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The 10 Best Home Care Agencies for Seniors in Paradise Valley, AZ for 2024

Paradise Valley has a population of close to 12,700 with 30% of the population aged 65 and older, approximately double the national average of 16.5%. The cost of living in the area is high, but health care is affordable in comparison to the state and national average. Crime in Paradise Valley is also much lower than the national average, which may make seniors feel safe. For accidents and illnesses, Paradise Valley has several hospitals close by for seniors to choose from, including the Paradise Valley Medical Plaza. Seniors who live in Paradise Valley may receive care through home care at $5,958 per month. Those who require medical services may want to choose home health instead.

Below we’ve compiled a comprehensive directory of every home care provider in the Paradise Valley area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Paradise Valley, AZ

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Paying for Home Care in Paradise Valley, AZ

The Cost of Home Care in Paradise Valley, AZ

According to Genworth Financial’s 2021 Cost of Care Survey, home care in Paradise Valley has the same median cost as nearby Phoenix at $5,958 per month, above the state average of $5,339 and the national average of $4,957. Nearby Tucson is also cheaper at $5,434, while Yuma has one of the lowest costs in the area at $4,290, and Prescott Valley is in the middle of the pack at $5,053 per month.

Paradise Valley

$5,958

Arizona

$5,339

The United States

$4,957

Tucson

$5,434

Yuma

$4,290

Prescott Valley

$5,053

The Cost of Home Care vs. Other Senior Care Options in Paradise Valley, AZ

Home care and home health are both $5,958 per month. Home care provides personal care while home health includes medical assistance. Adult day health offers a secure environment during the day for a much lower price of $2,167, while an assisted living community costs around $3,975 for room and board and care. A semiprivate room in a nursing home is about $500 more expensive than home care, at $6,418.

Home Care

$5,958

Home Health Care

$5,958

Adult Day Health Care

$2,167

Assisted Living

$3,975

Nursing Home Care (semiprivate room)

$6,418

Note: Data for Paradise Valley was unavailable, so data for the nearest city, Phoenix, was used instead.

Financial Assistance for Home Care in Paradise Valley, AZ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Paradise Valley, AZ

Paradise Valley seniors can take care of multiple needs through various programs and services offered by public and private agencies. These services are available for free or at a low cost and work toward improving the overall quality of life of older adults in the region.

ResourceContactService
Maricopa County Human Services Home Rehabilitation(602) 506-3011The Maricopa County Human Services Department helps seniors make emergency repairs to their homes to address health and safety issues through zero-interest loans. Repairs may be made to electrical, plumbing and roofing systems. To be eligible, the individual must occupy the home in question, must live within Maricopa County, be a resident of the United States and must meet annual income limits.
Weatherization Assistance Program (WAP)(602) 771-1046The WAP helps seniors with limited incomes reduce their home energy bill through weatherization upgrades to their homes. These upgrades may include adding insulation, repairing or replacing windows and doors, repairing or replacing old HVAC units and water heaters, making repairs to duct work and installing low-flow shower heads.
Utility Assistance Maricopa County(602) 506-0589The utility assistance program helps seniors and individuals with limited incomes meet their home utility payments. The program makes payments directly to the utility company, and the amount of money available depends on donations. The household income for the past 30 days must be at or below 60% of the state average income.
Sun City Meals on Wheels(623) 974-9430Sun City Meals on Wheels helps provide nutritious meals five days a week for those in the Sun City and Youngstown area. The organization also provides well checks and companionship and offers congregate meals at local senior centers.
Maricopa County Homestead Exemption(602) 506-3406Seniors may apply for a $50,000 homestead exemption to reduce their annual property tax obligation. To qualify, the individual must use the home as their primary residence and have no other real estate.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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