El Dorado Hills is a census-designated place about 35 miles east of downtown Sacramento. According to the 2020 census, 16.6% of its 50,547 residents are aged 65 and older, which is typical for the nation but above-average for California, suggesting El Dorado Hills has a certain appeal for seniors. The 2020 Genworth Cost of Care Survey reveals those in receipt of home care services typically pay $5,863 per month, which is more than the average Californian pays for personal care. Those who need home health care pay more as that service includes medical support from registered nurses and qualified therapists. Primary care services are typically provided at Mercy Hospital of Folsom.
Below we’ve compiled a comprehensive directory of every home care provider in the El Dorado Hills area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
27 Home Care Services for Seniors Serving El Dorado Hills, CA
11160 Sun Center Dr, Rancho Cordova, CA, 95670
Home Instead provides in-home care services for my husband. He has to be bathed and dressed. We basically need somebody in the home to do light housekeeping like washing, changing his bed, cleaning hi
… (read more)
Home Instead provides in-home care services for my husband. He has to be bathed and dressed. We basically need somebody in the home to do light housekeeping like washing, changing his bed, cleaning his wheelchairs, and that type of thing. They try very hard to meet our needs and find a person who is able to take care of my husband, but they said they lost a lot of workers with COVID because people didn’t want to work going in homes and so forth. They’re trying to build up their staff again.
Tomorrow, we’re having a new gal who we never had before. We’ve not had a caregiver for longer than a month. We’re probably on the fourth one now. It’s just not consistent. It’s disconcerting. My husband been paraplegic for 13 years now, so we’re used to getting a get a good care worker and that you really love. After two or three years, they go on to something better or just leave the business.
(read less)
Home Instead provides in-home care services for my husband. He has to be bathed and dressed. We basically need somebody in the home to do light housekeeping like washing, changing his bed, cleaning hi
… (read more)
Home Instead provides in-home care services for my husband. He has to be bathed and dressed. We basically need somebody in the home to do light housekeeping like washing, changing his bed, cleaning his wheelchairs, and that type of thing. They try very hard to meet our needs and find a person who is able to take care of my husband, but they said they lost a lot of workers with COVID because people didn’t want to work going in homes and so forth. They’re trying to build up their staff again.
Tomorrow, we’re having a new gal who we never had before. We’ve not had a caregiver for longer than a month. We’re probably on the fourth one now. It’s just not consistent. It’s disconcerting. My husband been paraplegic for 13 years now, so we’re used to getting a get a good care worker and that you really love. After two or three years, they go on to something better or just leave the business.
(read less)
9198 Greenback Lane, Suite 108, Orangevale, CA, 95662
They could have more training for their caregivers to make his life easier.
Their caregivers need more training.
They could have more training for their caregivers to make his life easier.
Their caregivers need more training.
8920 Emerald Park Drive, Suite F, Elk Grove, CA, 95624
We’ve been using Ally Independence for the last couple of months for my dad. They make him dinner, wash dishes and clean the bathroom. My dad is very comfortable with the caregivers and they were grea
… (read more)
We’ve been using Ally Independence for the last couple of months for my dad. They make him dinner, wash dishes and clean the bathroom. My dad is very comfortable with the caregivers and they were great. Theyre caring and my dad really likes both caregivers who helped him out. They’re excellent. They’re very accommodating. There was one night that the original caregiver could not make it and they easily made a replacement with no problems for that night. It was very smooth and seamless, and I will use them again for sure. They bill twice a month.
(read less)
We’ve been using Ally Independence for the last couple of months for my dad. They make him dinner, wash dishes and clean the bathroom. My dad is very comfortable with the caregivers and they were grea
… (read more)
We’ve been using Ally Independence for the last couple of months for my dad. They make him dinner, wash dishes and clean the bathroom. My dad is very comfortable with the caregivers and they were great. Theyre caring and my dad really likes both caregivers who helped him out. They’re excellent. They’re very accommodating. There was one night that the original caregiver could not make it and they easily made a replacement with no problems for that night. It was very smooth and seamless, and I will use them again for sure. They bill twice a month.
(read less)
500 Wall Street, Auburn, CA, 95603
We’re using Partners in Care. The biggest things they offered has been good assessment and good recommendations for what I need to have for my friend. The staffing on all the shifts has been good. So
… (read more)
We’re using Partners in Care. The biggest things they offered has been good assessment and good recommendations for what I need to have for my friend. The staffing on all the shifts has been good. So far, all the staff people we received have been excellent. They’re just aides, not nursing care like home assistance. They help with meals. They help clean up in the kitchen, bathroom, and his room. They change his bed, do his laundry, take his medications to him (they don’t give him his medications), and help him with transfers. He’s got to be able to do most of the getting up out of bed and into the wheelchair himself, but they assist him with that on standby.
