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Home Matters Caregiving - San Luis Obispo, CA
102 E. Branch Street, Suite G , Arroyo Grande, CA 93420
Pricing not available
The 5 Best Home Care Agencies for Seniors in Nipomo, CA for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Nipomo, CA, residents and their loved ones rate In Home Care agencies across the 7 options below.
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7 Providers
Home Instead - San Luis Obispo, CA
705 Fiero Ln, Grover Beach, CA 93401
4.8
(18 reviews)
"We used Home Instead for some help with personal care for our 97 year old mom and our care giver Michelle was so patient and gentle, kind and understanding."
Pricing not available
Right at Home - San Luis Obispo
3591 Sacramento Dr Ste 100, San Luis Obispo, CA 93401
Right at Home provides personalized in-home care and support for seniors and adults with disabilities. Our caregivers are trained to help with everyday tasks that have become challenging. This may include meal preparation, laundry, light housekeeping, personal hygiene, medication reminders, mobility assistance, transportation and other tasks. We offer services for those with special care situations such as Alzheimer's disease, Parkinson’s disease and other dementias; diabetes; stroke recovery; and hospice care. Whether you are looking for a few hours a week or immediate, 24-hour care, we are here to help. Call us today to learn more about the services we can provide you or a loved one.Custom Care PlanWe know everyone’s needs are different, so we create custom, client-centered care plans based on our unique five-step approach to care. We take time to get to know you by discussing your health history, physical and cognitive abilities, daily routines, and personal lifestyle and preferences. This conversation is important to us because we want to help you determine the level and types of care you need and match you with the best caregiver to help you continue to live successfully at home, or wherever you call home.Caregiver Training and Care Supervision When you choose Right at Home, you can rest assured that our caregivers will deliver the care you or your loved one needs. Every caregiver goes through an extensive interview process, including background checks. We provide initial caregiver training through our Right at Home University before they can provide care, and we provide ongoing training to support best care practices. All of our caregivers are employed by Right at Home and are bonded and insured.
Pricing not available
All Ways Caring HomeCare - San Luis Obispo, CA
3220 South Higuera Street, San Luis Obispo, CA 93401
4.0
(1 reviews)
"We've gotten help from ResCare HomeCare in San Luis Obispo. They found us a caregiver right away on the same day. The manager is really wonderful. We have several caregivers since we need help several hours a day, and they're really amazing. I think that Robert does a really good job and is always on top of everything. For what they do, I think the price is fair."
Pricing not available
BrightStar Care San Luis Obispo
3220 S Higuera St, San Luis Obispo, CA 93401
4.6
(122 reviews)
Pricing not available
Sunshine In-Home Care
1108 N A Street, Lompoc, CA 93436
5.0
(1 reviews)
"I recently found myself caring for my aging mom, It was unexpected and fast, I was frightened and nervous, I found Sunshine In-Home Care one night at 2 in the morning after a hard day and night of struggling with my own thoughts of what I should do with my mom after I return to work. I called Sunshine in home care early the next day I was nervous and did not know what to ask, as I was thinking to hang up the phone call, an angel came on the other line. She was soft spoken and the love exhumed from her words, needless to say she put me at ease right away, I was able to talk to her like a sister she listened to me with out interrupting, when I was done she helped me understand what kind of care my mom would need. I absolutely recommend giving them a call it was life changing. I receive the sweetest Emails from them just wondering how we are doing,I now sleep better and care for my mom with patience and understanding knowing we will be in good hands with Sunshine In-Home Care. I will be using there services soon and will be able to return to work calm because my mom will be safe and loved. Thank You Sunshine In-Home Care for the piece of mind you brought to my life. "
Pricing not available
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Comfort Keepers Home Care of San Luis Obispo and Santa Barbara County
660 Santa Ysabel, Baywood Park, CA 93402
5.0
(1 reviews)
"Have used their caregivers with confidence. My husband has Alzheimer's and I am comfortable with the people they provide for his care. "
Pricing not available
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Paying for Home Care in Nipomo, CA
The Cost of Home Care in Nipomo, CA
Genworth’s 2022 Cost of Care Survey lists an average monthly cost of $7,150 for home care in Nipomo, making it the most expensive in the state. This average is more than $1,000 higher than the state average and nearly $2,200 higher than the national average. Compared to nearby cities, Nipomo’s average is closest to San Jose’s $7,102. It’s only $286 higher than Santa Cruz’s average and $477 more than Santa Maria’s, but it’s significantly higher than Bakersfield’s by more than $1,600 monthly.
