Laguna Woods, California, offers unique appeal to retirees in a city of more than 17,600 residents, 82.8% of which are aged 65 and older. Most Laguna Woods residents live in the Laguna Woods Village retirement community. With 208 senior living communities in and around Laguna Woods, it’s a region tailored specifically to meet the needs of seniors. With two of the nation’s top geriatric hospitals within 20 miles of the city — UCI Medical Center and Hoag Memorial Hospital Presbyterian — seniors have easy access to high-quality medical care. Home care services average $5,434 per month for residents in the city, according to the Genworth Cost of Care Survey 2020.

Below we’ve compiled a comprehensive directory of every home care provider in the Laguna Woods area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Laguna Woods, CA

Acti-Kare Responsive In-Home Care of South Orange County

25283 Cabot Rd #212, Laguna Hills, CA, 92653

Acti-Kare has become an industry leader by offering high quality, compassionate home care to seniors and others needing assistance, such as people recovering from surgery or other ailments. Acti-Kare … (read more)
Acti-Kare has become an industry leader by offering high quality, compassionate home care to seniors and others needing assistance, such as people recovering from surgery or other ailments. Acti-Kare … (read more)

CareWorks Health Services

18682 Beach Blvd. #225, Huntington Beach, CA, 92648

The agency can be better at bathing me and dressing if they were not done well. The agency needs to get a regular caregiver.
The agency can be better at bathing me and dressing if they were not done well. The agency needs to get a regular caregiver.

2021, 2022

Right at Home South Orange County

23421 South Pointe Drive, Suite 150, Laguna Hills, CA, 92653

My family’s involvement with Right at Home began in 2011, as my elderly mother’s health began to decline. The organization provided a series of daily caregivers in support of both my parents, mom and … (read more)
My family’s involvement with Right at Home began in 2011, as my elderly mother’s health began to decline. The organization provided a series of daily caregivers in support of both my parents, mom and … (read more)

Qualicare – Orange Coast

26381 Crown Valley Pkwy , Mission Viejo, CA, 92691

I have been meaning to write this review for almost a year. My dad has heart and circulation problems and my mom has Alzheimer’s. They still live alone in the family home. As my mom’s Alzheimer’s star … (read more)
I have been meaning to write this review for almost a year. My dad has heart and circulation problems and my mom has Alzheimer’s. They still live alone in the family home. As my mom’s Alzheimer’s star … (read more)

All Valley Home Care- San Diego CA- Corporate

3665 Ruffin Rd, Suite 103,, San Diego, CA, 92123

All Valley Home Care San Diego is very nice. I like them. I have caregivers come into my house and help me with my husband. In terms of billing and other things, they’re also very good, and I like the … (read more)
All Valley Home Care San Diego is very nice. I like them. I have caregivers come into my house and help me with my husband. In terms of billing and other things, they’re also very good, and I like the … (read more)

Golden Age Companions

130 Liberty, Newport Beach, CA, 92660

My mother was diagnosed with cancer and our family was devastated. The toll the chemo took on her body was awful and she was exhausted constantly. We were unable to leave her alone and needed help. … (read more)
My mother was diagnosed with cancer and our family was devastated. The toll the chemo took on her body was awful and she was exhausted constantly. We were unable to leave her alone and needed help. … (read more)

Caring Companions At Home

881 Dover Drive, Suite 260, Newport Beach, CA, 92663

Amber has been extremely helpful in steering our family in the right direction for care; as well as listening to needs and making adjustments as needed. Our caretaker Ruth goes above and beyond to ma … (read more)
Amber has been extremely helpful in steering our family in the right direction for care; as well as listening to needs and making adjustments as needed. Our caretaker Ruth goes above and beyond to ma … (read more)

Interim HealthCare of Laguna Hills, CA

23601 Moulton Pkwy, Suite 221, Laguna Hills, CA, 92653

I highly recommend using the caregiving services of Interim Healthcare. They helped me take care of my mom after a hospital stay and assisted with going to doctor appointments for several weeks after. … (read more)
I highly recommend using the caregiving services of Interim Healthcare. They helped me take care of my mom after a hospital stay and assisted with going to doctor appointments for several weeks after. … (read more)

2019

Optimal Senior Care Solutions

1300 Bristol Street North Suite 100, Newport Beach, CA, 92660

Optimal truly lives up to it’s name. From the personal attention they gave us selecting a caregiver for my dad, to interactions with the supervisor Sheree and the company president Dan, to the day-to- … (read more)
Optimal truly lives up to it’s name. From the personal attention they gave us selecting a caregiver for my dad, to interactions with the supervisor Sheree and the company president Dan, to the day-to- … (read more)

