The 10 Best Assisted Living Facilities in Rancho Mirage, CA for 2023

With nearly 18,000 residents, half of whom are at least 65 years old, Rancho Mirage offers a welcoming environment for retirees seeking a small-town atmosphere with access to big-city amenities. The city has a low violent crime rate and promotes high access to health care, providing peace of mind to seniors, and its warm weather year-round appeals to those who enjoy outdoor activities.

Seniors seeking a low-maintenance lifestyle in Rancho Mirage may find the services and amenities they need in one of the region’s many assisted living facilities. These facilities offer comfortable housing, often with apartment-style units, and provide daily meals, transportation services and social and recreational activities. They also have dedicated caregivers who administer individualized care plans. In general, this type of care costs $5,475 per month in the Rancho Mirage region. This is higher than the statewide average of $5,250, the national norm of $4,500.

This guide provides details on assisted living costs in the Rancho Mirage region, as well as an overview of the state-mandated rules facilities follow. It also highlights some helpful resources for current and prospective assisted living residents.

The California Department of Social Services, Senior Care Licensing Program, oversees and licenses assisted living facilities in Rancho Mirage and the rest of California. Through this agency, seniors can get up-to-date information on policies that affect access to long-term care. They can also get one-on-one advocacy and information through the department’s regional office, which is in Riverside.

• Eisenhower Medical Center is a large medical facility with 536 inpatient and outpatient beds in Rancho Mirage, giving older residents access to a variety of health services, such as emergency care. Costs for medical services, such as hospitalizations, dental care and doctor’s office visits, come in about 16% below the national norm.
• The weather in Rancho Mirage tends to be very warm, which may be a consideration for seniors sensitive to heat. Winters are pleasant with daytime temperatures around 70 degrees, but summers are very warm with average highs in the triple digits. To help residents stay safe and comfortable, assisted living facilities have individual climate controls in living quarters.
• The violent crime rate in Rancho Mirage is low, with the city rating 13.5 on a 100-point index compared to a national score of 22.7. While property crime is more prevalent, earning the city a score of 52.7 versus 35.4 nationally, assisted living facilities promote residents’ safety through measures such as surveillance cameras and door alarms.
• The overall cost of living in Rancho Mirage is in line with the California norm but significantly higher than the national average. On a cost of living index based on a national score of 100, the city rates 147.9. Median home costs in this city are more than double the nationwide average, making assisted living an attractive alternative to owning a home.
• Seniors in Rancho Mirage pay state income taxes on most forms of retirement income, and the tax rate is among the highest in the nation. However, Social Security benefits are exempt, which may promote the financial security of those who rely primarily on this type of income.

Assisted living facilities in Rancho Mirage charge monthly rates of $5,475 for care.

In Rancho Mirage, assisted living residents pay $5,475 per month for care. This is $225 more than the California norm, and it’s nearly $1,000 per month higher than the national average. Seniors may save money by choosing an assisted living facility in Los Angeles or Riverside, where respective fees come in at $5,250 and $4,000. However, local care costs are competitive compared to rates in Oxnard, where assisted living residents pay $5,750 for care, and El Centro, where fees are about $700 higher than in Rancho Mirage.

Assisted living is among the most affordable long-term care options in Rancho Mirage, with facilities charging average monthly rates of $5,475. This offers significant monthly savings over the cost of private home-based care, which comes in at $6,387 for in-home care and $6,473 for home health care. Nursing home care is even more expensive at $9,384 for semiprivate accommodations. Only adult day health care, which doesn’t include residential services, is more affordable at $2,058.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.