Nipomo
$7,150
California
$6,101
United States
$4,957
Bakersfield
$5,506
Santa Maria
$6,673
Santa Cruz
$6,864
San Jose
$7,102
The Cost of Home Care vs. Other Senior Care Options in Nipomo, CA
Home care includes personal care, such as grooming and bathing, and chore services, such as housekeeping and running errands, but it doesn’t include medical services. Alternately, home health care includes medical care usually performed by a registered nurse or therapist. Despite these differences, both in-home care services average $7,150 in Nipomo. Home health care is significantly higher than assisted living, which runs $5,300, but it allows seniors to remain in their homes. Conversely, nursing home care in a semiprivate room costs substantially more at $10,038 per month but includes 24/7 skilled nursing care.
Home Care
$7,150
Home Health Care
$7,150
Assisted Living
$5,300
Nursing Home Care (semiprivate room)
$10,038
Note: Data for Nipomo was unavailable, so data for the nearest city, San Luis Obispo, was used instead.
Financial Assistance for Home Care in Nipomo, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Nipomo, CA
Free or low-cost services available in Nipomo can help seniors remain safely in their homes instead of moving to residential senior care homes. Seniors wanting to age in place at home may find these services helpful, especially if they have a limited budget.
| Resource | Contact | Service |
|---|---|---|
| California Alternate Rates for Energy | (415) 703-2782 | The CARE program provides 30–35% discounts on electric bills and 20% on natural gas bills to low-income households. Seniors receiving Medicaid/Medi-Cal or Supplemental Security Income may automatically be eligible. Applications are available through seniors’ utility companies and many community agencies. |
| Low Income Home Energy Assistance Program (LIHEAP) | (866) 675-6623 | LIHEAP is a federally funded program available statewide to help low-income households cover past due heating or cooling bills or to cover bills when they’ve received a shutoff notice or are in an energy-related crisis deemed life-threatening. The California Department of Community Services and Development administers this program. |
| Energy Savings Assistance Program | (800) 649-7570 | The California Public Utilities Commission administers the Energy Savings Assistance Program to provide no-cost weatherization services to seniors who qualify for the CARE program. Services may include energy-efficient refrigerators or furnaces, attic insulation, caulking, weatherstripping, water heater blankets, low-flow shower heads and door repairs to reduce air infiltration. |
| Low Income Household Water Assistance Program | (805) 594-1065 | Community Action Partnership of San Luis Obispo administers this program, working with water utility providers throughout SLO County, including the Nipomo Community Services District. CAPSLO helps low-income seniors with one-time payments if their bill is past-due, they’re in imminent danger of disconnection or they’ve already been disconnected. |
| Nipomo Senior Center | (805) 929-1615 | Nipomo Senior Center provides games, entertainment and exercise classes for seniors. It also offers free coffee and pastries daily, computer access on a first-come, first-served basis and free durable medical equipment to borrow as available. |
| Meals on Wheel Santa Maria Valley | (805) 938-1200 | Meals on Wheels SMV is a community-based meal delivery program designed to meet the dietary needs of seniors in the Santa Maria Valley, including Nipomo. Meals are prepared according to doctor-ordered diets upon request and delivered 5 days a week, 52 weeks a year. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
