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The 10 Best Home Care Agencies for Seniors in Sacramento, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Sacramento, CA, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 90 options below.

Home Care Services in Sacramento, California

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Paying for Home Care in Sacramento, CA

The Cost of Home Care in Sacramento, CA

$4,671 for home care. This runs nearly $2,200 below California’s norm and offers savings over rates in nearby cities. For example, in San Francisco, in-home care costs run much higher at $7,531, and in Santa Rosa, seniors pay about $3,600 more for care.

Sacramento

$4,671

California

$6,864

United States

$5,720

Stockton

$6,101

San Francisco

$7,531

San Jose

$8,008

Santa Rosa

$8,294

The Cost of Home Care vs. Other Senior Care Options in Sacramento, CA

Home care clients in Sacramento pay roughly $4,671 monthly for nonmedical services. This runs about $2,000 below the cost of home health care, a home-based alternative that includes skilled nursing services. Additionally, seniors who get services and support through adult day health care facilities pay higher rates of $8,667, and those with 24-hour medical needs pay a median rate of $11,406 for nursing home care.

Home Care

$4,671

Home Health Care

$6,673

Adult Day Health Care

$8,667

Assisted Living Facility

$6,340

Nursing Home Care (semi-private room)

$11,406

Financial Assistance for Home Care in Sacramento, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Sacramento, CA

Many free and low-cost home care resources are available to Sacramento seniors to help them age in place. Local and federal programs provide utility bill assistance, home repair and weatherization programs, meal delivery and transportation services. Seniors and their families can learn more by contacting the agencies listed below.

ResourceContactService
Area 4 Agency on Aging(916) 486-1876The Area 4 Agency on Aging helps Sacramento seniors aged 60 and older age in place safely in the comfort of their own homes. Programs and services include health insurance counseling, legal assistance, long-term care ombudsman advocacy, congregate and home-delivered meals, residential repairs and modifications and transportation. Additional resources are available for caregiver respite and support.
2-1-1 Sacramento2112-1-1 Sacramento is available 24 hours a day to provide seniors with information and referrals to several programs and services to help them continue living in their homes. Experienced operators can connect seniors with in-home care and supportive services, housing and nutritional programs, legal and advocacy services and nearby senior centers. Assistance with Medi-Cal, Medicare and social security are also available.
California Department of Community Services & Development(916) 576-7109The California Department of Community Services and Development offers several financial assistance programs to seniors and low-income individuals. The department can help with paying utility bills, food and housing costs and offers low-income home energy assistance and weatherization programs.
Ethel MacLeod Hart Senior Center(916) 808-5462Overseen by the City of Sacramento, the Ethel MacLeod Hart Senior Center provides a wide range of in-person and virtual programs and services for seniors aged 50 and older. The center offers life-enrichment classes, fitness activities and socialization opportunities. Homebound seniors can receive restaurant-prepared meals through its Great Plates Delivered program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Memphis Blue

I am a current client of this provider

Review of Gentiva Personal Care - Sacramento, CA

Excellent!!!!! I love the caregivers. They are very respectful and responsable. The office are very quick to respond!!!

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Home Care

Anonymous_3951

I am a past client of this provider

Review of Visiting Angels - Midtown Sacramento, CA

The services were impactful. They found caregivers that fit my mom's personality. The caregivers were compassionate.

Provider response

We're happy you found our staff to be so supportive of your home care services with Visiting Angels Midtown Sacramento. We strive to provide extraordinary in home care for those in need and it is...

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Home Care

Leslie P_6

I am a current client of this provider

Review of Visiting Angels - Midtown Sacramento, CA

When we express what we need, they offer their service, and listen to what we say. I think they are very attentive to the needs of the family.

Provider response

Hi Leslie! We are very happy that Visiting Angels has provided you with such a positive experience with your in home personal care. We always strive to provide top-quality service to every client...

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In Home Care near Sacramento, CA

West SacramentoClarksburgRio LindaMcclellanElvertaNorth Highlands

Other Options in Sacramento, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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