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The 10 Best Home Care Agencies for Seniors in Santa Rosa, CA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Santa Rosa, CA, residents and their loved ones rate In Home Care agencies 4.89 out of 5 stars across the 42 options below.

Home Care Agencies in Santa Rosa, CA

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Paying for Home Care in Santa Rosa, CA

The Cost of Home Care in Santa Rosa, CA

Santa Rosa residents pay an average of $6,292 per month for home health care services according to the 2021 Genworth Cost of Care Survey. This is substantially higher than the nationwide average but only a little higher than the California average. The most affordable home care costs in California are found in the Imperial Valley, where El Centro residents pay a monthly average of $3,432. Along the South Coast in San Diego, home care averages $6,387 per month, while costs rise to $6,864 on the Central Coast in Santa Cruz. San Jose has the highest monthly average for home care costs at $7,102.  

Santa Rosa

$6,292

California

$6,101

The United States

$4,957

El Centro

$3,432

San Diego

$6,387

Santa Cruz

$6,864

San Jose

$7,102

The Cost of Home Care vs. Other Senior Care Options in Santa Rosa, CA

Adult day care is the least expensive care option for seniors in Santa Rosa, but since this option is only available during the daytime hours on weekdays, it’s not a realistic approach for everyone. Home health care is slightly more costly than home care and covers limited medical services that can be provided in a home setting such as occupational therapy and some kinds of skilled nursing. Residents of nursing homes have the highest care costs in Santa Rosa at an average of $11,300 for a shared room, while their counterparts in assisted living facilities pay a monthly average of $7,048.

Home Care

$6,292

Home Health Care

$6,912

Adult Day Health Care

$2,795

Assisted Living

$7,048

Nursing Home Care (semiprivate room)

$11,300

Financial Assistance for Home Care in Santa Rosa, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Santa Rosa Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Santa Rosa:

ResourceContactAddressService
Catholic Charities(707) 528-8712987 Airway Court, Santa Rosa, CA 95403This program provides area seniors with a broad array of services, including respite care, transportation, companionship and meal assistance. The services are provided at no cost to seniors and all faiths are welcome to request service. 
Petaluma People Services Center(707) 765-84881500A Petaluma Bl S, Petaluma, CA 94952The Petaluma People Services Center provides seniors with a comprehensive array of services, including referrals to resources, respite care for those with dementia or Alzheimer’s, a senior day care program and meals to ensure proper nutrition for those in need. The Senior Cafe serves meals on-site, while the Meals on Wheels program delivers to those who are homebound and cannot attend meals at the cafe. 
Seniors at Home(707) 303-15302200 Range Ave., Suite 102, Santa Rosa, CA 95403This organization provides Santa Rosa seniors with a bevy of services, many of which are centered on home care. Everything from skilled nursing to fiduciary offerings are provided within its menu of services. Home care services include transportation, medication reminders, companionship, meal preparation and assistance after returning home from a stay in a health care facility. While the organization does charge for most of its services, it also offers a sliding scale for some options to ensure affordability for its senior population. 
Low Income Home Energy Assistance Program(707) 495-44171100 Coddingtown Center, Suite 1, Santa Rosa, CA 95401Low-income seniors in need of assistance with energy bills or weatherization efforts for their homes can take advantage of the services provided by this program. An offshoot of North Coast Energy Services, program participants can receive services once per year per program. There is no fee associated with the program and seniors need only provide a completed application, proof of income (if any) and copies of current energy bills. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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