The 10 Best In-Home Care Services in Medford, OR for 2023
Medford is a small city with a population of slightly under 86,400 citizens. The city has a higher-than-average population of adults over the age of 65. Although Oregon has a higher cost of living than the national average, the cost of living in Medford is almost 12% lower than Oregon’s statewide average and just slightly higher than the national average. Medford residents also save nearly 5% on health care costs over the national median. Providence Medford Medical Center provides those in the area with emergency and primary care. The nationally recognized Asante Rogue Regional Medical Center also offers primary care along with some specialty services such as cancer and stroke care.
Seniors in Medford who decide to age in place often hire home care services for assistance with nonmedical personal care and routine household tasks. Home health care services are available to provide home-based clinical services such as limited skilled nursing and occupational therapy. The average cost of home care in Medford is $6,101 per month, according to the 2021 Genworth Cost of Care Survey.
Below we’ve compiled a comprehensive directory of every home care provider in Medford– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Medford, OR
1240 North Riverside Avenue,, Medford, OR, 97501
1744 E McAndrewsSuite I, Medford, OR, 97504
990 N Phoenix Rd. #105 , Medford, OR, 97504
2574 W Main St, , Medford, OR, 97501
2368 Crater Lake Ave., Medford, OR, 97504
2821 Bullock Road , Medford, OR, 97504
2821 Bullock Road , Medford, OR, 97504
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Paying for Home Care in Medford, OR
The Cost of Home Care in Medford, OR
Medford seniors pay an average of $6,101 per month for home care according to the 2021 Genworth Cost of Care Survey, which is over $1,500 higher than the national average of $4,957 but only several dollars higher than the statewide average of $6,006. The highest costs are found at the northern end of the state in Portland, while their counterparts in the Southern Oregon community of Grants Pass pay the least. Bend residents pay $6,435 on the eastern side of the Cascade Range, while Eugene residents pay a monthly average of $5,911.
The United States
The Cost of Home Care vs. Other Senior Care Options in Medford, OR
Nursing home care, which is for those who need access to clinical services 24 hours per day, is the least affordable senior care option in Medford at $10,190 for a semiprivate room. Assisted living averages $4,640 in Medford, while adult day health care costs an average of $1,408. Home health care costs mirror those of home care, but the two services are not the same despite having similar costs and titles. Home health care services provide clients with light clinical services performed in the home such as certain types of skilled nursing and physical therapy.
Home Health Care
Adult Day Health Care
Nursing Home Care (semiprivate room)
Financial Assistance for Home Care in Medford, OR
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Medford Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Medford:
Address: 2860 State Street, Medford, OR 97501
Phone Number: (541) 734-9505
Food and Friends is a nonprofit organization that runs a senior meals program and Meals on Wheels in Medford. The organization serves hot nutritious meals to seniors at 12 congregate sites around the city. Meals are served at noon from Monday to Friday, and this is a good opportunity for seniors to socialize with friends. There is no charge for the meal for those over the age of 60 but donations are appreciated. The Meals on Wheels part of the program delivers meals to seniors who are homebound due to illness, injury or disability. Volunteers deliver one hot meal each day from Monday to Friday. There is a small charge per meal, but financial assistance is available.
Address: 155 N 1st Street, Central Point, OR 97502
Phone Number: (541) 664-6674
The Caregiver Support program is funded by the state and run by the Department of Senior and Disability Services. The aim of the program is to provide much-needed support to caregivers to enable seniors to age in place for as long as possible. Specialists assist caregivers in coming up with individual care plans for seniors. Workshops are held on a regular basis that cover a variety of topics, including teaching caregivers to take care of themselves and the basics of looking after a senior friend or relative. The program can provide respite grants to give caregivers a brief period of respite from their caregiving duties. These grants pay for temporary at-home care or alternative living arrangements. There is no charge for these services.
Address: North Mall Office Building, 725 Summer Street NE, Suite B, Salem OR 97301-1266
Phone Number: (503) 986-2000
The Weatherization Assistance Program is funded by the federal government and the state of Oregon. The program aims to reduce the energy costs for low-income households by improving the energy efficiency of the property. Priority is given to those over 60, the disabled and families with children under the age of 19. An energy audit is carried out on the property to see which appropriate energy reduction measures should be taken. Some of the services offered include insulation, minor home repairs, energy conservation education, heating duct improvements and furnace repair or replacement. There is no charge for any of these services.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.