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The 10 Best Home Care Agencies for Seniors in Redding, CA for 2024

Serving as the regional hub for Shasta and Siskiyou Counties in the northernmost part of California, Redding provides an appealing retirement destination for those seeking small-town life, access to nature and plenty of sun. Although the cost of living in Redding is slightly higher than the national average, it’s over 40% less than California’s statewide average. Attesting to its popularity with seniors, adults aged 65 and over comprise 19.3% of Redding’s overall population of approximately 93,500 — significantly more than the national average of 16.8%. Redding residents can access health care at Shasta Regional Medical Center and Mercy Medical Center.

Seniors needing limited medical services that can be provided in their homes often hire home health care agencies. Those who only need assistance with everyday tasks such as getting dressed, preparing meals, doing errands and basic grooming can access home care services. According to the 2021 Genworth Cost of Care Survey, the average monthly cost of home care in Redding is $6,673, but this can vary depending on the individual needs of the client.

Below we’ve compiled a comprehensive directory of every home care provider in Redding– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Redding, CA

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Paying for Home Care in Redding, CA

The Cost of Home Care in Redding, CA

According to the 2021 Genworth Cost of Care Survey, at a monthly average of $6,673, Redding residents pay several hundred dollars more for home care than the statewide average of $6,101, and over $1,600 more than the national average of $4,957. San Jose residents pay the most for senior care at $7,102, while the most affordable services are available at the southern end of the state in El Centro. Elsewhere, Sacramento residents pay an average of $6,292, while home care costs drop to $5,911 in California’s largest city, Los Angeles.

Redding

$6,673

California

$6,101

The United States

$4,957

San Jose

$7,102

El Centro

$3,432

Sacramento

$6,292

Los Angeles

$5,911

The Cost of Home Care vs. Other Senior Care Options in Redding, CA

Although monthly costs are similar, home care and home health care cover different services. Home care services involve basic help with the tasks of daily living, such as nonmedical personal care and household tasks, while home health care services provide limited clinical services that can be performed in the home by licensed health care professionals such as nurses and physical therapists. Nursing home residents, who typically need 24-hour clinical care, pay the highest costs at $10,768. Adult day care is the most affordable at $2,167. Residents of assisted living facilities pay an average of $4,450 in Redding. 

Home Care

$6,673

Home Health Care

$6,673

Adult Day Health Care

$2,167

Assisted Living

$4,450

Nursing Home Care (semiprivate room)

$10,768

Financial Assistance for Home Care in Redding, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Redding Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Redding:

ResourceContactAddressService
Meals on Wheels(530) 226-3061200 Mercy Oaks Drive, Redding, CA 96003Through the Meals on Wheels program, seniors aged 60 and older who cannot leave their homes easily can receive a meal delivered every Monday through Friday. These meals meet a third of the recommended daily dietary allowance for the individual. This is a free program run by volunteers, but seniors are encouraged to contribute a donation for their meal.
Representative Payee Program(844) 597-3421200 Mercy Oaks Drive, Redding, CA 96003The Representative Payee Program gives seniors and disabled individuals in Shasta County help with managing their finances. For a small monthly fee, seniors on Social Security or Veteran’s pensions can get assistance with maintaining their financial stability. The program also helps protect these vulnerable individuals from financial exploitation. It is part of the Dignity Health Connected Living program.
Dignity Health Connected Living Transportation Services(530) 226-3075200 Mercy Oaks Drive, Redding, CA 96003Dignity Health Connected Living provides transportation services to those age 60 and older living in Shasta County through the Redding Area Bus Authority and Shasta County Consolidated Transportation Services. Through this service, seniors can get door-to-door transportation to help them get to their appointments, visit senior centers and run errands. Wheelchair lifts are available, and reservations can be made 24 hours in advance over the phone.
Redding Low-Income Energy Efficiency Program(530) 378-69053777 Meadow View #100, Redding, CA 96002Through the Redding Electric Utility’s Low-Income Energy Efficiency Program, seniors and other low-income individuals can get free education and help to make their homes more efficient. This can include help installing new thermostats, LED lighting, ceiling fans or upgraded duct work. Qualified applicants can also get help with air conditioning cleaning or hot water flow restrictor installation.
City of Redding Minor Home Repair Program for Seniors(530) 225-4040777 Cypress Avenue, Redding, CA 96001Home repair problems can make living at home unsafe for seniors, but the City of Redding Housing Division offers help through the Minor Home Repair Program for Seniors. This program provides income-qualified seniors aged 62 and older help with free home maintenance tasks, including weatherization, plumbing help, electrical help and basic home maintenance. Repairs are limited to $500 per homeowner per year. Money comes in the form of a grant that the senior doesn’t have to repay.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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