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The 10 Best Home Care Agencies for Seniors in Whittier, CA for 2024

Whittier, CA, is home to a wide range of outdoor recreational options, including over a dozen city parks and a dog park, earning it a place on Caring’s 2024 Senior Living report. The city is home to two hospitals, including PIH Health Whittier Hospital and Whittier Hospital Medical Center, offering high access to medical care. It’s also a relatively affordable option for nonmedical in-home care, with rates coming in at $5,911 per month. This is a couple of hundred dollars less than the statewide average of $6,101. Home health care has the same monthly rate, despite including specialized skilled nursing services, such as medication administration and rehabilitative therapies.

Below we’ve compiled a comprehensive directory of every home care provider in the Whittier area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Whittier, CA

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Paying for Home Care in Whittier, CA

The Cost of Home Care in Whittier, CA

In Whittier, home care agencies charge $5,911 for nonmedical services, making it among the more cost-effective places in California to obtain care. While local rates exceed the national norm of $4,957 by nearly $1,000, they are about $200 less than the state norm of $6,101. Rates in nearby Oxnard tend to be a little lower, with the monthly average coming in at $5,815, and in El Centro, monthly fees are about $2,500 less than in Whittier at $3,432. However, Whittier is an economical option compared to San Diego, where seniors pay $6,387 per month.

Whittier

$5,911

California

$6,101

United States

$4,957

San Diego

$6,387

El Centro

$3,432

Oxnard

$5,815

The Cost of Home Care vs. Other Senior Care Options in Whittier, CA

Home care agencies charge $5,911 for nonmedical services. Home health care has the same rate and includes skilled nursing services, such as medication administration and wound care. Seniors may save $700 per month, plus the cost of housing and meals, by opting for assisted living, which costs $5,250. Those who live at home and attend adult day health care pay $1,652 per month, which saves $4,300 compared to home care. Nursing home care is considerably costlier at $9,125.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Whittier was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Whittier, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Whittier, CA

Seniors in the Whittier region can supplement private pay home care services with free and subsidized services through several local agencies, including the local senior center, the Area Agency on Aging and the Veterans’ Administration’s local regional office. Through these resources, seniors can arrange home-delivered meals, local transportation services and age-friendly recreational opportunities. These resources can also help seniors find ways to pay for in-home care.

ResourceContactService
Whittier Senior Center(562) 567-9470The Whittier Senior Center provides recreational and social opportunities for city residents aged 55 and over, including educational classes, exercise programs and lectures on age-related topics. The center also provides health screenings, and it operates the local Dial-A-Ride senior transportation program, which is available every day of the year.
Area Agency on Aging(800) 510-2020Through the county, seniors can find congregate meal programs and arrange home-delivered meals, which can help older adults avoid hunger and remain in their own homes. The county also administers the Supportive Services Program, which provides services such as in-home respite care, chore services and case management for qualified individuals.
VA Los Angeles Regional Office(800) 698-2411The VA’s Los Angeles Regional Office is located about 30 miles east of Whittier and provides in-person and over-the-phone benefits assistance to older veterans and their qualified dependents. Through this office, individuals can determine eligibility for benefits such as Aid and Attendance and the veterans’ home care assistance program.
Whittier Meals On Wheels(562) 698-2750Whittier Meals on Wheels provides home-delivered meals to people who are housebound and unable to obtain or cook meals for themselves. The program delivers two meals daily, 5 days per week, for $6.50 per day. Meals come from the Presbyterian Intercommunity Hospital and vary depending on the hospital’s daily menu.
WISE & Healthy Aging(310) 394-9871WISE & Healthy Aging supports Whittier residents aged 60 and over through a range of programs, including personalized care management services, the Club WISE recreational program and peer-to-peer counseling. It also provides congregate meals and a volunteer-based transportation program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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