The 10 Best Home Care Agencies for Seniors in Medford, OR for 2025

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Paying for Home Care in Medford, OR

The Cost of Home Care in Medford, OR

Medford seniors pay an average of $6,101 per month for home care according to the 2021 Genworth Cost of Care Survey, which is over $1,500 higher than the national average of $4,957 but only several dollars higher than the statewide average of $6,006. The highest costs are found at the northern end of the state in Portland, while their counterparts in the Southern Oregon community of Grants Pass pay the least. Bend residents pay $6,435 on the eastern side of the Cascade Range, while Eugene residents pay a monthly average of $5,911.

Medford

$6,101

Oregon

$6,006

The United States

$4,957

Portland

$7,146

Grants Pass

$5,482

Bend

$6,435

Eugene

$5,911

The Cost of Home Care vs. Other Senior Care Options in Medford, OR

Nursing home care, which is for those who need access to clinical services 24 hours per day, is the least affordable senior care option in Medford at $10,190 for a semiprivate room. Assisted living averages $4,640 in Medford, while adult day health care costs an average of $1,408. Home health care costs mirror those of home care, but the two services are not the same despite having similar costs and titles. Home health care services provide clients with light clinical services performed in the home such as certain types of skilled nursing and physical therapy.

Home Care

$6,101

Home Health Care

$6,101

Adult Day Health Care

$1,408

Assisted Living

$4,640

Nursing Home Care (semiprivate room)

$10,190

Financial Assistance for Home Care in Medford, OR

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Medford Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Medford:

Resource	Contact	Address	Service
Food and Friends	(541) 734-9505	2860 State Street, Medford, OR 97501	Food and Friends is a nonprofit organization that runs a senior meals program and Meals on Wheels in Medford. The organization serves hot nutritious meals to seniors at 12 congregate sites around the city. Meals are served at noon from Monday to Friday, and this is a good opportunity for seniors to socialize with friends. There is no charge for the meal for those over the age of 60 but donations are appreciated. The Meals on Wheels part of the program delivers meals to seniors who are homebound due to illness, injury or disability. Volunteers deliver one hot meal each day from Monday to Friday. There is a small charge per meal, but financial assistance is available.
Caregiver Support	(541) 664-6674	155 N 1st Street, Central Point, OR 97502	The Caregiver Support program is funded by the state and run by the Department of Senior and Disability Services. The aim of the program is to provide much-needed support to caregivers to enable seniors to age in place for as long as possible. Specialists assist caregivers in coming up with individual care plans for seniors. Workshops are held on a regular basis that cover a variety of topics, including teaching caregivers to take care of themselves and the basics of looking after a senior friend or relative. The program can provide respite grants to give caregivers a brief period of respite from their caregiving duties. These grants pay for temporary at-home care or alternative living arrangements. There is no charge for these services.
Weatherization Assistance Program	(503) 986-2000	North Mall Office Building, 725 Summer Street NE, Suite B, Salem OR 97301-1266	The Weatherization Assistance Program is funded by the federal government and the state of Oregon. The program aims to reduce the energy costs for low-income households by improving the energy efficiency of the property. Priority is given to those over 60, the disabled and families with children under the age of 19. An energy audit is carried out on the property to see which appropriate energy reduction measures should be taken. Some of the services offered include insulation, minor home repairs, energy conservation education, heating duct improvements and furnace repair or replacement. There is no charge for any of these services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download

Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Sharon U

5.0

December 17, 2025

I am a current client of this provider

Review of Right at Home Southern Oregon

I would like there to be easier access to the local office via phone call, but I feel that they really do their best. She is doing so much better since she started getting the extra help.

Home Care

Ellen L_8

5.0

December 17, 2025

I am a current client of this provider

Review of Right at Home Southern Oregon

All the people have been very kind and efficient. The caregiver is only coming once a week, but having them come for companionship is helpful.

Home Care

Tina R

5.0

December 3, 2025

I am a current client of this provider

Review of Aspire Caregiving of Oregon

I would recommend it because they have good quality of care, from what I have seen so far. It has been good and very impactful.

The 10 Best Home Care Agencies for Seniors in Medford, OR for 2025

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On this page:

Paying for Home Care in Medford, OR

The Cost of Home Care in Medford, OR

The Cost of Home Care vs. Other Senior Care Options in Medford, OR

Financial Assistance for Home Care in Medford, OR

Medford Home Care Resources

Determining Your Loved One’s Need for In-Home Care

Guidelines for Talking About In-Home Care

Reviews of Care Providers Nearby

In Home Care near Medford, OR

Other Options in Medford, OR

Home Care near Jackson County, OR

More Options Near Medford, OR

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