We’ve got two shifts a day with a different person for each shift. We have four caregivers who come back repeatedly, but we still have a number of new people coming in. The big advantage is that if someone can’t make it, I have to either cover it or find a caregiver; they provide that coverage, which to me is a huge advantage. We’re doing two four-hour shifts, seven days a week.
The pricing is a little bit on the higher end of the range, but it’s been worth it. The fact that I’ve not had to worry about all these things has made it very worthwhile. They keep me up-to-date on the scheduling and all those things.
(read less)
We’re using Partners in Care. The biggest things they offered has been good assessment and good recommendations for what I need to have for my friend. The staffing on all the shifts has been good. So
… (read more)
We’re using Partners in Care. The biggest things they offered has been good assessment and good recommendations for what I need to have for my friend. The staffing on all the shifts has been good. So far, all the staff people we received have been excellent. They’re just aides, not nursing care like home assistance. They help with meals. They help clean up in the kitchen, bathroom, and his room. They change his bed, do his laundry, take his medications to him (they don’t give him his medications), and help him with transfers. He’s got to be able to do most of the getting up out of bed and into the wheelchair himself, but they assist him with that on standby.
We’ve got two shifts a day with a different person for each shift. We have four caregivers who come back repeatedly, but we still have a number of new people coming in. The big advantage is that if someone can’t make it, I have to either cover it or find a caregiver; they provide that coverage, which to me is a huge advantage. We’re doing two four-hour shifts, seven days a week.
The pricing is a little bit on the higher end of the range, but it’s been worth it. The fact that I’ve not had to worry about all these things has made it very worthwhile. They keep me up-to-date on the scheduling and all those things.
(read less)
300 Harding Blvd., Ste 101, Roseville, CA, 95678
My 84 year old Dad needed some extra help in a pinch and I was 3,000 miles away. My experience with Family Matters was excellent. The staff from top to bottom was caring, professional, and reliable.
… (read more)
My 84 year old Dad needed some extra help in a pinch and I was 3,000 miles away. My experience with Family Matters was excellent. The staff from top to bottom was caring, professional, and reliable. Their responsiveness to questions, changes, feedback, changing needs was exceptional. Highly recommend.
(read less)
My 84 year old Dad needed some extra help in a pinch and I was 3,000 miles away. My experience with Family Matters was excellent. The staff from top to bottom was caring, professional, and reliable.
… (read more)
My 84 year old Dad needed some extra help in a pinch and I was 3,000 miles away. My experience with Family Matters was excellent. The staff from top to bottom was caring, professional, and reliable. Their responsiveness to questions, changes, feedback, changing needs was exceptional. Highly recommend.
(read less)
1406 Blue Oaks Blvd., Ste. 175, Roseville, CA, 95747
Always Best Care (in Roseville, CA) has been a great help to my family and I. Very polite, patient, and kind organization. Highly recommended. Thank you for all you do!
Always Best Care (in Roseville, CA) has been a great help to my family and I. Very polite, patient, and kind organization. Highly recommended. Thank you for all you do!
1900 Point West Way Suite 196, Sacramento, CA, 95815
We hired Welcome HomeCare for my father. So far, we’re happy with everything. The caregiver comes three days a week, four hours a day, and provides Dad companionship, brain building games for dementia
… (read more)
We hired Welcome HomeCare for my father. So far, we’re happy with everything. The caregiver comes three days a week, four hours a day, and provides Dad companionship, brain building games for dementia, and exercises to keep him healthy. Everything has really been easy, and it has worked out fine. The caregiver is experienced, knowledgeable, and always there, always on time, and very reliable.
(read less)
We hired Welcome HomeCare for my father. So far, we’re happy with everything. The caregiver comes three days a week, four hours a day, and provides Dad companionship, brain building games for dementia
… (read more)
We hired Welcome HomeCare for my father. So far, we’re happy with everything. The caregiver comes three days a week, four hours a day, and provides Dad companionship, brain building games for dementia, and exercises to keep him healthy. Everything has really been easy, and it has worked out fine. The caregiver is experienced, knowledgeable, and always there, always on time, and very reliable.
