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The 10 Best Home Care Agencies for Seniors in Palm Beach County, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Palm Beach County, FL, residents and their loved ones rate In Home Care agencies 4.84 out of 5 stars across the 100 options below.

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Home Care Agencies in Palm Beach County, FL

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Paying for Home Care in Palm Beach County, FL

The Cost of Home Care in Palm Beach County, FL

Cities in Palm Beach County cost an average of $4,671 per month for home care according to the 2021 Genworth Cost of Care Survey, which is about $100 lower than the Florida state average and over $280 lower than the national average. It’s also quite affordable compared to neighboring regions such as the Sebastian area, where home care costs $5,100 per month, and Naples, where costs are almost $1,000 higher than in Palm Beach County. Miami is the most affordable nearby option, with lower rates around $475 less per month.

Palm Beach County

$4,671

Florida

$4,767

United States

$4,957

Miami

$4,195

Sebastian

$5,100

Sebring

$4,767

Naples

$5,720

The Cost of Home Care vs. Other Senior Care Options in Palm Beach County, FL

For seniors who only require part-time assistance, adult day care is less than one-third of the cost of home care. Assisted living facilities cost about $900 less per month than home care and allow seniors to live in a social environment. As home health care includes skilled nursing services, they are about $100 more expensive per month. Nursing homes are a good option for individuals who require 24/7 supervision, though costs are nearly $3,500 higher.

Home Care

$4,671

Home Health Care

$4,767

Adult Day Health Care

$1,517

Assisted Living

$3,763

Nursing Home Facility (semiprivate room)

$8,164

Note: Data for Palm Beach County was not available, so data for the nearest city, Port St. Lucie, was used instead.

Financial Assistance for Home Care in Palm Beach County, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Palm Beach County Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Palm Beach County:

ResourceContactAddressService
Home Care for the Elderly (HCE)(561) 684-58854400 North Congress Avenue, West Palm Beach, FL 33407Home Care for the Elderly (HCE) is a statewide program designed to help low-income Flordinians aged 60 and older remain living independently in their own homes. The program offers a basic subsidy of around $160 per month to cover a range of supplies and services, including incontinence supplies, medications, home accessibility modifications, nutritional supplements and home health aide services. In Palm Beach County, HCE is administered by The Area Agency on Aging of Palm Beach/Treasure Coast.
Division of Senior Services (DOSS)(561) 355-4746810 Datura Street Suite 300, West Palm Beach, FL 33401The Palm Beach County Division of Senior Services (DOSS) offers a range of programs and services to help seniors maintain their independence. These include case management services, adult day care programs and a nutrition program, which consists of congregate meals served at a number of meal sites throughout the county, as well as a home-delivered meal service for homebound seniors.
211 Helpline(561) 383-1112P.O. Box 3588, Lantana, FL 33456The 211 Helpline offers 24/7 access to health and wellness services. Seniors can simply dial 2-1-1 to speak to a trained specialist who can provide them with information on some of the services and resources available to them in their area. The organization’s Elder Crisis Outreach program provides supportive counseling, needs assessments and follow-ups, and its Sunshine free telephone reassurance program offers daily phone calls to seniors to check on their well-being.
Emergency Home Energy Assistance Program (EHEAP)(561) 355-4746810 Datura Street Suite 300, West Palm Beach, FL 33401The Emergency Home Energy Assistance for the Elderly Program (EHEAP) is designed to assist low-income seniors with their home energy bills. Applicants must be aged 60 or older and experiencing a home energy crisis. The program provides one cooling benefit in the summer and one heating benefit in the winter, to a maximum of $400. This program is administered by the Palm Beach County Division of Senior Services (DOSS).
Senior Companion Program(561) 355-4746810 Datura Street Suite 300, West Palm Beach, FL 33401Through the Senior Companion program, volunteers are able to provide a variety of services to help seniors remain in their own homes. Some of these services include transportation to medical appointments, assistance with shopping, meal preparation and companionship, as well as respite for caregivers. This statewide program operates through the Palm Beach County Division of Senior Services (DOSS).

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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