Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Fair Oaks, CA for 2024

Home to a vibrant senior citizen community, Fair Oaks, California, is ranked 15th in the state of California in Caring’s 2022 Senior Living Report. The city is ideal for active seniors who are looking for temperate weather, beautiful parks and a plethora of social activities. Biweekly activities planned by the Parks and Recreation department include bingo, golf, and potlucks. Fair Oaks is close to several prestigious hospitals, including Mercy San Juan Medical Center, Kaiser Permanente Roseville Medical Center, and Mercy Hospital of Folsom.

Residents looking for in-home care can expect to pay $6,292 per month, according to the 2020 Genworth Cost of Care Survey. Home care programs include personal care services only. Seniors who need light medical services from a licensed professional, such as a nurse or therapist, should opt for home health care.

Below we’ve compiled a comprehensive directory of every home care provider in Fair Oaks– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Fair Oaks, CA

38 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

1

2

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Paying for Home Care in Fair Oaks, CA

The Cost of Home Care in Fair Oaks, CA

According to Genworth’s 2021 Cost of Care Survey, monthly home care costs are about $200 higher in Fair Oaks when compared to California’s state average. The difference is more stark when compared to the national average, and seniors in Fair Oaks can expect to pay approximately $1,300 more than the national average. Costs for in-home care are even higher in Napa, but decrease to the south of Fair Oaks in communities like Stockton and Vallejo.

Fair Oaks

$6,292

California

$6,101

United States

$4,957

Yuba City

$5,895

Napa

$6,435

Vallejo

$5,958

Stockton

$5,482

The Cost of Home Care vs. Other Senior Care Options in Fair Oaks, CA

Cost for home care in Fair Oaks is $1,000 more than an assisted living community. Home health care costs the same as home care, despite the addition of some medical services. Adult day care comes in at considerably less, but the senior must be dropped off at the facility daily and participate in the scheduled activities for the day. The most expensive option is skilled nursing at a nursing home, which is almost $4,000 more per month.

Home Care

$6,292

Home Health Care

$6,292

Adult Day Health Care

$2,167

Assisted Living Facility

$5,225

Nursing Home Facility (semiprivate room)

$10,646

Financial Assistance for Home Care in Fair Oaks, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Fair Oaks Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Fair Oaks:

ResourceContactAddressService
Meals on Wheels by ACC(916) 444-95337375 Park City Dr., Sacramento, CA 95831Home-delivered meals are available to certain seniors through Meals on Wheels. For eligibility, clients must be 60 years of age or older and have trouble leaving their homes, among other qualifications. Meal enhancements, such as salads and desserts, are available, and older adults with pets may be interested in the organization’s AniMeals program. Seniors can contact Meals on Wheels for more information themselves, and their loved ones can also make referrals.
Rebuilding Together Sacramento(916) 455-1880P.O. Box 255584, Sacramento, CA 95825RTS runs many home improvement services that seniors may find helpful. Its Safe at Home service can help older adults whose homes need grab rails, step modifications and other accessibility changes as well as minor home repairs. These services are free for low-income applicants, but applicants with higher incomes can also access them by paying a fee. RTS runs a program that improves the energy efficiency of homes as well.
Community Resource Project, Inc.(916) 567-5220250 Harris Ave., Sacramento, CA 95838CRP is a nonprofit organization focused on assisting low-income clients. Its Home Energy Assistance Program offers utility bill relief, and seniors 60 years of age and older are a priority population for it. CRP also offers a weatherization program that provides features such as caulking and insulation as well as repairs and replacements of certain home elements. Additional services from CRP focus on saving water and solar system installations.
Health Insurance Counseling & Advocacy Program(916) 376-8915505 12th St., Sacramento, CA 95814Facilitated by Legal Services of Northern California, HICAP assists current and prospective Medicare beneficiaries. HICAP’s counselors help clients enroll, answer questions and aid in resolving problems. The counselors also provide information on long-term care insurance and ways clients can make Medicare costs more affordable. Assistance is also available for clients deciding between prescription plans and those engaged in appeals and grievances.
Sacramento County Veterans Services(916) 874-68113970 Research Dr., Sacramento, CA 95838Older military veterans in search of information on potential benefits may find the SCVS helpful. The SCVS assists in matters such as Veterans Administration claims and benefits determinations. Additionally, it can help veterans access state and local benefits. The SCVS also helps family members of veterans and provides advocacy and case management services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.