(read less)
2865 Sunrise Blvd , Suite 107, Citrus Heights, CA, 95742
At HomeCare Professionals we put the needs of our clients and their families first. The process for putting a successful care plan in place can vary with each client. Often our client’s urgency dict
… (read more)
At HomeCare Professionals we put the needs of our clients and their families first. The process for putting a successful care plan in place can vary with each client. Often our client’s urgency dictates the manner in which we proceed. In some cases we are asked to begin services the within a few hours of the client making their initial contact. In other cases, clients may take weeks or longer before deciding to start service. HomeCare Professionals strives to be as flexible as possible which enables us to better meet our client’s needs and schedules, not the other way around.
(read less)
At HomeCare Professionals we put the needs of our clients and their families first. The process for putting a successful care plan in place can vary with each client. Often our client’s urgency dict
… (read more)
At HomeCare Professionals we put the needs of our clients and their families first. The process for putting a successful care plan in place can vary with each client. Often our client’s urgency dictates the manner in which we proceed. In some cases we are asked to begin services the within a few hours of the client making their initial contact. In other cases, clients may take weeks or longer before deciding to start service. HomeCare Professionals strives to be as flexible as possible which enables us to better meet our client’s needs and schedules, not the other way around.
(read less)
1333 Howe Av, Sacramento, CA, 95825
Reliable and friendly staff!
When my step dad was suddenly hospitalized, ApexCare immediately stepped in to provide care for my mother. I was so impressed with how responsive the staff was, and the
… (read more)
Reliable and friendly staff!
When my step dad was suddenly hospitalized, ApexCare immediately stepped in to provide care for my mother. I was so impressed with how responsive the staff was, and the level of care provided to my mother. I am grateful that ApexCare continues to provide care for both of my parents. It provides great peace of mind!
Thank you!
(read less)
Reliable and friendly staff!
When my step dad was suddenly hospitalized, ApexCare immediately stepped in to provide care for my mother. I was so impressed with how responsive the staff was, and the
… (read more)
Reliable and friendly staff!
When my step dad was suddenly hospitalized, ApexCare immediately stepped in to provide care for my mother. I was so impressed with how responsive the staff was, and the level of care provided to my mother. I am grateful that ApexCare continues to provide care for both of my parents. It provides great peace of mind!
Thank you!
(read less)
1640 Eskaton Loop , Roseville, CA, 95747
Katrina has proved to be competent and reliable, but does not show initiative or a sense of caring, forthcoming nature.
Katrina has proved to be competent and reliable, but does not show initiative or a sense of caring, forthcoming nature.
2222 Francisco Dr, El Dorado Hills, CA, 95762
I liked that Home Care Assistance was interested, kind, patient, and understanding. They knew all the things on what to do with helping someone who did not like strangers feel comfortable to become a
… (read more)
I liked that Home Care Assistance was interested, kind, patient, and understanding. They knew all the things on what to do with helping someone who did not like strangers feel comfortable to become a friend.
(read less)
I liked that Home Care Assistance was interested, kind, patient, and understanding. They knew all the things on what to do with helping someone who did not like strangers feel comfortable to become a
… (read more)
I liked that Home Care Assistance was interested, kind, patient, and understanding. They knew all the things on what to do with helping someone who did not like strangers feel comfortable to become a friend.
(read less)
3144 G St. Suite. 125-209, Merced, CA, 95340
The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fal
… (read more)
The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fall. They also check her blood sugar and give her snacks according to what her blood sugar is. They do light houskeeping, like they pick up any soiled diapers and do laundry. The caregivers are really good. We like both of them that come right now. Their scheduling and billing is good. Shelly is the owner and she’s great. She’s really good to communicate with and really helpful.
(read less)
The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fal
… (read more)
The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fall. They also check her blood sugar and give her snacks according to what her blood sugar is. They do light houskeeping, like they pick up any soiled diapers and do laundry. The caregivers are really good. We like both of them that come right now. Their scheduling and billing is good. Shelly is the owner and she’s great. She’s really good to communicate with and really helpful.
(read less)
1968 S. Coast Hwy Ste 3995, Laguna Beach, CA, 92651
I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very r
… (read more)
I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very reliable I don’t know what I would do with out these woman absolutely amazing!
(read less)
I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very r
… (read more)
I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very reliable I don’t know what I would do with out these woman absolutely amazing!
(read less)
5060 Robert J Mathews Pkwy, Suite #104, El Dorado Hills, CA, 95762
This company give good service. and very professional. They have wonderful caregivers like Rhondalyn. She’s very nice, attentive, kind and super helpful. Highly recommended.
