Cameron Park is a city near Sacramento with approximately 19,000 people, 23% of whom are aged 65 and older. Summers are hot with average July highs around 92, and winters are mild with January lows around 37, which is ideal for seniors who want to escape the cold.

Seniors who choose to age in place in Cameron Park have access to several quality hospitals, including El Dorado Community Health Center and Mercy Medical. Mercy Medical provides treatment for conditions such as heart and cardiovascular issues, diabetes, cancer and orthopedics. Home care costs around $5,863 per month.

Below we’ve compiled a comprehensive directory of every home care provider in the Cameron Park area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

15 Home Care Services for Seniors Serving Cameron Park, CA

2022

Home Instead – Rancho Cordova, CA

11160 Sun Center Dr, Rancho Cordova, CA, 95670

Home Instead provides in-home care services for my husband. He has to be bathed and dressed. We basically need somebody in the home to do light housekeeping like washing, changing his bed, cleaning hi … (read more)
Home Instead provides in-home care services for my husband. He has to be bathed and dressed. We basically need somebody in the home to do light housekeeping like washing, changing his bed, cleaning hi … (read more)

HomeWell Senior Care – Roseville, CA

300 Harding Blvd Suite 210, Roseville, CA, 95678

Our family is here to serve yours through a personalized home caregiver program designed to suit your specific needs. Each client works directly with a compassionate Care Manager whose sole purpose is … (read more)
Our family is here to serve yours through a personalized home caregiver program designed to suit your specific needs. Each client works directly with a compassionate Care Manager whose sole purpose is … (read more)

Partners in Care

500 Wall Street, Auburn, CA, 95603

We’re using Partners in Care. The biggest things they offered has been good assessment and good recommendations for what I need to have for my friend. The staffing on all the shifts has been good. So … (read more)
We’re using Partners in Care. The biggest things they offered has been good assessment and good recommendations for what I need to have for my friend. The staffing on all the shifts has been good. So … (read more)

Always Best Care of Sacramento

1406 Blue Oaks Blvd., Ste. 175, Roseville, CA, 95747

Always Best Care (in Roseville, CA) has been a great help to my family and I. Very polite, patient, and kind organization. Highly recommended. Thank you for all you do!
Always Best Care (in Roseville, CA) has been a great help to my family and I. Very polite, patient, and kind organization. Highly recommended. Thank you for all you do!

A Step Above Caregiving, LLC

3144 G St. Suite. 125-209, Merced, CA, 95340

The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fal … (read more)
The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fal … (read more)

Absolute Care Providers Inc

1968 S. Coast Hwy Ste 3995, Laguna Beach, CA, 92651

I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very r … (read more)
I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very r … (read more)

Interim HealthCare of Sacramento, CA

2255 Watt Ave., Sacramento, CA, 95825

I LOVE Interim! They have been great for my family. When my father was starting to get ill, we decided we didn’t want to put him in a home. We want to keep him at home and we felt he would do better t … (read more)
I LOVE Interim! They have been great for my family. When my father was starting to get ill, we decided we didn’t want to put him in a home. We want to keep him at home and we felt he would do better t … (read more)

Quality In-Home Care Specialists

1166 Broadway, Ste. T, Placerville, CA, 95667

We’re using Quality In-Home Care Specialists for my mom. The service is OK, but they don’t call me when they’re switching people or when people don’t show up. They have employees that they only pay mi … (read more)
We’re using Quality In-Home Care Specialists for my mom. The service is OK, but they don’t call me when they’re switching people or when people don’t show up. They have employees that they only pay mi … (read more)

Help At Home Senior Care

255 Elm Avenue, Auburn, CA, 95603

We’re using Help at Home Senior Care for my sister. They’re very good and always on time. They help her with cleaning, meals, and physical therapy. The caregiver is kind and patient. We have them for … (read more)
We’re using Help at Home Senior Care for my sister. They’re very good and always on time. They help her with cleaning, meals, and physical therapy. The caregiver is kind and patient. We have them for … (read more)

Visiting Angels

3350 Country Club Dr #101, Cameron Park, CA, 95682

Visiting Angels has been more than willing to change the caregiver when we got one that is not a good fit for my mom, and I appreciated that. Now we have someone that is working out very well. I real … (read more)
Visiting Angels has been more than willing to change the caregiver when we got one that is not a good fit for my mom, and I appreciated that. Now we have someone that is working out very well. I real … (read more)

Helping Hearts Foundation – Sacramento, CA

3050 Fite Circle#108, Sacramento, CA, 95827

We’ve been using Helping Hearts Foundation for my mother-in-law. They help with household duties like cleaning, assisting and cooking meals, and companionship. They’re nice, and they’re doing what the … (read more)
We’ve been using Helping Hearts Foundation for my mother-in-law. They help with household duties like cleaning, assisting and cooking meals, and companionship. They’re nice, and they’re doing what the … (read more)

