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The 10 Best Home Care Agencies for Seniors in Citrus Heights, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Citrus Heights, CA, residents and their loved ones rate In Home Care agencies across the 43 options below.

Home Care Services in Citrus Heights, California

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On this page:

  • Home Care Services in Citrus Heights, California
  • Paying for Home Care in Citrus Heights, CA
  • Financial Assistance for Home Care in Citrus Heights, CA
  • Free & Low-Cost Home Care Resources in Citrus Heights, CA
  • Frequently Asked Questions

Paying for Home Care in Citrus Heights, CA

The Cost of Home Care in Citrus Heights, CA

Median monthly home care costs come to $4,671 in Citrus Heights, according to the 2024 Genworth Cost of Care Survey, saving seniors $2,193‬ compared to California's norm ($6,864). Rates jump substantially in other metropolitan areas, and seniors pay $2,860 more in San Francisco. Home care also costs over three times more in Santa Maria, where median charges reach $14,491.

Citrus Heights

$4,671

California

$6,864

United States

$5,720

Chico

$6,673

San Francisco

$7,531

Santa Maria

$14,491

The Cost of Home Care vs. Other Senior Care Options in Citrus Heights, CA

Seniors pay a $4,671 median fee for home care in Citrus Heights. While adult day health care typically stands out as the most affordable type of senior care in many cities, it's nearly double the cost of home care in Citrus Heights, at $8,667. However, nursing homes remain the most expensive option at $11,406.

Home Care

$4,671

Home Health Care

$6,673

Adult Day Health Care

$8,667

Assisted Living Facility

$6,340

Nursing Home Care (semi-private room)

$11,406

Note: Data for Citrus Heights was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in Citrus Heights, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Citrus Heights, CA

Seniors in Citrus Heights have access to government and nonprofit agencies and programs that provide access to affordable in-home care services. The following table highlights helpful resources for seniors, including the local Meals on Wheels program, the Citrus Heights Vet Center and the Area Agency on Aging.

ResourceContactService
Area Agency on Aging Area 4(916) 486-1876The Area Agency on Aging administers programs to help older adults remain as independent as possible. Through this agency, you can obtain respite services, participate in health promotion classes and get referrals for community-based services. The agency also offers a housing repair and home modification program.
Citrus Heights Vet Center(916) 535-0420The Citrus Heights Vet Center has officers who screen older veterans for eligibility for the Aid and Attendance program, disability compensation and the veterans’ home care program. It can also provide referrals for community-based services including transportation to VA medical facilities, financial assistance and housing programs.
Citrus Heights Community Center(916) 725-2448The Citrus Heights Community Center is a 30,000-square-foot facility that hosts social and recreational activities for area residents. It contains the local senior center in a semi-contained area with a trellised patio area and an indoor and outdoor fireplace. The community center also hosts rentable spaces.
Meals on Wheels(916) 444-9533Meals on Wheels provides home-delivered meals to area seniors who would otherwise have difficulty obtaining meals, helping them remain in their homes. Its Dine At Home program is for housebound individuals, and it operates All Seasons Cafes throughout the region where older adults can enjoy congregate meals.
Community Resource Project(916) 567-5200The Community Resource Project provides assistance programs to qualifying individuals in the Citrus Heights region. It has an energy efficiency and weatherization program to help seniors improve their homes’ comfort and reduce energy bills. The organization also has an emergency utility bill assistance program to help seniors avoid disruptions in service.

Frequently Asked Questions

In Home Care near Citrus Heights, CA

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Other Options in Citrus Heights, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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