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The 10 Best Home Care Agencies for Seniors in Lincoln, CA for 2024

Lincoln is part of the Sacramento metropolitan area and has a growing population of close to 51,000. Of the city’s residents, nearly 28% are seniors. This is about 15 percentage points higher than the state average, fostering an age-friendly environment with benefits for retirees. The city’s overall cost of living is well below the statewide norm, primarily due to comparatively competitive housing prices, which may make it a financially viable option for those with fixed incomes. Crime occurrences are infrequent compared to other California cities, and affordable public transportation reduces seniors’ reliance on private vehicles.

In Lincoln, many older adults remain in their homes throughout retirement with the help of in-home care. Home care agencies don’t provide medical services, but they help with daily activities that may become more challenging with age. Some services they provide include help with meal planning and preparation, light housework and assistance with dressing or bathing. On average, these agencies charge $6,292 per month for services. Home health care may be a good alternative for those who need skilled nursing.

Below we’ve compiled a comprehensive directory of every home care provider in Lincoln– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Lincoln, CA

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Paying for Home Care in Lincoln, CA

The Cost of Home Care in Lincoln, CA

The Genworth 2021 Cost of Care Survey indicates that, based on rates in nearby Sacramento, Lincoln is a relatively costly place to obtain in-home care, with monthly rates exceeding state and national norms at $6,292. In Napa, care costs are about $150 more, but in most other Central California cities, rates are more affordable. Seniors in Vallejo and Yuba City pay about $350 less for home care than those in Lincoln. In Stockton, seniors pay about $800 less per month for services. 

Lincoln

$6,292

California

$6,101

The United States

$4,957

Yuba City

$5,895

Stockton

$5,482

Vallejo

$5,958

Napa

$6,435

The Cost of Home Care vs. Other Senior Care Options in Lincoln, CA

Home care agencies in Lincoln charge $6,292 per month for nonmedical care, which may include services such as meal preparation and help with dressing. Home health care agencies charge the same monthly rate for skilled nursing services, and those who obtain skilled nursing services and personal care through adult day health care pay about $4,000 less per month. Seniors may say about $1,000 by opting for assisted living over home care, but nursing home rates are over $4,000 more. 

Home Care

$6,292

Home Health Care

$6,292

Adult Day Health Care

$2,167

Assisted Living

$5,225

Nursing Home Care (semiprivate room)

$10,646

Note: Data for Lincoln was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in Lincoln, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Lincoln Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Lincoln:

ResourceContactAddressService
Senior Nutrition(530) 878-571812183 Locksley Lane, Suite 205, Auburn, CA 95602Seniors First is a nonprofit organization that provides meals at senior cafes in Auburn and Lincoln and runs the Meals on Wheels program in the region. The senior cafes serve a hot, nutritious lunch each day, and seniors are encouraged to socialize and experience a sense of community. There is no charge for the meals but donations are appreciated. Free transport is available to the senior cafes. The Meals on Wheels services delivers one meal a day to homebound seniors who are unable to cook for themselves. Volunteers deliver the meals and provide a social check service for the seniors at the same time. There is a charge for the meals, but no one will be turned away if they cannot afford the fees.
Adult Day Care and Respite(530) 889-9500Twelve Bridges Library, 485 Twelve Bridges Drive, Lincoln, CA 95648The Recreation and Respite Adult Day Program is operated by Senior First. The goal of the program is to provide a change of pace for seniors with physical or cognitive impairments and to give their caregivers respite. Caregivers can use the time to take care of their own needs or join the Caregiver Support group. Volunteers, personal care aides and staff members take care of the seniors from 9 a.m. to 1 p.m. four days a week. The seniors partake in a range of activities, including arts and crafts, exercise classes, games and adventures with pets. There is a charge for this activity, but financial aid is available for those who qualify.
My Rides(800) 878-922212183 Locksley Lane, Suite 205, Auburn, CA 95602My Rides provides free transportation to seniors in the Placer County area. The drivers are all volunteers who offer door-to-door transport to assist seniors who are no longer able to drive themselves. Rides need to be booked at least 14 days in advance to ensure that a driver is available. The volunteer will pick the senior up at home and drive them to their destination. The driver will typically wait at the destination until the senior is finished before driving them home. Transport is provided to nonemergency medical appointments, grocery stores, banking and hair appointments.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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