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The 10 Best Home Care Agencies for Seniors in Palm Springs, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Palm Springs, CA, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 39 options below.

Home Care Services in Palm Springs, California

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Paying for Home Care in Palm Springs, CA

The Cost of Home Care in Palm Springs, CA

According to the Genworth 2021 Cost of Care Survey, which estimates long-term care costs in Palm Springs based on averages in nearby San Diego, home care agencies in Palm Springs charge $6,387 per month for services. This is over $200 higher than the California average and about $1,400 higher than the national norm, and it’s considerably higher than rates in nearby cities. In Riverside, agencies charge about $200 less for services. Seniors in Los Angeles pay about $500 less per month for care, and in El Centro, rates are nearly $3,000 lower. 

Palm Springs

$6,387

California

$6,101

United States

$4,957

El Centro

$3,432

Riverside

$6,101

Los Angeles

$5,911

The Cost of Home Care vs. Other Senior Care Options in Palm Springs, CA

Home care agencies charge $6,387 per month for care, and home health care agencies, which provide skilled nursing services at home, charge about $100 more. Assisted living is a budget-friendly alternative to in-home care, with rates coming in about $900 less per month, and adult day health care offers an even higher monthly savings of $4,300. Nursing home care, which offers around-the-clock medical care and monitoring, costs about $3,000 more per month than home care. 

Home Care

$6,387

Home Health Care

$6,473

Adult Day Health Care

$2,058

Assisted Living Facility

$5,475

Nursing Home Facility (semiprivate room)

$9,384

Note: Data for Palm Springs was unavailable, so data for the nearest city, San Diego, was used instead.

Financial Assistance for Home Care in Palm Springs, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Palm Springs Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Palm Springs:

ResourceContactAddressService
Mizell Center(760) 323-5689480 S. Sunrise Way, Palm Springs, CA  92262The Mizell Senior Center offers Meals on Wheels services to homebound senior residents of Palm Springs and the Coachella Valley. The organization also handles congregate meals for the elderly and allows in-person pickup of food. As an additional service, Mizell manages a vigilance program for elderly seniors who frequently use its services. Its staff check up on seniors who haven’t been seen for a while and seek emergency assistance for those who seem to be in distress of some kind. Other services include recreational programs and classes in computer literacy, music and arts events, and interest group sessions.
Senior Advocates of the Desert(760) 202-1024P.O. Box 2827 Cathedral City, CA 92235-2827Senior Advocates of the Desert is a nonprofit organization that provides benefits and advocacy services to elderly individuals applying for government programs such as SSI, Veterans Affairs benefits, Medicare, Social Security and other federal or state initiatives. The organization offers emergency financial assistance to people 60 years of age or older who have suffered an economic crisis through no fault of their own. All services offered by the SAOTD are free of charge.
Jewish Family Service of the Desert(760) 325-4088490 S. Farrell Drive, Suite C208, Palm Springs, CA  92262The Jewish Family Service is a nonprofit organization that offers telehealth and psychiatric counseling to isolated residents. Its services are available to people of different ages but especially focus on seniors. The JFS also offers emergency financial assistance and phone calls to seniors. Additionally, the JFS handles advocacy efforts on behalf of senior residents in the Coachella Valley and Palm Springs communities.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Phyllis

I am a current client of this provider

Review of Vitalitas Home Care Referral Agency

We have been using Vitalitas Home Care since the beginning of November. Our caregiver is wonderful. She comes early in the morning, gets my husband out of bed, and gives him a bath. Then she gets...

Provider response

We are so happy to hear that you are pleased with the care provided by Arielle and appreciate that you took the time to share your experience with others. Best wishes for a very Happy New Year!

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Home Care

peatsea

I am a current client of this provider

Review of Vitalitas Home Care Referral Agency

Wow, where do I begin. From the first phone call, this experience has been terrific... It's difficult navigating the way of our elders, but these people truly have a heart centered handle on it. ...

Provider response

Thank you so much for your feedback and confidence in Vitalitas. We are grateful for the opportunity and look forward to supporting you and your mother in the months and years to come.

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Home Care

k-doyle

I am a past client of this provider

Review of Vitalitas Home Care Referral Agency

The team at Vitalitas was always very helpful. Before care even began for my mother, they took the time to understand what we needed and explained the different types of home care options available...

Provider response

Thank you for taking time to comment on the service you and your mother received. We wish you both all the best!

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In Home Care near Palm Springs, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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