This company give good service. and very professional. They have wonderful caregivers like Rhondalyn. She’s very nice, attentive, kind and super helpful. Highly recommended.
2255 Watt Ave., Sacramento, CA, 95825
I LOVE Interim! They have been great for my family. When my father was starting to get ill, we decided we didn’t want to put him in a home. We want to keep him at home and we felt he would do better t
… (read more)
I LOVE Interim! They have been great for my family. When my father was starting to get ill, we decided we didn’t want to put him in a home. We want to keep him at home and we felt he would do better this way. On the weekends we take care of him but during the week when we’re all working, we have somebody that comes in and helps us.
I absolutely LOVE our caregiver who takes care of our father. She is like part of the family. I trust her beyond my wildest dream when we’re all gone and need to do things. She helps us and I couldn’t ask for anyone better. She washes him, gives him a bath, showers him, makes him breakfast in the morning and lunch in the afternoon. She’s right there to make sure he’s safe when he gets up as he has to walk around and do things and just make sure he is not doing something on his own. But it took us a little while to find the exact one that we love now. We started out slow and we started adding more days. It made it at the beginning difficult but once we’ve established a routine, it’s been fantastic. Now she’s full time with us. I like that it’s consistent. I don’t have four or five different people coming and each time somebody different came, I had to go and be there and make sure everything was okay. Interim is great. They have been God sent.
(read less)
I LOVE Interim! They have been great for my family. When my father was starting to get ill, we decided we didn’t want to put him in a home. We want to keep him at home and we felt he would do better t
… (read more)
I LOVE Interim! They have been great for my family. When my father was starting to get ill, we decided we didn’t want to put him in a home. We want to keep him at home and we felt he would do better this way. On the weekends we take care of him but during the week when we’re all working, we have somebody that comes in and helps us.
I absolutely LOVE our caregiver who takes care of our father. She is like part of the family. I trust her beyond my wildest dream when we’re all gone and need to do things. She helps us and I couldn’t ask for anyone better. She washes him, gives him a bath, showers him, makes him breakfast in the morning and lunch in the afternoon. She’s right there to make sure he’s safe when he gets up as he has to walk around and do things and just make sure he is not doing something on his own. But it took us a little while to find the exact one that we love now. We started out slow and we started adding more days. It made it at the beginning difficult but once we’ve established a routine, it’s been fantastic. Now she’s full time with us. I like that it’s consistent. I don’t have four or five different people coming and each time somebody different came, I had to go and be there and make sure everything was okay. Interim is great. They have been God sent.
(read less)
1166 Broadway, Ste. T, Placerville, CA, 95667
We’re using Quality In-Home Care Specialists for my mom. The service is OK, but they don’t call me when they’re switching people or when people don’t show up. They have employees that they only pay mi
… (read more)
We’re using Quality In-Home Care Specialists for my mom. The service is OK, but they don’t call me when they’re switching people or when people don’t show up. They have employees that they only pay minimum wage — or $12 an hour — so a lot of the workers don’t do a very good job. The ones that do it because their hearts are in it do better. I used a dozen people from them and I only liked Chantal. I told them that if they take her from me, I’m cancelling. I’ve been using them for a long time. She feeds him, she doesn’t make me cook the food, she doesn’t sit here and take my time, she helps to clean him when he makes a mess, wipes him down, takes care of any sores, and she entertains him and talks with him. She will do the dishes and things if I ask, and helps fill out paperwork that has to do with nursing. They’re easy to get along with and easy to talk to. If you get the right person, it’s worth it.
(read less)
We’re using Quality In-Home Care Specialists for my mom. The service is OK, but they don’t call me when they’re switching people or when people don’t show up. They have employees that they only pay mi
… (read more)
We’re using Quality In-Home Care Specialists for my mom. The service is OK, but they don’t call me when they’re switching people or when people don’t show up. They have employees that they only pay minimum wage — or $12 an hour — so a lot of the workers don’t do a very good job. The ones that do it because their hearts are in it do better. I used a dozen people from them and I only liked Chantal. I told them that if they take her from me, I’m cancelling. I’ve been using them for a long time. She feeds him, she doesn’t make me cook the food, she doesn’t sit here and take my time, she helps to clean him when he makes a mess, wipes him down, takes care of any sores, and she entertains him and talks with him. She will do the dishes and things if I ask, and helps fill out paperwork that has to do with nursing. They’re easy to get along with and easy to talk to. If you get the right person, it’s worth it.
