The 10 Best In-Home Care Services in Cupertino, CA for 2023
Cupertino is a suburban city in Santa Clara County, about 15 minutes from downtown San Jose. About 14.5% of its almost 60,400 residents are in the 65+ age group, which is slightly below average. The city is part of the AARP Age-Friendly Network, which aims to increase its senior-friendliness, and is respected for its low crime rate and medical facilities, such as the Santa Clara Medical Center. Numerous home care and home health care agencies operate in the area, the former delivering non-medical care and the latter providing limited medical support. The city’s median fee for home care is $6,864 per month, which is about 11.2% more than normal for California.
Below we’ve compiled a comprehensive directory of every home care provider in the Cupertino area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Cupertino, CA
Best Home Care, Inc
26236 Industrial Blvd, Hayward, CA, 94545
890 Santa Cruz Ave, Menlo Park, CA, 94025
Homecare Professionals -Daly City, CA
295 89th Street Suite 107, Daly City, CA, 94105
FirstLight Home Care Silicon Valley
1066 Saratoga Ave , San Jose, CA, 95117
Familiar Surroundings Home Care
1568 Meridian Avenue, San Jose, CA, 95125
Firstlight Home Care Of Tri-Valley
2110 Omega Rd #C , San Ramon, CA, 94583
Familiar Surroundings Home Care
3875 Bohannon Dr #2606, Suite 119, Menlo Park, CA, 94026
Care On Call
3001 Winchester Blvd, Suite 6, Campbell, CA, 95008
Love Life Senior Care
1015 Riley St, Folsom, CA, 95630
Right at Home – Cupertino
901 Campisi Way, STE 180, Campbell, CA, 95008
TheKey – Los Gatos
15734 Los Gatos Blvd, Los Gatos, CA, 95032
Nu Care San Jose, CA
1879 Lundy Avenue Suite 218 , San Jose, CA, 95131
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Paying for Home Care in Cupertino, CA
The Cost of Home Care in Cupertino, California
The 2021 Genworth Cost of Care Survey reveals that Cupertino seniors pay approximately $764 more per month for home care services than the average Californian. This figure rises to $1,907 compared to the U.S. average. Comparisons with nearby cities are mixed, with some paying similar costs, such as San Francisco ($6,864) and others paying significantly more, including San Jose ($7,102). Inland cities are often more affordable, such as Modesto ($5,768), although some coastal cities compete, including Salinas ($6,673).
The United States
The Cost of Home Care vs. Other Senior Care Options in Cupertino, California
Home health care agencies typically charge $143 more per month than home care agencies, which reflects the medical services typically provided by registered nurses and/or therapists. Assisted living is the most affordable care with accommodation, at $5,550, and nursing home care is the costliest, at $10,646. The Genworth survey doesn’t include a median fee for adult day care in Cupertino, but the state average of $1,842 per month should indicate an approximate cost.
Home Health Care
Nursing Home (semiprivate room)
Note: Data for Cupertino was unavailable, so data for the nearest city, Santa Cruz, was used instead.
Financial Assistance for Home Care in Cupertino, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Cupertino, CA
Seniors residing at home in Cupertino can receive help from numerous nonprofit organizations committed to supporting its older residents. Those listed here can make critical home repairs, reduce property taxes, deliver healthy food weekly and make utility bills more affordable.
Rebuilding Together is a network of volunteers who provide critical repairs to properties at risk of becoming uninhabitable. To qualify for assistance, the homeowner's gross household income shouldn't exceed the limits for its size. Repairs include roofing, electricals, plumbing, water heaters and heating equipment.
Sacred Heart Community Services provides essential services to low-income Santa Clara residents. Its Home Energy Assistance Program offers non-emergency support once a year to households struggling to pay energy bills and its Low-income Household Water Assistance Program helps those with incomes less than 60% of the state median income pay water bills.
Sourcewise is a multi-resource nonprofit dedicated to helping Santa Clara County's most needy residents. Its Meals on Wheels program delivers seven breakfasts and lunches/dinners weekly to seniors. All meals are frozen and microwaveable, although deliveries also include fresh milk, fruit and bread. The organization can also loan microwaves.
Santa Clara County's Property Tax Exemption Unit can help homeowners benefit from tax reductions of $7,000 on their property's assessed value, resulting in annual savings of around $70. It can also help some vets get the Disabled Veteran Property Tax Exemption to reduce their property's assessed value up to $100,000.
Cupertino Senior Center provides stimulating activities to adults aged 50+, including arts, dance, language and technology classes and fitness programs. The center's social program includes bingo, congregate lunches, softball and ballroom dancing. Frequent group trips include the Grand Canyon, Washington, D.C. and New England.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What types of services can a home care agency in Cupertino provide?
A home care agency specializes in non-medical services for frail seniors who no longer perform daily living tasks easily. These tasks include preparing meals, housekeeping, shopping for groceries and traveling for various purposes, such as medical appointments. Agencies also offer companion services for seniors who can perform these actions without assistance but may otherwise spend their days alone. A crossover service between home care and home health care is support with daily functions, such as bathing and dressing. Not all home care agencies offer these services, so it’s worth checking before committing to a contract.
What should I look for in a good home care agency near me in Cupertino?
It’s unwise to use an unlicensed care provider, so first that the agency is licensed and registered with the Home Care Services Bureau. Licensed agencies must conform to high standards in every area, including staff recruitment and training and processes for dealing with emergencies. When calling an agency, it’s prudent to ask questions about its policies and procedures, which the representative should be able to answer easily. Seniors should think twice about using an agency that can’t readily answer these questions.
How can I find home care agencies near me with availability?
Visit the Caring.com page for Cupertino’s home care agencies. It displays an easy-to-scan list of the city’s care providers. Each link will take you to the provider’s unique page, where you will find a wealth of information, including reviews by current and previous clients. The page will also show you if the agency has availability, its costs and payment options and the types of home care services it provides.
What is a home care plan?
A home care plan is a unique document developed by the home care agency and the senior (and/or a loved one) that acts as a roadmap for the types of services required. The plan should include how and when the agency will satisfy these needs. It’s a dynamic document, so you should expect a good quality agency to review it at least every 12 months to account for changes in the care required. The plan should also detail loved ones’ contact details should the agency need to call them in an emergency.
Who is eligible for the veterans home care program?
The veterans home care program makes it easier for U.S. military vets and their spouses to reside independently at home with assistance. The program is two different services — one provides non-medical support to seniors unable to conduct daily living tasks without help, and the other is a basic medical service for those recovering from illness or surgery. To qualify, the vet must have had at least 90 days of active service, with a minimum of one day in a war zone. To apply, Cupertino seniors should contact the County of Santa Clara Office of Veterans Services.