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The 10 Best Home Care Agencies for Seniors in Orlando, FL for 2024

Last Updated: June 5, 2024 -

Situated within driving distance of the Gulf of Mexico and the Atlantic Coast, the Central Florida community of Orlando provides comfortable senior living through 78 home care agencies. These agencies provide nonmedical support and charge a median monthly rate of $4,004 in 2024, which trends considerably lower than the Florida norm of $5,625 and the U.S. baseline rate of $5,720. Home health care serves as an alternative option for seniors who need light medical support at home.

On average, home care agencies in Orlando earn 4.8 out of 5 stars stars from reviewers. To see this feedback, read through our directory’s 283 reviews reviews.

Home Care Services in Orlando, Florida

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Paying for Home Care in Orlando, FL

The Cost of Home Care in Orlando, Florida

The 2024 Genworth Cost of Care Survey reports a median monthly rate of $4,004 for Orlando, indicating affordability compared to the U.S. norm of $5,720. Additionally, local agencies charge hundreds or thousands of dollars less than agencies in many nearby cities, including Deltona, where seniors pay around $5,625, and North Port, where the baseline monthly rate comes to $6,673.

Orlando

$4,004

Florida

$5,625

United States

$5,720

Deltona

$5,625

Tampa

$4,957

North Port

$6,673

Sebastian

$5,148

The Cost of Home Care vs. Other Senior Care Options in Orlando, Florida

Home care clients in Orlando pay around $4,004 monthly for nonmedical care at home. By comparison, those who need light medical support, including medication administration and diabetes management, pay about $1,900 more for home health care. Additionally, home care costs compare favorably to nursing home care, which comes in at $9,201 for semi-private rooms.

Home Care

$4,004

Home Health Care

$5,911

Adult Day Health Care

$1,322

Assisted Living Facility

$3,823

Nursing Home Care (semi-private room)

$9,201

Financial Assistance for Home Care in Orlando, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Orlando, FL

Living at home as an older adult can be challenging, but the Orlando area has several resources designed to help seniors maintain their independence. Through these government and nonprofit groups, older adults can get help with utility assistance, meals, home repairs and more to help them stay comfortable at home.

ResourceContactService
Orlando Area Senior Centers(407) 836-6200The Orange County Parks and recreation department operates two senior centers in Orlando. These locations provide opportunities for seniors to socialize through game rooms, fitness rooms and educational or social programs. It costs just $10 a year to be a member.
Housing Rehabilitation Program(407) 246-2708The Housing Rehabilitation Program offers up to $15,000 in grant money to Orlando city residents who need help to improve their homes' safety. Seniors living in homes that need repair can utilize this program to fund them. It's available to homeowners within the city limits who live in single-family homes.
Senior Resource Alliance(407) 514-1800The Senior Resource Alliance helps older adults in Orlando and Orange County access services on the state and federal levels. This is the Aging and Disability Resource Center that serves Orlando. The Alliance operates the elder abuse hotline, elder hotline and SHINE Medicare counseling service for the area.
Orange County Limited Income Senior PLUS Exemption(407) 836-5044Seniors living in Orange County may qualify to receive the Limited Income Senior PLUS an exemption on their property taxes. This exemption is available to low-income households age 65 and older and who own their homes. Approved applicants receive a discount on their Orange County general taxes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Perez

I am a current client of this provider

Review of Flourish in Place Home Care Solutions

Flourishing is an outstanding home care company. They take care of my father. Providing a Family type home care with upholding respect and giving my father the dignity he deserves for over two...

Read more

Home Care

Anonymous_1718386985

I am a current client of this provider

Review of Arosa Orlando

When they were there, I could go to work and not have to worry because my mother was with someone I trust. They really tend to my mother's needs and she's a very particular person and she says she...

Read more

Home Care

Richard T_19

I am a current client of this provider

Review of Right at Home Orlando, FL

They help me with transportation. I like that the staff is easy to get along with.

Read more

In Home Care near Orlando, FL

Winter ParkMaitlandClarconaGoldenrodAltamonte SpringsMid Florida

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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