(read less)
255 Elm Avenue, Auburn, CA, 95603
We’re using Help at Home Senior Care for my sister. They’re very good and always on time. They help her with cleaning, meals, and physical therapy. The caregiver is kind and patient. We have them for
… (read more)
We’re using Help at Home Senior Care for my sister. They’re very good and always on time. They help her with cleaning, meals, and physical therapy. The caregiver is kind and patient. We have them for about three months now.
(read less)
We’re using Help at Home Senior Care for my sister. They’re very good and always on time. They help her with cleaning, meals, and physical therapy. The caregiver is kind and patient. We have them for
… (read more)
We’re using Help at Home Senior Care for my sister. They’re very good and always on time. They help her with cleaning, meals, and physical therapy. The caregiver is kind and patient. We have them for about three months now.
(read less)
8700 Auburn Folsom Rd, Ste. 600, Granite Bay, CA, 95746
The owner pads the bill adding 15 minute increments to the actual hours several times a month. The employees might show up or might not. The owner does not even text the client to let you know to make
… (read more)
The owner pads the bill adding 15 minute increments to the actual hours several times a month. The employees might show up or might not. The owner does not even text the client to let you know to make other arrangements for care. I was very very very ill and nonetheless was treated in this manor. I noticed things like my shampoo was more water than shampoo i.e. the employees steal the shampoo or other times and then replace with water so that the bottle will not fill light. This women NEVER calls you back even if you are begging her until she gets around to it. I understand she has several clients and her priority is getting new ones but we are the ones paying her now. One gal damaged my stove. I agreed with the owner to each pay half I have yet to see any reimbursement of her half. BTW 15 minutes of bill padding does not seem like much… but it comes to about $12.00 per incident times 3 to 6 times per week. Currently, she took money she was not authorized to have from my bank account as she has a copy of my CC. Don’t hive her your info. She will just go in and withdraw the amount she feels she has a right to. Bottom line, she got me for a bunch of money but I believe in karma. Anyone who steels from the poor or the unhealthy will go down. I hope everyone reads this and heeds my warning.
(read less)
The owner pads the bill adding 15 minute increments to the actual hours several times a month. The employees might show up or might not. The owner does not even text the client to let you know to make
… (read more)
The owner pads the bill adding 15 minute increments to the actual hours several times a month. The employees might show up or might not. The owner does not even text the client to let you know to make other arrangements for care. I was very very very ill and nonetheless was treated in this manor. I noticed things like my shampoo was more water than shampoo i.e. the employees steal the shampoo or other times and then replace with water so that the bottle will not fill light. This women NEVER calls you back even if you are begging her until she gets around to it. I understand she has several clients and her priority is getting new ones but we are the ones paying her now. One gal damaged my stove. I agreed with the owner to each pay half I have yet to see any reimbursement of her half. BTW 15 minutes of bill padding does not seem like much… but it comes to about $12.00 per incident times 3 to 6 times per week. Currently, she took money she was not authorized to have from my bank account as she has a copy of my CC. Don’t hive her your info. She will just go in and withdraw the amount she feels she has a right to. Bottom line, she got me for a bunch of money but I believe in karma. Anyone who steels from the poor or the unhealthy will go down. I hope everyone reads this and heeds my warning.
(read less)
2737 Fulton Ave #204, Sacramento, CA, 95821
Great place!!! Tailor fit our needs and ready to put out any obligatory fires. Consistent staffing… Mom loves her care provider. Call them!!
Great place!!! Tailor fit our needs and ready to put out any obligatory fires. Consistent staffing… Mom loves her care provider. Call them!!
1900 Point West Way, Suite 111, Sacramento, CA, 95815
Great care givers. Alan does a wonderful job of assessing needs to match a provider. He also does great followup
Great care givers. Alan does a wonderful job of assessing needs to match a provider. He also does great followup
Paying for Home Care in El Dorado Hills, CA
The Cost of Home Care in Eldorado Hills, CA
The results of the 2020 Genworth Cost of Care Survey show that at $5,863 per month, home care costs in El Dorado Hills are about $1,382 more than the national average. This shouldn’t surprise as California is the second-most-expensive state in the union. However, when compared to the nearest surveyed cities, home care costs in El Dorado Hills look more favorable. In Napa, they’re $6,292, and in Vallejo, $6,101. Yuba City is more affordable, at $5,339 per month.
