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The 10 Best Assisted Living Facilities in Carmichael, CA for 2024

Carmichael, located in Northern California, offers several outdoor activities and historical attractions. The city is home to nearly 79,800 residents, and its senior population comprises 19.2% of that number. Retirees may be attracted to the city’s low cost of living compared to other California cities, 266 sunny days per year and affordable health care. For entertainment, residents can access numerous museums, galleries and performance venues. The city’s local hospital, Mercy San Juan Medical Center, offers premium medical services, including a 24-hour emergency department.

Seniors who need some assistance with personal care tasks but can otherwise live independently may benefit from assisted living. This long-term residential care option doesn’t offer extensive medical care, but it does provide trained staff, daily meals, housing and social or recreational opportunities. In Carmichael, seniors pay an average monthly rate of $5,225 for assisted living, which is nearly equivalent to California’s statewide average but higher than the national median.

In this guide, seniors and their families can compare local assisted living costs to other senior care options. Additionally, readers can learn about free or low-cost resources to navigate long-term options.

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Assisted Living Facilities in Carmichael, California

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What to Consider About Assisted Living in Carmichael

The California Senior Care Licensing Program through the Department of Social Services licenses and monitors residential care facilities. The agency uses a regulatory enforcement system to ensure facilities are optimizing the health, safety and quality of life for all residents. It also provides resources to help seniors and their families choose the right community for their needs. 

Benefits and Drawbacks of Assisted Living in Carmichael

  • Violent crime rates in Carmichael are lower than U.S. averages, but property crime rates are higher. On a 100-point index, Carmichael ranks at 20.1 for violent crime and 39.3 for property crime compared to the national average of 22.7 and 35.4. However, assisted living communities provide security to help keep residents safe. 
  • Based on a 100-point index, cost of living in Carmichael is about 30% higher than the national average. However, the city is more affordable than other areas of California. Residents also pay lower costs for housing, utilities and transportation than California’s statewide average. 
  • Carmichael experiences mild winters with no snow and dry, hot summers with the occasional thunderstorm. Residents can enjoy 266 sunny days per year for outdoor recreation, which is higher than the U.S. average of 205 days. 
  • California offers a property tax relief program for seniors. Adults 62 or older who meet certain income requirements may be eligible for the property tax assistance or property tax postponement programs, and adults 55 or older may be eligible for the replacement housing program. 
  • Health care costs in Carmichael are about 9% more affordable than the U.S. average, based on a 100-point index. Residents also have access to 206 physicians per 100,000 population for medical services. While this is lower than the U.S. average of 210, some assisted living communities have on-site physicians and other health care personnel. 
  • Carmichael is home to one local hospital and only a few miles away from several other facilities in nearby Sacramento. The Mercy San Juan Medical Center is part of Dignity Health, an award-winning company operating six nationally-recognized hospitals, and it offers a wide range of services, including cancer care, neurology and 24-hour emergency care.

Paying for Assisted Living in Carmichael

Seniors in Carmichael pay an average of $5,225 per month for assisted living, but this price can vary depending on a facility’s location, services and amenities.

The Cost of Assisted Living in Nearby Cities

Carmichael offers assisted living at an average monthly rate of $5,225, which is $25 less than California’s statewide average but $725 more than the national median. At $6,319 per month, rates in San Francisco are higher than those in Carmichael, as are San Diego’s monthly rates of $5,475. Los Angeles carries an equivalent rate to the statewide average at $5,250 per month, and monthly rates in Fresno are lower than Carmichael at $3,900.

Carmichael

$5,225

California

$5,250

United States

$4,500

San Francisco

$6,319

San Diego

$5,475

Los Angeles

$5,250

Fresno

$3,900

The Cost of Other Types of Senior Care

Although assisted living is one of the more affordable senior care options, adult day health care has a lower monthly rate of $2,167. For seniors wishing to remain at home, in-home care and home health care carry a higher monthly rate of $6,292. Nursing home care is another long-term residential care option offering around-the-clock supervision. For a semiprivate room, seniors pay about $10,646, which is over $5,400 more than the average cost of assisted living. 

In-Home Care

$6,292

Home Health Care

$6,292

Adult Day Health Care

$2,167

Assisted Living Facility

$5,225

Nursing Home Facility (semiprivate room)

$10,646

Note: Data for Carmichael was unavailable, so data for the nearest city, Sacramento, was used instead. 

Financial Assistance for Assisted Living in Carmichael

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free & Low-Cost Assisted Living Resources in Carmichael

Carmichael offers many free or low-cost resources so that seniors and their families don’t have to navigate long-term care options alone. The city has several nonprofits and agencies offering services and programs to help older adults access life-enhancing opportunities, including health care, legal services and community-based resources. 

ResourceContactService
Agency on Aging Area 4(916) 486-1876The Agency on Aging Area 4 responds to the needs of adults 60 or older in seven counties throughout Northern California. The agency aims to help seniors navigate community-based services and living arrangements best aligned with their need to maintain independence and high quality of life.
Mission Oaks Recreation & Park District(916) 488-2810Mission Oaks Recreation & Park District offers several services and classes to help seniors stay active and engaged in their community. Older adults can sign up for a fitness class, learn a new skill with a training class or engage in outdoor recreational sports. Community day trips are also offered.
Eskaton Foundation(866) 375-2866The Eskaton Foundation aims to enhance the lives of older adults in Northern California by providing free education, resources and activities. The organization also offers community outreach services to help seniors access needed resources and therapeutic art or music programs to connect with others.
Legal Services of Northern California(916) 551-2150Legal Services of Northern California provides legal advice, education and outreach services to adults 60 and older. These services are designed to help with civil legal issues, including elder abuse, general estate planning, health care and public benefits.
California Long-Term Care Ombudsman Program(916) 486-1876California's long-term care ombudsman program helps residents in long-term care facilities with issues related to their safety, health and personal preferences. When a complaint is filed, an ombudsman launches an investigation to find resolutions while maintaining the resident's confidentiality.

Assisted Living Laws and Regulations in Carmichael

Carmichael Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Assisted Living Laws and Regulations in California

Reviews of Communities Nearby

Assisted Living

Gail

I visited this facility

Review of Atria Carmichael Oaks

Atria Carmichael Oaks was terrific. The person that greeted us and took us on a tour was very good. Her name was Carrie, but it was just a standard facility out on a very busy street. It didn't...

Read more

Assisted Living

Diane

I am a friend or relative of a current/past resident

Review of Fair Oaks Estates

My mother is at Fair Oaks Estates. It is in a safe environment. The staffing unfortunately changes frequently, so it's hard for anybody to get attached, and regularity is what these older people...

Read more

Assisted Living

Reviewer RC#0821c

I am/was a resident of this facility

Review of Atria Carmichael Oaks

Atria Carmichael Oaks is wonderful. There's nothing wrong here. The only difference is that they raise the rent too much. I think mine was raised 16% last year. I think if there's a stable rent...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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