The 10 Best In-Home Care Services for Seniors in Whittier, CA for 2023

Q: What types of services can a home care agency in Whittier provide?

<a href="https://www.caring.com/senior-care/in-home-care/">Home care</a> agencies in Whittier provide nonmedical services that may help older adults remain safe and comfortable in their own homes. Depending on the individual’s needs, the home care agency may provide meal preparation, transportation and accompaniment for errands and medical appointments, help with dressing and bathing and companionship. These agencies aren’t licensed to provide skilled services, such as medication administration, vitals monitoring or chronic disease management. Individuals may arrange services on a long-term, short-term or intermittent basis, depending on their needs and other care arrangements.

Q: How many home care agencies are there near Whittier?

There are <a href="https://www.caring.com/senior-care/in-home-care/california/whittier">10 home care agencies</a> serving seniors in Whittier, offering diverse options for those who need in-home services. Overall, based on over 750 reviews, these agencies have a collective rating of 4.7 out of 5 stars. This indicates that most seniors are satisfied with the care and services they receive from these home care agencies. When researching the best home care agency for their needs, Whittier seniors may consider factors such as how much an agency charges for services, its caregiver screening and training process and whether they have availability.

Q: What is the average cost for in-home elderly care in Whittier?

Because Whittier is in the Los Angeles area, it shares the region’s average home care cost of $5,911 per month. While this is a little higher than the national average of $4,957, it’s competitive compared to the California norm of $6,101. The monthly rate is based on 44 hours of weekly care, or a little less than 9 hours per weekday, and it breaks down to an hourly rate of $31. Seniors who receive benefits under state programs, such as the <a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx">Multipurpose Senior Services Program waiver</a> or <a href="https://www.cdss.ca.gov/in-home-supportive-services">In-Home Supportive Services</a>, may have significantly lower monthly home care expenses.

Q: What is a nonmedical home care service?

Nonmedical home care services, which is the level in-home care agencies provide, are services that an individual may otherwise be able to take care of themselves without the challenges of age or impairment. In-home care agencies aren’t licensed to provide medication administration, rehabilitative therapies or disease monitoring, but they assist with light housekeeping, meal preparation and transportation for errands and appointments. Caregivers also provide companionship and conversation and can assist with personal care activities, such as bathing and dressing.

Q: What is private pay home care?

Private pay home care is the most common option for those needing help with day-to-day activities. With this type of in-home care, the individual pays for services using their savings, assets or long-term care insurance rather than state benefits, such as MSSP or IHSS. Individuals can choose an independent caregiver or hire one through an agency, and they can customize care services depending on their needs and budgets. No referrals are necessary, and the individual can use the services as long as they need them.

Whittier, CA, is home to a wide range of outdoor recreational options, including over a dozen city parks and a dog park, earning it a place on Caring’s 2023 Senior Living report. The city is home to two hospitals, including PIH Health Whittier Hospital and Whittier Hospital Medical Center, offering high access to medical care. It’s also a relatively affordable option for nonmedical in-home care, with rates coming in at $5,911 per month. This is a couple of hundred dollars less than the statewide average of $6,101. Home health care has the same monthly rate, despite including specialized skilled nursing services, such as medication administration and rehabilitative therapies.

Below we’ve compiled a comprehensive directory of every home care provider in the Whittier area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Whittier, CA

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Paying for Home Care in Whittier, CA

The Cost of Home Care in Whittier, CA

In Whittier, home care agencies charge $5,911 for nonmedical services, making it among the more cost-effective places in California to obtain care. While local rates exceed the national norm of $4,957 by nearly $1,000, they are about $200 less than the state norm of $6,101. Rates in nearby Oxnard tend to be a little lower, with the monthly average coming in at $5,815, and in El Centro, monthly fees are about $2,500 less than in Whittier at $3,432. However, Whittier is an economical option compared to San Diego, where seniors pay $6,387 per month.

Whittier

$5,911

California

$6,101

United States

$4,957

San Diego

$6,387

El Centro

$3,432

Oxnard

$5,815

The Cost of Home Care vs. Other Senior Care Options in Whittier, CA

Home care agencies charge $5,911 for nonmedical services. Home health care has the same rate and includes skilled nursing services, such as medication administration and wound care. Seniors may save $700 per month, plus the cost of housing and meals, by opting for assisted living, which costs $5,250. Those who live at home and attend adult day health care pay $1,652 per month, which saves $4,300 compared to home care. Nursing home care is considerably costlier at $9,125.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Whittier was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Whittier, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Whittier, CA

Seniors in the Whittier region can supplement private pay home care services with free and subsidized services through several local agencies, including the local senior center, the Area Agency on Aging and the Veterans’ Administration’s local regional office. Through these resources, seniors can arrange home-delivered meals, local transportation services and age-friendly recreational opportunities. These resources can also help seniors find ways to pay for in-home care.

Resource	Contact	Service
Whittier Senior Center	(562) 567-9470	The Whittier Senior Center provides recreational and social opportunities for city residents aged 55 and over, including educational classes, exercise programs and lectures on age-related topics. The center also provides health screenings, and it operates the local Dial-A-Ride senior transportation program, which is available every day of the year.
Area Agency on Aging	(800) 510-2020	Through the county, seniors can find congregate meal programs and arrange home-delivered meals, which can help older adults avoid hunger and remain in their own homes. The county also administers the Supportive Services Program, which provides services such as in-home respite care, chore services and case management for qualified individuals.
VA Los Angeles Regional Office	(800) 698-2411	The VA’s Los Angeles Regional Office is located about 30 miles east of Whittier and provides in-person and over-the-phone benefits assistance to older veterans and their qualified dependents. Through this office, individuals can determine eligibility for benefits such as Aid and Attendance and the veterans’ home care assistance program.
Whittier Meals On Wheels	(562) 698-2750	Whittier Meals on Wheels provides home-delivered meals to people who are housebound and unable to obtain or cook meals for themselves. The program delivers two meals daily, 5 days per week, for $6.50 per day. Meals come from the Presbyterian Intercommunity Hospital and vary depending on the hospital’s daily menu.
WISE & Healthy Aging	(310) 394-9871	WISE & Healthy Aging supports Whittier residents aged 60 and over through a range of programs, including personalized care management services, the Club WISE recreational program and peer-to-peer counseling. It also provides congregate meals and a volunteer-based transportation program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs

The 10 Best In-Home Care Services for Seniors in Whittier, CA for 2023