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The 10 Best Home Care Agencies for Seniors in Elk Grove, CA for 2024

Last Updated: June 5, 2024 -

As part of Sacramento County, Elk Grove lies 16 miles south of California’s state capital. In-home care, which provides nonmedical assistance with daily tasks and personal care, has a median monthly fee of $4,671 in the area. This stands lower than the national and statewide mid-point rates by $1,049 and $2,193, respectively. The region has 49 local home care agencies, with more nearby.

Our directory below features 353 reviews reviews of in-home care agencies, with an average rating of 5.0 out of 5 stars stars.    

Home Care Services in Elk Grove, California

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Paying for Home Care in Elk Grove, CA

The Cost of Home Care in Elk Grove, CA

According to Genworth’s 2024 Cost of Care Survey, in-home care runs $4,671 monthly in Elk Grove. This makes the city among the most affordable destinations statewide for this type of care, second only to Redding ($3,241). Conversely, prices increase significantly to $8,008 in San Jose and $8,294 in Santa Rosa.

Elk Grove

$4,671

California

$6,864

United States

$5,720

Santa Rosa

$8,294

San Francisco

$7,531

Redding

$3,241

San Jose

$8,008

The Cost of Home Care vs. Other Senior Care Options in Elk Grove, CA

In Elk Grove, home care presents an economical senior care option. At $4,671 monthly, it costs $2,002 less than home health care, which also includes nursing care and therapist-delivered services. Assisted living runs $6,340. Adult day health care comes in at $3,996 pricier than in-home care, while nursing homes attract the highest monthly fee of $11,406 for a semi-private room.

Home Care

$4,671

Home Health Care

$6,673

Adult Day Health Care

$8,667

Assisted Living Facility

$6,340

Nursing Home Care (semi-private room)

$11,406

Note: Data for Elk Grove was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in Elk Grove, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Elk Grove Home Care Resources

The Elk Grove region has numerous resources to help seniors obtain affordable care at home. Through these agencies and programs, older adults can find ways to pay for in-home care, connect with social and wellness services in the community and identify subsidized alternatives to private-pay home care.

ResourceContactService
Area 4 Agency on Aging(916) 486-1876The Area Agency on Aging serves those aged 60 and over through health and wellness, nutrition and referral services. Through this agency, older adults obtain caregiver support and respite services, health insurance options, counseling, congregate and home-delivered meals and transportation services. It also provides residential repairs and modifications for seniors.
Veterans Services(916) 874-6811The Veterans Services office helps older veterans apply for disability compensation, the veterans' or survivors' pension and Aid and Attendance, which can help qualified individuals pay for in-home care. It also screens for eligibility for the veterans' home care program and VA medical care.
Senior Center of Elk Grove(916) 685-3160The local senior center is a nonprofit organization that provides programs for older adults, helping those who live alone to stay active and engaged. It hosts monthly Dinner & Lunch Bunch meetings where older adults can build social connections, and it has weekly social and support groups.
Meals on Wheels(916) 444-9533The local Meals on Wheels program serves congregate meals at All Seasons Cafes throughout the region on weekdays and provides free door-to-door transportation services to and from the meal sites. It also provides home-delivered meals for older adults who are housebound and unable to shop for or prepare healthy meals.
Community Resource Project(916) 567-5220Community Resource Project is a nonprofit organization that connects seniors with limited resources with financial assistance programs in the region. Through this agency, seniors can obtain utility assistance to help them avoid disruptions in service and a home weatherization program to reduce their energy bills and improve their homes' comfort.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Kamal Singh

I am a past client of this provider

Review of Your Home Assistant, LLC

I have had many experiences with other home care agencies and my experience with Your Home Assistant does not compare with the rest. The follow up and follow through secured the trust I had with...

Provider response

Thank you so much for your review Mr. Singh. It was great working with you and providing the care for during your time of need. We take great pride in what we do. I appreciate knowing our...

Read more

Home Care

amfiosha

I am a past client of this provider

Review of Your Home Assistant, LLC

We used Your Home Assistant for in-home care when we lived in Wilton, CA. The company as a whole was very helpful, but what stood out to us was the caregivers themselves. This was our first time...

Provider response

Thank you for your kind words! We take pride in matching our clients and Assistants to ensure the transition or start of services is seamless and successful.

Read more

Home Care

mrrichardson

I am a current client of this provider

Review of Your Home Assistant, LLC

This is an amazing company! They helped both of my elderly parents through one of the hardest times of their lives. My mom went through a major surgery and my dad was not able to support her fully...

Provider response

Thank you for your kind words Mr. Richardson. Your Mother is a wonderful client with a kind heart. We simply want to provide her the quality of life she deserves. We appreciate your support and...

Read more

In Home Care near Elk Grove, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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