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The 10 Best Home Care Agencies for Seniors in Rocklin, CA for 2024

Rocklin is a vibrant city in the northeastern region of the Sacramento metro with about 70,000 residents. Nearly 14% of locals are retirement aged, which is low compared to state and national averages. Even so, the city has a wide range of benefits for older adults. It has one of the lowest crime rates in the state, providing peace of mind for those who live alone, and a comparatively high number of doctors per capita, promoting access to health care services. Due to the city’s location in the Sacramento metro, home care costs are relatively high at $6,292 per month. For older adults seeking skilled nursing at home, home health care may be more appropriate.

Below we’ve compiled a comprehensive directory of every home care provider in the Rocklin area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Rocklin, CA

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Paying for Home Care in Rocklin, CA

The Cost of Home Care in Rocklin, CA

According to the Genworth 2021 Cost of Care Survey, home care agencies in Rocklin charge $6,292 monthly, which exceeds respective state and national norms of $6,101 and $4,957. While the city is an affordable place to obtain care compared to Napa, where monthly fees average $6,435, local home care rates are high compared to costs in most surrounding cities. In Vallejo and Yuba City, fees come in lower at $5,958 and $5,895, and in Stockton, care costs are among the lowest in Central California at $5,482. 

Rocklin

$6,292

California

$6,101

The United States

$4,957

Yuba City

$5,895

Napa

$6,435

Vallejo

$5,958

Stockton

$5,482

The Cost of Home Care vs. Other Senior Care Options in Rocklin, CA

Home-based care is among the more expensive long-term care options in Rocklin, with seniors paying $6,292 monthly for both basic home care and specialized home health care. Assisted living is typically more affordable at $5,225 monthly, and those who opt for adult day health care pay the most economical rates of $2,167. Nursing home care is pricier, however, with the median rate for semiprivate accommodations averaging $10,646. 

Home Care

$6,292

Home Health Care

$6,292

Adult Day Health Care

$2,167

Assisted Living Facility

$5,225

Nursing Home Facility (semiprivate room)

$10,646

Note: Data for Rocklin was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in Rocklin, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Rocklin, CA

The Rocklin region has a network of supportive services and programs for older adults who want to remain in their homes. The following agencies and programs provide services such as case management and referrals to help older adults find affordable in-home care options. They may also provide benefits counseling and assistance to help older adults access money-saving programs and public benefits.

ResourceContactService
Rocklin Resources for Seniors(916) 625-5000Rocklin maintains a database of resources for older adults in the city, providing many with the support they need to remain in their homes. Through the city, seniors get information on activities at the local senior center, obtain discounts for parking and garbage services and find information on low-cost housing.
Area 4 Agency on Aging(916) 486-1876The Area Agency on Aging serves as the Aging and Disability Resource Center for the Rocklin region. Through this agency, seniors can get help with finding subsidized home care services, home-delivered meals and transportation services. The agency also provides benefits counseling to help seniors find ways to cover care costs.
Veterans Services(916) 780-3290The county’s Veterans Service Office advocates for veterans in Rocklin and helps them find services and benefits that may enable them to continue living at home. It can screen individuals for eligibility for the Veterans Home Care program and Aid and Attendance. It can also provide referrals for community-based services.
Seniors First(800) 878-9222Seniors First is a nonprofit organization that serves older adults in Rocklin and the rest of Placer County. It operates the local Meals on Wheels program, which provides home-delivered meals for seniors. It also has a database with information on volunteer-based transportation services, emergency financial assistance and low-cost housing.
Property Tax Postponement Program(530) 889-4300The Property Tax Postponement Program lets income-qualifying individuals aged 55 and over defer property taxes on their primary residences. This may help offset senior care costs and enable older adults with limited means to remain in their homes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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