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The 10 Best Home Care Agencies for Seniors in Concord, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Concord, CA, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 75 options below.

Home Care Services in Concord, California

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Paying for Home Care in Concord, CA

The Cost of Home Care in Concord, CA

The 2021 Genworth Cost of Care Survey reveals the average Concord senior pays $6,864 per month for home care. This doesn’t compare favorably with the state and national averages. The typical Californian saves $763 per month when compared to their equal in Concord, while the average American saves $1,907. However, Concord isn’t the costliest option in the region because San Jose’s average senior pays another $238. In reality, seniors choosing nearby alternatives to Concord are likely to save on costs. If they choose Napa, it’s $429 per month, in Vallejo, it’s $906, and in Stockton, it’s $1,382 less than Concord.

Concord

$6,864

California

$6,101

The United States

$4,957

San Jose

$7,102

Napa

$6,435

Stockton

$5,482

Vallejo

$5,958

The Cost of Home Care vs. Other Senior Care Options in Concord, CA

Home care’s median fee of $6,864 is cheaper by $286 per month when compared with home health care. The gap is wider with nursing home care, at $4,702. But these are medical services by registered nurses and licensed therapists. Therefore, it’s more fitting to compare home care with nonmedical options. Assisted living is cheaper by $545 and with adult day care, it’s $4,914 less. However, the former requires congregate care and the latter, daily journeys to a center.

Home Care

$6,864

Home Health Care

$7,150

Adult Day Health Care

$1,950

Assisted Living

$6,319

Nursing Home Care (semiprivate room)

$11,566

Note: Data for Concord was unavailable, so data for the nearest city, San Francisco, was used instead.

Financial Assistance for Home Care in Concord, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Concord, CA

Living at home is often the best option for seniors but it can present challenges that residents in institutions don’t face, such as home repairs and energy bills. The following table reveals nonprofit organizations that help Concord’s seniors for free or at a low cost if they’re in difficulty. For example, there’s free legal representation and freshly prepared meals delivered to the door.

ResourceContactService
Meals on Wheels Diablo Region(925) 937-8311This nonprofit delivers to homebound seniors with no other means of getting fresh meals. Deliveries are Monday thru Friday, with extra deliveries on holidays and weekends when necessary. A registered dietician designs each meal to ensure seniors receive one-third of their daily dietary needs. Meals are free, although donations are welcome.
Energy and Water Assistance(925) 267-6624Contra Costa County administers programs to help low-income residents struggling with energy and water costs. The Low Income Home Energy Assistance Program (LIHEAP) makes a one-time payment per year towards an applicant's gas or electricity bill. The Weatherization program covers costs to make homes more energy-efficient and repair appliances.
Concord Vet Center(925) 680-4526Free of charge, Concord Vet Center provides nonmedical counseling services to veterans and their families. It's open on weekdays during normal working hours. Counselors help people struggling with bereavement and PTSD. There's also a mental health care department for issues such as depression, anger management and grief.
Contra Costa Senior Legal Services(925) 609-7900Contra Costa Senior Legal Services provides free support to adults aged 60+. It helps in civil law matters only. Examples include being refused public benefits, facing a home eviction and being exploited because of age. It can also help with advanced health care directives and durable power of attorney.
Home Repair Grants and Loans(510) 803-3388Concord homeowners on low incomes can apply for a home repair grant or loan to cover repairs to their owner-occupied properties. Non-repayable grants of up to $15k can pay for emergency repairs or improve accessibility, such as wheelchair ramps. Low or no-interest loans can be up to $75k.
Senior Property Tax Exemption(925) 682-8000, Ext 4004Homeowners aged 65+ living within the Mt. Diablo Unified School District can apply for a property tax exemption on their primary residence. The exemption is to the $67 per year Measure A Mello-Roos tax. Exemptions are automatically applied every year, so seniors don't need to reapply after approval.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Robin

I am a current client of this provider

Review of Prestige Home Care Agency (AHI Group)- Concord, CA

I started Prestige Home Care Agency quite a while ago. They've just been very reliable. The aides are great. They're really competent and caring. I haven't had any issues. It's just been really...

Provider response

Dear Robin, We sincerely appreciate your valuable feedback and thank you for being an amazing part of our journey, your continued support means everything to us. Your kind words motivates us to...

Read more

Home Care

Kathy

I am a current client of this provider

Review of Affordable Home Care Agency

We got Affordable Home Care Agency right away for my mother. The caregiver cleans and cooks for her. She's really patient and caring with my mom and also communicates with me. She's a pretty good...

Read more

Home Care

Jack16

I am a current client of this provider

Review of You've Got a Friend Care Services

I found You've Got a Friend Care on the internet as I did research on caregiver services. They responded quickly. They've been really good in taking care of my uncle. They're respectful and nice.

Read more

In Home Care near Concord, CA

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Other Options in Concord, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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