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The 10 Best Home Care Agencies for Seniors in Alameda, CA for 2024

Known for its pleasant climate, Victorian architecture and largest beach in the San Francisco Bay Area, Alameda is an island community that’s often referred to as the capital of Silicon Valley. This population of just under 76,400 is made up of approximately 16.6% seniors, which is slightly less than the national average of 16.8%. Alameda Health System provides residents with emergency and primary care as well as a wide range of specialty health care services. Alameda seniors who choose to use home care services pay an average monthly cost of $6,864, according to the 2021 Genworth Cost of Care Survey. Homecare includes laundry, cleaning, and cooking. Seniors who need light medical care at home might use home health aides.

Below we’ve compiled a comprehensive directory of every home care provider in Alameda– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Alameda, CA

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Paying for Home Care in Alameda, CA

The Cost of Home Care in Alameda, CA

Like other communities in the San Francisco Bay Area, the average cost of home care in Alameda is $6,864 per month. This is nearly $2,000 higher than the national average and over $700 higher than the statewide average of $6,101. Home care costs are about $238 higher in nearby San Jose, but drop about $572 in Sacramento. Modesto is also less expensive than Alameda by about $1,096. The most affordable home care costs within the state are found in the Southern California community of El Centro. 

Alameda

$6,864

California

$6,101

United States

$4,957

San Jose

$7,102

Sacramento

$6,292

Modesto

$5,768

El Centro

$3,432

The Cost of Home Care vs. Other Senior Care Options in Alameda, CA

The least affordable senior care option in Alameda is nursing home care, which costs an average of $11,566 per month for a shared room. Assisted living averages about $545 less than home care. Those choosing home health care pay about $286 more than home care, but have the benefit of some additional medical services. Adult day health care is the least expensive, although this service is available outside the home and is typically only offered Monday through Friday during the day. 

Home Care

$6,864

Home Health Care

$7,150

Adult Day Health Care

$1,950

Assisted Living Facility

$6,319

Nursing Home Facility (semiprivate room)

$11,566

Note: Data for Alameda was unavailable, so data for the nearest city, San Francisco, was used instead.

Financial Assistance for Home Care in Alameda, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Alameda Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Alameda:

ResourceContactAddressService
Mastick Senior Center(510) 747-75001155 Santa Clara Avenue, Alameda, CA 94501This city-run senior center is staffed by more than 200 volunteers and runs a bevy of senior-related services that include volunteer companion programs, transportation assistance, housing rehab initiatives that can help seniors make their homes safer and less expensive, and help with utility bills. Membership is free and open to adults 50 years of age or older.
Adult Protective Services(510) 577-35006955 Foothill Boulevard, Oakland, CA 94605APS investigates reports of elder abuse and neglect in Alameda County, which may include physical, psychological or financial mistreatment. There are no income requirements to make use of the service. While reports of potential abuse may be made anonymously and by third parties, APS services are contingent on the senior’s consent, which may be revoked at any time.
In-Home Supportive Services(510) 670-600024100 Amador Street, Hayward, CA 94544This program is administered by Alameda County Social Services and supports seniors who need a little extra help around the home to delay or avoid the need for an assisted living or nursing home facility. Alameda seniors can contact IHSS to get help with preparing meals, doing laundry, going grocery shopping and performing similar basic tasks. Applicants must be qualified for full-scope Medi-Cal and show that they need help with performing activities of daily living.
Alameda County Community Food Bank(510) 635-36637900 Edgewater Drive, Oakland, CA 94621Working in conjunction with hundreds of food pantries, this nonprofit organization combats food insecurity in the Bay Area. The ACCFB runs an emergency food helpline that can help callers receive groceries or a hot meal within 12 to 24 hours.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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