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The 10 Best Home Care Agencies for Seniors in Turlock, CA for 2024

Turlock is a city in Stanislaus County, California, that’s located about 20 minutes south of Modesto. Just over 13% of its 72,740 residents are aged 65 and older, including many individuals who were drawn to the city’s favorable cost of living, small-town feel and diversity of places to eat and drink. There are also plenty of medical facilities to ensure that seniors have a choice, such as the Emanuel Medical Center and Stanislaus Surgical Hospital. Home care and home health care agencies abound too, with the latter offering limited medical care in addition to standard services. According to the 2020 Genworth Cost of Care Survey, the typical monthly cost is $5,148. Although above the national average, it’s lower than normal for California. 

Below we’ve compiled a comprehensive directory of every home care provider in the Turlock area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Turlock, CA

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Paying for Home Care in Turlock, CA

The Cost of Home Care in Turlock, CA

The 2020 Genworth Cost of Care Survey reveals that the typical senior in Turlock pays $5,148 per month for home care. The national average is lower at $4,481, but this is expected as California is the second most expensive state in the country. This is reflected in the average home care fee of $5,529. However, Turlock offers the most affordable care in the region with only Stockton coming close at $5,243. In San Francisco, home care averages $6,101, while seniors in San Jose pay $6,197.

Turlock

$5,148

California

$5,529

United States

$4,481

Stockton

$5,243

San Francisco

$6,101

San Jose

$6,197

The Cost of Home Care vs. Other Senior Care Options in Turlock, CA

Despite providing basic medical support as well as home care, home health agencies typically charge $5,148, the same fee for home care. Assisted living facilities in Turlock offer their services for around $4,000, while nursing homes charge significantly more, usually $10,783 for a semiprivate room. The Genworth survey doesn’t supply costs for adult day care in Turlock, but the state average of $1,733 should give some indication of likely costs.

Home Care

$5,148

Home Health Care

$5,148

Adult Day Health

0

Assisted Living

$4,000

Nursing Home Care (semi-private room)

$10,783

Note: Data for Turlock was unavailable, so data for the nearest city, Modesto, was used instead   

Financial Assistance for Home Care in Turlock, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Turlock, CA

Seniors living at home in Turlock can call on the support of numerous nonprofits and agencies that are dedicated to helping them age safely and comfortably. The following resources are only some of what’s available. They can help those whose homes have become too expensive to heat or cool. They also provide healthy meals for seniors who are unable to cook for themselves and make homes safe again if they have deteriorated over time.

ResourceContactService
Weatherization Program(209) 541-0496The Modesto Irrigation District's Weatherization Program helps homeowners and renters whose properties are no longer energy-efficient. It can help reduce energy costs for low-income residents in Turlock. After an initial assessment, the program can, at no charge, resolve issues that cause the home to leak heat on colder days or gain heat on hotter ones. This may mean insulating attics, walls and crawl spaces in addition to preparing and replacing damaged windows and doors.
Home Delivered Meals(209) 558-8698Second Harvest of the Greater Valley is a nonprofit dedicated to eliminating hunger in Turlock and beyond. Its food assistance program delivers frozen meals every week to seniors. It provides five meals, milk, fruit and a small loaf of bread in every pack. There's no charge for the service.
TID CARES Program(209) 883-8222TID is a community-owned nonprofit utility company that operates TID CARES, a discount program that provides affordable water and electricity supplies to households in Turlock. Seniors who qualify for the program get an $11 discount on the standard customer charge in addition to 15% off the first 800 kilowatt-hours of use. Eligibility requirements include being a resident of Turlock. The home must be the senior's primary address, and the applicant's gross household income must be within Government Income Guidelines.
Home Repair Program(209) 557-2007The purpose of the Stanislaus Regional Housing Authority's Home Repair Program is to make homes safe and easily navigable for occupants, including homeowners and renters. For rented properties, prior approval by the owner is required before work can be carried out. The program can eliminate health and safety concerns, such as repairing damaged roofs and broken fixtures within the home. Additionally, it can make access points wider and install ramps for wheelchairs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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