Redan Home Health

2030 Main St. Suite 1300, Irvine, CA, 92614

My mom had a rapid decline in health and needed care that we couldn’t always provide her. Dan at Redan was quick to respond to all my questions. Within the week we had a caregiver to the house, she … (read more)
My mom had a rapid decline in health and needed care that we couldn’t always provide her. Dan at Redan was quick to respond to all my questions. Within the week we had a caregiver to the house, she … (read more)

A Step Above Caregiving, LLC

3144 G St. Suite. 125-209, Merced, CA, 95340

The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fal … (read more)
The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fal … (read more)

Home Helpers – Newport Beach, CA

20101 SW Birch St, Newport Beach, CA, 92660

Home Helpers’ owners are dedicated and committed to helping their clients. Home Helpers has been able to be a sounding board to provide counseling.
Home Helpers’ owners are dedicated and committed to helping their clients. Home Helpers has been able to be a sounding board to provide counseling.

My Choice In Home Care

53 Fairland Rd, Laguna Niguel, CA, 92677

My Choice In Home Care has been providing a 24/7 in-home caretaker for my mother since November 2014. We chose them because they were handy. We had to fire several caregivers because they were so awfu … (read more)
My Choice In Home Care has been providing a 24/7 in-home caretaker for my mother since November 2014. We chose them because they were handy. We had to fire several caregivers because they were so awfu … (read more)

Absolute Care Providers Inc

1968 S. Coast Hwy Ste 3995, Laguna Beach, CA, 92651

I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very r … (read more)
I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very r … (read more)

Coral Tree In-home Care

927 Bellis Street, Newport Beach, CA, 92660

We got care for my mother. We hired Coral Tree for her. They’re fantastic and my mom’s all good now. We have been using them for probably seven months. They’re great. There’s usually just one caregive … (read more)
We got care for my mother. We hired Coral Tree for her. They’re fantastic and my mom’s all good now. We have been using them for probably seven months. They’re great. There’s usually just one caregive … (read more)

Lake Forest Home Care

22762 Aspan St, Suite 206, Lake Forest, CA, 92630

We had an emergency situation and I was given a list of providers. Lake Forest the first ones on the list and so I called them. When my mom was in an emergency room, they had someone there waiting for … (read more)
We had an emergency situation and I was given a list of providers. Lake Forest the first ones on the list and so I called them. When my mom was in an emergency room, they had someone there waiting for … (read more)

Magic Touch Homecare

4500 Campus Drive, Newport Beach, CA, 92660

It is indeed a pleasure having this Home Care Agency take care of my mother in Leisure World. Their openness and care to my mother has provided her the care she really needs. Their relentless compassi … (read more)
It is indeed a pleasure having this Home Care Agency take care of my mother in Leisure World. Their openness and care to my mother has provided her the care she really needs. Their relentless compassi … (read more)

Seniors Helping Seniors

16480 Bake Pkwy, Irvine, CA, 92618

I found somebody from Seniors Helping Seniors. It’s brand new here. So far, so good. Work ethics is fine. Everything is working out. I got a gentleman. I was specifically looking for a gentleman, so … (read more)
I found somebody from Seniors Helping Seniors. It’s brand new here. So far, so good. Work ethics is fine. Everything is working out. I got a gentleman. I was specifically looking for a gentleman, so … (read more)

HomeCare by Benchmark

9375 Archibald Avenue Suite 205, Rancho Cucamonga, CA, 91730

We hired Benchmark Home Care Services for my husband. I like that anytime I wanted them, they were ready. The caregiver actually is sort of babysitting my husband as he has Alzheimer’s. She takes care … (read more)
We hired Benchmark Home Care Services for my husband. I like that anytime I wanted them, they were ready. The caregiver actually is sort of babysitting my husband as he has Alzheimer’s. She takes care … (read more)

Allways Home Care

718 South Yana Dr, Anaheim, CA, 92804

We got Allways Home Care for my father for 2 months now. The caregiver was very good and very helpful. Someone comes in 2 hours a week, check on him, and make sure he’s doing alright following his ph … (read more)
We got Allways Home Care for my father for 2 months now. The caregiver was very good and very helpful. Someone comes in 2 hours a week, check on him, and make sure he’s doing alright following his ph … (read more)

Paying for Home Care in Laguna Woods, CA

The Genworth 2020 Cost of Care Survey lists Laguna Woods home care costs at $5,434 per month or about $950 more than the national and state medians for the same care. While the cost of home care is high compared to the state as a whole, Laguna Woods costs are comparable or on the low end for similar areas. In San Diego, seniors pay approximately $280 more than in Laguna Woods, while San Francisco residents pay nearly $670 more. Bakersfield is one of the few more populated areas where home care is available for less at about $360 less than in Laguna Woods, a Los Angeles suburb. 

