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The 10 Best Home Care Agencies for Seniors in Hanford, CA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Hanford, CA, residents and their loved ones rate In Home Care agencies across the 13 options below.

Home Care Agencies in Hanford, CA

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Paying for Home Care in Hanford, CA

The Cost of Home Care in Hanford, CA

The average cost of home care and home health care in Hanford is $5,339, according to Genworth’s 2021 Cost of Care Survey, which is less than the California state average of $6,101 a month. Cities around the state show a wide variety of costs for home care, such as in San Diego, where home care averages $6,387 a month, and in El Centro, where costs are significantly lower at just $3,432. Oxnard has average home care costs of $5,815 a month, which is slightly more than the national average cost of $4,957. 

Hanford

$5,339

California

$6,101

United States

$4,957

San Diego

$6,387

El Centro

$3,432

Oxnard

$5,815

The Cost of Home Care vs. Other Senior Care Options in Hanford, CA

Home care is a relatively high cost service in Hanford, as the city tends to maintain lower than average costs for other types of senior care. Adult day health care, for example, averages just $1,192 a month in Hanford, while assisted living services amount to $3,450. Seniors in Hanford who need more intensive medical care than these services provide may find a semiprivate room in a local nursing home for an average monthly cost of $8,517.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,192

Assisted Living

$3,450

Nursing Home Care (semiprivate room)

$8,517

Note: Data for Hanford was unavailable, so data for the nearest city, Visalia, was used instead. 

Financial Assistance for Home Care in Hanford, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Hanford, CA

Seniors in Hanford have multiple resources available to them that can help with at-home living arrangements, senior care issues and financial supports. Most of these services are available at no cost or charge a token fee for low-income seniors. Older adults and their families can apply directly to the agencies listed here for more information.

ResourceContactService
Kings County Commission on Aging(559) 852 2828The Kings County Commission on Aging provides a number of free services for seniors in Hanford. Services include the delivery of freshly made frozen meals for seniors who have difficulty preparing meals for themselves, as well as help signing up for CalFresh, Medicaid, caregiver support and other no-cost services.
Kings County Public Guardians Office(559) 852-2669The office of the Kings County Public Guardian provides guardianship and conservator services that can help seniors live independently for as long as possible. The office can help make long-term living arrangements, manage seniors' financial and legal affairs and advocate on behalf of enrolled seniors for medical care and insurance.
Long-Term Care Ombudsman Program(800) 231-4024The California Long-Term Care Ombudsman's office monitors the operations of licensed residential and home care services and reports any issues in meeting care guidelines. The Ombudsman's hotline takes complaints and emergency reports, offers impartial information about care options and can help seniors find care services that meet the state standards.
Kings County Adult Protective Services(559) 852-4000King County Adult Protective Services helps ensure the safety of seniors by responding to reports of neglect, abuse and benefits fraud. The agency can intervene in cases of substandard living conditions for seniors by appointing a care team or social support network to help seniors remain safely in their homes.
Central California Legal Services(800) 675-8001Central California Legal Services is a public not-for-profit legal aid society that helps seniors and low-income residents get unbiased advice, assistance with legal affairs and document services to handle most noncriminal matters. Seniors can ask the center for help with estate issues, senior finances and appealing a denial of benefits.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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