communities to the west such as Lake Havasu, where seniors pay over $1,000 more. Tucson's fees are about $475 higher than Phoenix, making it the most expensive city in the region. 

Phoenix

$6,197

Arizona

$6,292

United States

$5,720

Tucson

$6,673

Lake Havasu City

$5,148

Sierra Vista

$5,835

The Cost of Home Care vs. Other Senior Care Options in Phoenix, AZ

Phoenix seniors pay around $6,197 per month for non medical in-home care. Although seniors in assisted living pay around $700 less for similar services in a residential environment, home care fees run well below adult day health care rates of approximately $8,667. Additionally, seniors who need skilled nursing services at home pay about $7,055 for home health care.

Home Care

$6,197

Home Health Care

$7,055

Adult Day Health Care

$8,667

Assisted Living Facility

$5,500

Nursing Home Care (semi-private room)

$7,984

Financial Assistance for Home Care in Phoenix, AZ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Phoenix, AZ

In Phoenix, seniors who wish to live independently can benefit from several programs and services that can help them reduce expenses and enhance their quality of life. These free or low-cost programs can assist older adults with house repair, meal delivery, respite care and more. Below are resources that can help seniors and their families obtain these services.

ResourceContactService
City of Phoenix Housing Rehabilitation Programs(602) 534-4444Through their Housing Rehabilitation Programs, the city's Neighborhood Services Department helps low-income residents with home repair, weatherization and energy efficiency by providing them with financial assistance and connecting them with professionals.
City of Phoenix Older Adult Programs(602) 262-7379Seniors in Phoenix can take advantage of the number of services the city offers to older adults who live at home. These services include a variety of activities held in senior centers. They also provide meal delivery to eligible residents.
Rebuilding Together Valley of the Sun(480) 774-0237Eligible seniors can benefit from the free home safety modifications that Rebuilding Together Valley of the Sun offers through its Safe at Home program. This program aims to help residents live safely in their houses through simple changes like installing handrails and adding ramps. These modifications are done by volunteers, and a warranty is not included.
Arizona Caregiver Coalition(888) 737-7494Offered by the Arizona Caregiver Coalition, the Adult Day Health Center Respite Program helps unpaid caregivers by providing free respite if they have never received any respite-related federal aid. In this program, seniors can stay at Adult Day Health Centers, giving the family caregiver a chance to take a break and rest. They also offer a Respite Voucher program where eligible family caregivers can arrange respite care at home, and the program will reimburse the expense.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Don M_24

I am a current client of this provider

Review of Right at Home Arcadia Phoenix, AZ

They've helped me with my daily activities. I like that they're very efficient.

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Home Care

Robert L_44

I am a current client of this provider

Review of Right at Home Arcadia Phoenix, AZ

The caregivers keep him company. They will also bathe him. I like that the care is personable.

Read more

Home Care

Sandra N_7

I am a current client of this provider

Review of SYNERGY HomeCare of Scottsdale, Arizona

It provided her with more independence and predictability. They are easy to talk to and they fix every problem.

Read more

In Home Care near Phoenix, AZ

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Other Options in Phoenix, AZ

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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