$5434

Laguna Woods

$4481

California

$4481

United States

$5716

San Diego

$5077

Bakersfield

$6101

San Francisco

The Cost of Home Care vs. Other Senior Care Options in Laguna Woods, CA

Seniors can choose between several types of long-term care, depending on their needs. The most affordable option is adult day health care, which has a median cost of $1,647. Home care costs $5,434 per month and includes personal care, while home health care averages $5,529 per month but includes basic medical care. Assisted living is slightly more affordable at $5,000 per month. Nursing home care is the most expensive and offers the most comprehensive care at $8,060 per month. 

$5434

Home Care

$5529

Home Health Care

$1647

Adult Day Health

$5000

Assisted Living

$8060

Nursing Home Care (semi-private room)

Note: Data for Laguna Woods was unavailable, so data for the nearest city, Los Angeles, was used instead

Financial Assistance for Home Care in Laguna Woods, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Laguna Woods, CA

Many seniors prefer to age in their own homes, which is why Laguna Woods offers many programs to assist. Local and federal programs offer rebates on taxes, discounted transportation services, utility help and other services that may prolong senior independence. Contact the agencies below to learn more about what’s available to Laguna Woods residents. 

Resource

Contact

Service

(714) 434-6200

Habitat for Humanity is partnered with the Orange County government to offer low-income seniors and their families access to home repair services. Veterans may also qualify. Home repairs focus on three categories: health, safety and accessibility. For seniors with mobility challenges, installing grab bars and railings might be available through the program. The initial application is available online and program administrators contact qualified applicants to schedule a walk-through. 

(949) 639-0562

Through funding from a Community Development Block Grant, Laguna Woods seniors can apply for up to $2,500 in assistance toward installing energy-efficient doors and windows. This program is designed to help reduce ongoing costs for heating and cooling homes for low and very low-income seniors. Income guidelines apply and seniors must make a maximum of $37,500 per year for a married couple. 

(916) 274-3350

Laguna Woods seniors have several options when it comes to reducing the cost of property taxes. Seniors can choose to defer all property taxes until the home is sold or the title transferred, though it will create a lien on the property that must be settled at the time of transfer. Liens do come with interest charges that accrue on the total balance of property taxes due. Seniors can also apply for tax assistance from the state which allows them to receive a direct reimbursement for taxes paid on the first $34,000 of the property assessment. 

(949) 639-0500

The city of Laguna Woods administers the Senior Mobility Program with funding from Orange County. This program offers seniors aged 60 and older discounts to standard taxi fares. Three programs are available with deep discounts offered for non-emergency medical transportation. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Frequently Asked Questions


How many home care agencies are there near Laguna Woods?


There are 49 home care agencies available for seniors to choose from. If you’re obtaining service through your insurance or a Medicaid waiver program, be sure to ask for a list of approved providers before scheduling service. Some long-term care insurance policies may allow you to select your own providers while others may have a network of approved options. 


What is the difference between in-home care and home health care?


In-home care services typically include assistance with daily living tasks. Seniors with trouble standing for long periods might need assistance with chores around the house and meal preparation. Some who can’t bend easily may need help getting dressed or in the shower. Home health care includes everything offered by in-home care along with basic medical care such as wound care, catheter care, chronic disease management and medication reminders. 


What is the average cost for in-home elderly care in Laguna Woods?


According to Genworth’s Cost of Care Survey 2020, seniors pay an average of $5,434 per month for home care services. This calculation is based on 44 hours per week of assistance which works out to $28.50/hour. Seniors who need less comprehensive care may contract for fewer hours per week, while seniors who need more care may want to explore options for adult day health care services or long-term, live-in arrangements.


What is a home care plan?


A home care plan details your needs and the scope of care required to meet those needs. You, your medical team, social workers and the agency providing home care work together to create an action plan that meets your needs using home care services. This care plan is then followed by the actual caregivers in your home. 


Assisted living homes vs. home care: how to decide?


While many seniors express a preference for aging at home, the cost of care is often the final determining factor. When the cost of in-home care exceeds the cost of the same scope of care at an assisted living community, seniors may have a tough decision to make. Insurance may cover some of the costs of home care, while assisted living is often excluded from coverage unless you’d otherwise be placed in a nursing home. Ultimately, it’s a decision for you, your family and caregivers to make while considering all of the options and costs.