Abundant Living Home Care

8789 Auburn Folsom Blvd, Granite Bay, CA, 95746


Comprehensive In Home Care

484 Main St., #1, Diamond Springs, CA, 95619


Qualicare – Eastern Sacramento

1024 Iron Point Rd, Folsom, CA, 95630


Auria Homecare Corporation

1104 Corporate Way, Sacramento, CA, 95831


Paying for Home Care in Cameron Park, CA

The Cost of Home Care in Cameron Park, CA

According to the 2020 Genworth Cost of Care Survey, home care in Cameron Park is $5,863 per month. It is $334 more than the state median and $1,382 more than the national average. Home care in cities throughout the state vary greatly, including $5,386 per month in Redding and $6,292 in Santa Cruz. Seniors in Los Angeles and San Diego pay $5,434 and $5,716, respectively.

$5863

Cameron Park

$5529

California

$4481

United States

$5386

Redding

$6292

Santa Cruz

$5434

Los Angeles

$5716

San Diego

Note: Data for Cameron Park was unavailable, so data for the nearest city, Sacramento, was used instead.

The Cost of Home Care vs. Other Senior Care Options in Cameron Park, CA

Seniors have a choice of several different home care options, which have different costs depending on the level of care. Those who prefer to remain in their homes can choose from home care and home health, which both cost $5,863 per month. Adult day health provides care during the day and is the least expensive option at $1,918. An assisted living community is around $5,395 per month and a nursing home, which provides the most comprehensive level of care is around $9,946 per month.

$5863

Home Care

$5863

Home Health Care

$1918

Adult Day Health

$5395

Assisted Living

$9946

Nursing Home Care (Semiprivate room)

Financial Assistance for Home Care in Cameron Park, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources. 

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details. 
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care. 
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state. 
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more. 
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Cameron Park, CA

Cameron Park seniors who choose to age in place have many resources to help them remain independent as long as possible. These resources include nutrition, help with energy bills and transportation. 

Resource

Contact

Service

(530) 631-6150

The three specialized senior centers in El Dorado County are Placerville Senior Center, El Dorado Hills Senior Center and South Lake Tahoe Senior Center. Activities and programs that help improve the lives of individuals aged 60 and older include card games, board games, dancing, health and fitness, arts and crafts and classes.

(530) 621-6160

El Dorado Senior Nutrition helps fight hunger through meal delivery and picked-up meals. Volunteers deliver meals to those 60 and older and provide companionship and wellness checks.

(530) 621-6151

El Dorado County offers respite care to give caregivers a break from their responsibilities. The program offers support groups, education and training and information and referrals.

(530) 573-3490

The home weatherization program helps low-income seniors and families reduce their energy bills by locating and repairing efficiency problems. Services include door replacement and repair, smoke alarm installation, duct repair and replacement, heating and furnace replacement and insulation installation.

(530) 621-6150

HEAP helps seniors aged 60 and older pay for heating and cooling bills. The program makes a one-time payment that covers an entire season, most often offered during the colder months when there’s a threat of disconnection.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Talking with family and others about a loved one's needs

Frequently Asked Questions


What’s the difference between in-home care and home health care?


In-home care or personal care provides nonmedical home health care that allows seniors to remain in their homes for as long as possible. Home care includes basic services such as companionship, grooming and dressing, recreational activities, bathing and showering, medication reminders and housekeeping. Home health care offers skilled nursing services, including wound care, physical therapy, medical social work and occupational therapy.


What is the average cost for in-home care in Cameron Park?

Cameron Park is located approximately 32 miles from downtown Sacramento. Home care is about the same for both cities, at an average of $5,863 per month. Even though home health care also offers skilled nursing services, the cost is the same.


How do you pay for senior care at home?


The most popular method of paying for senior care at home is through personal funds or income. Family members may also collectively pay for senior care when a parent prefers to remain in their own home. Reverse mortgages allow seniors to borrow off the equity they have in their homes. Other ways to pay for home care include annuities, Medicare, private insurance, home and community-based waiver programs, veterans’ benefits and savings.


What is a home care plan?


A home care plan is a formal contract used to define and coordinate payment for care services. The care plan is a written agreement that describes the daily and weekly activities to be performed by a home care provider.


What to expect with hospice care at home?


Hospice care is typically provided when a loved one has a terminal illness. A doctor makes a referral for a hospice plan when treatments meant to slow or stop a disease are no longer working. The hospice team visits the home and creates a special care plan that includes regular visits. A doctor continues to provide care, and nurses check in regularly. Aides assist with bathing, dressing, cleaning and cooking. Other services include social work and counseling, nutrition, therapy and chaplain and spiritual services.