Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Miami, FL for 2024

Miami ranked sixth among Florida cities for offering the best overall environment for seniors, according to Caring’s 2022 Senior Living Report. Like most of Florida, Miami is a popular retirement destination, so seniors find abundant health services. Baptist Hospital of Miami is one of the most respected medical centers in South Florida, and the University of Miami Hospital is nationally ranked in three specialties. Seniors pay an average of $4,195 per month for home care in Miami, per Genworth’s 2021 Cost of Care Survey— less than the state and national average. Home care includes personal and chore services, while home health care also includes medical services usually provided by a registered nurse or a therapist.

Below we’ve compiled a comprehensive directory of every home care provider in the Miami area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Home Care Agencies in Miami, FL

81 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

1

2

3

4

5

Paying for Home Care in Miami, FL

The Cost of Home Care in Miami FL

The 2021 Genworth Cost of Care Survey lists Miami’s average home care cost at $4,195 per month, placing it under the state average of $4,767 by $572 and the national average of $4,957 by $762. Miami’s average is also lower compared to nearby cities like Port St. Lucie’s average of $4,671. Cape Coral’s cost of $5,196 is about $1,000 more per month. However, Naples has the highest price at $5,720, making it higher than Miami by over $1,500.

Miami Area

$4,195

Florida

$4,767

United States

$4,481

Port St. Lucie

$4,671

Cape Coral

$5,196

Naples

$5,720

The Cost of Home Care vs. Other Senior Care Options in Miami FL

Adult day health is the lowest-cost senior care option in Miami at $1,517, but this option provides limited care and requires going to a nonresidential care facility during daytime hours. Home care has the second lowest cost among senior care options in Miami, but home health care costs the same as assisted living at $4,385 per month. Assisted living requires moving to a residential facility, as does nursing home care. However, nursing home care is the highest-cost option at $9,019 and offers more extensive skilled nursing care than other options. 

In-Home Care

$4,195

Home Health Care

$4,385

Adult Daycare

$1,517

Assisted Living

$4,385

Nursing Home Facility (Semiprivate Room)

$9,019

Financial Assistance for Home Care in Miami, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Miami, FL

Nonprofit organizations and government entities in Miami and throughout Miami-Dade County provide various programs designed to help seniors wanting to age in place. These programs are often offered at no cost but usually have income limits and help ensure that older adults can safely remain in their homes.

ResourceContactService
Meals on Wheels(786) 469-4707The Meals on Wheels program delivers seven free meals to seniors aged 60 or older throughout Miami-Dade County. Participants must be disabled or homebound. Spouses without medical conditions also qualify without age restrictions. Meals arrive Mondays through Fridays and include milk, fresh fruit and other food items.
Miami-Dade County Community Resource Centers(305) 545-2224Community Resource Centers throughout Miami-Dade County offer various services to low-income residents, including several programs to help seniors remain in their homes. These programs include elderly care planning, adult day care, home care assistance, utility assistance, meals for the elderly and more.
Home Weatherization Assistance(786) 469-4600Community Action and Human Services provides Home Weatherization Assistance through the federally funded Weatherization Assistance Program. Low-income seniors may apply for cost-saving measures, including additional insulation, weather-stripping and repair or replacement of heating and cooling systems, windows, water heaters, exterior doors and refrigerators. Applicants must meet income requirements and own their homes.
Emergency Home Energy Assistance for the Elderly Program (EHEAP)(800) 963-5337EHEAP helps low-income households with at least one resident aged 60 or older experiencing a home energy emergency. Qualifying emergencies include delinquent utility bills or shut off notices for heating or cooling services or lack of fuel or wood for heating in the winter. Participants must meet income requirements.
Senior Exemption and Long-Term Resident Senior Exemption(305) 375-4125Homeowners aged 65 or older may qualify for two additional property tax exemptions above the standard homestead exemption. The Senior Exemption saves seniors on their city and county property taxes and the Long-Term Resident Senior Exemption saves on the ad valorem portion of their tax bill. Applicants must meet income requirements.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.