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The 10 Best Home Care Agencies for Seniors in Stockton, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Stockton, CA, residents and their loved ones rate In Home Care agencies 4.5 out of 5 stars across the 44 options below.

Home Care Services in Stockton, California

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Paying for Home Care in Stockton, CA

The Cost of Home Care in Stockton, CA

According to the 2024 Genworth Cost of Care Survey, home care agencies in Stockton charge a median monthly rate of $6,101. Although this climbs higher than the national norm of around $5,720, it provides a savings of about $760 over California’s median. Additionally, local rates compete favorably with monthly fees in San Francisco, where rates run significantly higher at around $7,531.

Stockton

$6,101

California

$6,864

United States

$5,720

San Francisco

$7,531

Sacramento

$4,671

Santa Cruz

$7,245

The Cost of Home Care vs. Other Senior Care Options in Stockton, CA

In Stockton, home care agencies charge around $6,101 for nonmedical services, costing seniors about $380 less than specialized home health care. Additionally, although assisted living rates run considerably lower than in-home care at approximately $4,363 per month, seniors pay nearly $6,450 less for home care than for nursing home care, which includes 24-hour medical support.

Home Care

$6,101

Home Health Care

$6,483

Assisted Living Facility

$4,363

Nursing Home Care (semi-private room)

$12,547

Financial Assistance for Home Care in Stockton, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Stockton, CA

Stockton seniors have access to a number of free and low-cost resources that can help them safely age in place. These include nutritional programs, barrier-free transportation services and supports for veterans and their loved ones.

ResourceContactService
Oak Park Senior Center(209) 937-7777Operated by the City of Stockton's Community Services department, the Oak Park Senior Center offers a wide range of social, recreational and wellness activities for adults aged 50 and older. Programming includes movie screenings, escorted day trips, organized games and free haircuts on the 2nd and 4th Monday of each month. Membership costs $25 per year and includes access to most activities offered at Oak Park and three other city-run community centers.
Meals on Wheels(209) 468-1104 The San Joaquin County Meals on Wheels program provides housebound seniors aged 60 and older with five frozen, nutritionally balanced heat-and-serve meals each week, as well as a weekly supply of fresh milk and fruit. Meals low in salt, sugar and fat, are dietitian-approved and delivered by volunteer drivers. Seniors are asked to contribute $2 for each meal, but no one will be turned away due to an inability or unwillingness to pay.
Catholic Charities of Stockton — Senior Services(209) 444-5900 Catholic Charities of Stockton offers a number of programs that can help seniors remain living independently, including in-home care services and a transportation program for those aged 60 and older who need rides to medical appointments and to do grocery shopping. CCS also operates the Homecoming Project, a hospital-to-home service designed to help seniors safely transition back to their own homes upon discharge from a hospital.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Mike Letizia

I am a past client of this provider

Review of Home Instead - Stockton, CA

I and my family cannot thank Home Instead enough for their great service, compassion and caring during my Mom's final weeks of Hospice care at home. Mia is an absolute treasure and immediately...

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Home Care

Sarah

I am a past client of this provider

Review of Visiting Angels - Stockton, CA

We got Visiting Angels for my mother, and we were happy with them. However, I was rotating the caregivers because I did not want anybody in her home that was getting too comfortable. They were...

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Home Care

Pam

I am a past client of this provider

Review of Interim HealthCare of Stockton, CA

Interim HealthCare came in to the house and my mom was bedfast. Sometimes she could sit in a wheelchair. They cleaned her room, they fed her, and they gave her medications. They were really good....

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In Home Care near Stockton, CA

French CampHoltLathropMantecaLodiLinden

Other Options in Stockton, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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