Communities in Roseburg, OR

In Roseburg, seniors pay approximately $6,963 per month for residential dementia services, which is well above the state average of $6,306 and the national norm of $5,625. In Eugene, monthly rates are a little higher at $7,029, but most other surveyed cities in the region have lower monthly norms. For example, in Medford, care costs are competitive at $5,800, and seniors in Bend pay about $920 less for care than those in Roseburg. In Corvallis, monthly rates are even more cost-effective at $5,606.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Roseburg charge monthly median rates of $6,963 for care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Oregon page.

Residential dementia care services cost $6,963 per month on average in Roseburg. By comparison, assisted living rates are about $1,400 less, and seniors who obtain private services in their own homes pay $5,482 for full-time in-home care and home health care. On the other hand, nursing home rates are higher, with seniors paying $10,418 for semi private accommodations.

Memory care facilities in Roseburg are regulated through the Oregon Department of Human Services, Office of Safety, Oversight and Quality. They’re officially licensed as assisted living facilities but are required to carry a special endorsement to provide memory support. Memory care units may either be freestanding or located within a designated locked wing of an assisted living facility.

• In Oregon, seniors pay state income taxes on withdrawals from their retirement savings accounts, and there are no deductions or exemptions available to reduce this burden. However, those who draw pension income may be able to claim a credit on that income, reducing what they owe, and Social Security benefits are entirely exempt from taxation at the state level. This may help some seniors afford memory care services in Roseburg.
• Mercy Medical Center, which ranks among the top medical facilities in the state, is located in Roseburg proper. This hospital offers state-of-the-art care across several specializations, including emergency services, diagnostic imaging, respiratory care and surgery. Health care costs trend about 4% lower in this city than in the nation as a whole, which may make it a financially viable option for seniors managing chronic health conditions.
• Roseburg has a mild climate that brings comfortable weather year-round, making it a practical option for seniors who enjoy being outdoors. The city gets just 1 inch of snow and 35 inches of rain annually, and year-round temperatures range from lows of 36 degrees to highs of 85 degrees.
• Violent crime is relatively uncommon in Roseburg, but property crime is much more prevalent here than in a typical U.S. city. On a 100-point crime scale, the city scores several points below the nation for violent crime with a rating of 16.7. However, it scores 78.5 for property crime compared to 35.4 nationally. To promote residents’ safety, memory care facilities have security features such as gated entry, alarm systems and high-security locks.
• Roseburg is among the most affordable places to live in Oregon, promoting seniors’ financial stability throughout retirement. On a cost of living index set to a national norm of 100, the city rates 90.7, indicating that living costs are about 9% below the national average. This is about 24 points below the state norm, which may appeal to families with budgetary considerations.