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The 10 Best Home Care Agencies for Seniors in Winter Garden, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Winter Garden, FL, residents and their loved ones rate In Home Care agencies across the 47 options below.

Home Care Services in Winter Garden, Florida

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Paying for Home Care in Winter Garden, FL

The Cost of Home Care in Winter Garden, FL

According to the Genworth 2020 Cost of Care Survey, home care in Winter Garden costs an average of $3,813 per month, which is lower than the statewide average of $4,195 and the national median of $4,481. Winter Garden has some of the lowest home care rates in the state. The only nearby city with similar rates is Lakeland, where seniors pay $3,956 per month. Seniors in The Villages pay slightly more than their counterparts in Winter Garden at $4,124 per month, and monthly costs in Palm Bay are on par with the national average at $4,385. 

Winter Garden

$3,813

Florida

$4,195

United States

$4,481

Palm Bay

$4,385

The Villages

$4,124

Lakeland

$3,956

The Cost of Home Care vs. Other Senior Care Options in Winter Garden, FL

Home care is one of the many long-term care services available in Winter Garden and costs an average of $3,813 per month. Home health care, which includes some limited in-home medical care delivered by licensed nurses and therapists, also costs $3,813 per month. Adult day health is the lowest-priced senior care service at $1,408, while residential care rates range from $3,700 for assisted living up to $9,125 for a semiprivate room in a nursing home. 

Home Care

$3,813

Home Health Care

$3,813

Adult Day Health

$1,408

Assisted Living

$3,700

Nursing Home Care (semi-private room)

$9,125

Financial Assistance for Home Care in Winter Garden, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Winter Garden, FL

Seniors who opt to age in place in Winter Garden can access a wide range of free and low-cost services designed to promote health, wellness and safety among older adults. These resources include home meal delivery programs, home accessibility upgrades and elder law services. 

ResourceContactService
Center for Independent Living(407) 623-1070The Center for Independent Living is a nonprofit organization that serves people with disabilities who live in Orange, Osceola or Seminole county. CIL offers a number of programs to help promote independence and community inclusion, including Foundations to Freedom. This program provides participants with customized home accessibility modifications and durable medical equipment to help older adults age in place.
Meals on Wheels(407) 292-0177 Meals on Wheels is a low-cost prepared meal delivery service for seniors aged 60 and older who struggle to shop for groceries and prepare their own meals due to temporary or permanent disability. Hot lunchtime meals are delivered by volunteer drivers every weekday, and subsidies are available for low-income seniors who need help paying for their meals. Participants can enroll in Meals on Wheels on an ongoing basis or through the Emergency Meals program, which provides 30 days of meal delivery service to seniors who have recently been discharged from a healthcare facility. 
Community Legal Services of Mid-Florida(800) 405-1417 Community Legal Services of Mid-Florida is a nonprofit legal services agency. Low-income seniors who need legal advice and assistance with civil law matters, such as access to public benefits and health care, housing or preparing an advanced directive, can call the agency's HELPLine.
Orange County Veterans Services(407) 836-8990Winter Garden seniors who are veterans, dependents or survivors can contact Orange County Veterans Services for help with navigating the VA benefits system. Staff can also provide assistance with transportation to VA medical clinics, help vets obtain their service records and provide referrals to local community service agencies.
Orange County Housing Rehabilitation Program(407) 836-5150 The Orange County Housing Rehabilitation program helps low-income homeowners complete outstanding home repairs. To qualify for assistance through this program, homeowners must have owned and occupied their home for at least one year, meet income limits and require home repairs related to health and safety or code violations.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Christopher_2

I am a current client of this provider

Review of BrightStar Care Orlando NE / SW

The nurses help with going to the bathroom. They help me since I am a quadriplegic.

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Home Care

Amy O_3

I am a current client of this provider

Review of BrightStar Care Orlando NE / SW

The agency has followed up daily by communicating. I like the agency's communication.

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Home Care

Anonymous_7595

I am a past client of this provider

Review of BrightStar Care Orlando NE / SW

I told them I wanted someone particular all the time during the week, and they went along with that. But at night we never knew who would be there. They had very poor scheduling. There was no...

Read more

In Home Care near Winter Garden, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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