The Cost of Home Care vs. Other Senior Care Options in El Dorado Hills, CA
Home health care is home care services with medical support. Despite this additional offering, both share average fees of $5,863 and both are more costly than assisted living, at $5,395. The most affordable senior care option in the area is provided by adult day care centers, which typically charge $1,918. Nursing homes offer the greatest levels of care and therefore have the highest fees — typically $9,946 per month for a semiprivate room.
Nursing Home Care (semiprivate room)
Note: Data for El Dorado Hills was unavailable, so data for the nearest city, Sacramento, was used instead.
Financial Assistance for Home Care in El Dorado Hills, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in El Dorado Hills, CA
Seniors in El Dorado Hills can access a wealth of resources to help them age in place in dignity and comfort. This list includes support for seniors struggling to manage their energy consumption and costs and those unable to prepare their own meals.
El Dorado County's free Weatherization Program helps homeowners and renters whose homes are inefficiently using energy and unnecessarily increasing their home fuel costs. Seniors with low incomes can request support that, on average, reduces energy costs by 35%. As necessary, the program will cover the costs of repairing or replacing doors, windows, ducts, boilers, furnaces and cooling equipment. It can also meet the costs of installing insulating materials, smoke and carbon monoxide alarms and LED light bulbs.
Homeowners and renters in El Dorado County struggling to meet their energy costs can apply for help from the Home Energy Assistance Program. Applicants must have incomes within the program's guidelines and be in need of immediate help to pay a gas and/or electric bill or purchase fuel necessary to heat their homes, such as firewood, propane and pellets. The program also provides educational material to help successful applicants manage their fuel consumption.
El Dorado County provides home-delivered hot meals for residents aged 60 and older who are medically or physically disabled, rendering them unable to cook their own meals. The suggested donation per meal is $3, with volunteers ensuring daily deliveries from Mondays to Fridays. More able seniors are welcome to join the Dine-In Meal program, which serves lunches on weekdays at the El Dorado Hills Senior Center.
Homeowners in El Dorado County can claim an exemption of $7,000 on their property if it is their primary address. The exemption rolls over to subsequent years until the homeowner cancels it. Veterans with assets not exceeding $10,000 and registered 100% disabled due to an injury related to active service are eligible to claim exemption on up to $150,000 of the value of their homes. This exemption must be filed every year and can't be used with the standard homeowners' exemption.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What should I look for in a good home care agency in El Dorado Hills?
Seniors should first check that the home care agency is licensed to offer home care services by the Home Care Services Bureau, a division of the California Department of Social Services. They should also read reviews from current and past clients on Caring.com to give them a feel for the agency’s customer service and the quality of their offering. A good home care agency can easily answer any question about their policies and procedures, including questions about background checks on potential employees and ongoing training for caregivers. If they can’t, seniors should consider looking elsewhere.
What is the difference between in-home care and home health care?
In-home care is a nonmedical service. It can be a companion who assists seniors who live alone, possibly driving them to medical appointments, collecting groceries or simply being a steady shoulder to lean on while out walking. It can also be someone to bathe seniors, help them dress and perform personal grooming services, such as doing their hair and clipping nails. Home health care can provide all of the above with the addition of visits from registered nurses and qualified therapists to provide basic medical services, such as delivering injections and managing physical exercise programs.
How do you pay for senior care at home?
Payment methods for home care vary, depending on the senior’s circumstances. It’s not unusual for seniors to finance care through a combination of annuities, savings, investments and support from their siblings. Other options include reverse mortgages, home equity loans and some life insurance policies. Original Medicare can cover in-home health care services on a part-time basis, while seniors with Medicare Advantage can get services for the longer term. Low-income California residents aged 65 and older who qualify for Medi-Cal — the state’s Medicaid program — may be eligible for financial help from the In-Home Supportive Services Program.
Who is eligible for the veterans’ home care program?
U.S. military vets with complex medical needs may qualify for the veterans’ home care program if those needs can be managed within their own homes. All applicants must already qualify for the VA pension. Additional eligibility criteria can be difficult to define, so seniors may find it easier to get assistance from nonprofits dedicated to supporting them, such as VeteranAid.org, which offers its services for free.
Can you write off in-home elderly care?
Seniors should first itemize all medical expenses that can be claimed on Schedule A, which, depending on their unique circumstances, may mean the IRS can deduct some home care costs with other personal and maintenance expenses. Thoroughly reading IRS Publication 502 will help seniors understand how to itemize their expenses effectively. Some seniors may also be eligible for deductibles on their homes if they’ve modified them for health & safety purposes, such as widening doors for wheelchairs. Other potential savings are possible if, as per IRS Publication 926, the caregiver is deemed the senior’s employee.
