The 2020 U.S. Census found that 21.5% of Moraga’s almost 17,000 residents are in the 65 and over age group, which is significantly more than the 16.5% U.S. average. Home care agencies abound in the town, typically charging fees of $6,864 for non-medical services, which is high by state and national standards. Home health care costs are a bit more because it focuses on delivering medical support at home. For those in need of greater levels of care, Moraga doesn’t have a major medical facility, but seniors need only travel 20 minutes west to Oakland to find well-respected facilities, such as Highland Hospital and Oakland Medical Center.

Below we’ve compiled a comprehensive directory of every home care provider in the Moraga area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Moraga, CA

2021, 2022

Kindred at Home – Personal Home Care Assistance – Pleasant Hill, CA

395 Taylor Boulevard, Suite 118, Pleasant Hill, CA, 94523

I’ve been using Kindred at Home – Pleasant Hill for a year now. It’s my caregiver that they send that I like. She helps with dressing, transferring from wheelchair to bed, sponge bath in bed, and exer … (read more)
I’ve been using Kindred at Home – Pleasant Hill for a year now. It’s my caregiver that they send that I like. She helps with dressing, transferring from wheelchair to bed, sponge bath in bed, and exer … (read more)

2022

Care Plus Provider LLC

7567 Amador Valley Blvd., Suite 203, Dublin, CA, 94568

Our 93 year old dad needed 24/7 care as a fall risk. After being in out and of the ER several times, we contacted Care Plus as a referral from the VA in the Bay Area. Care Plus was fantastic. Their st … (read more)
Our 93 year old dad needed 24/7 care as a fall risk. After being in out and of the ER several times, we contacted Care Plus as a referral from the VA in the Bay Area. Care Plus was fantastic. Their st … (read more)

Best Home Care, Inc

26236 Industrial Blvd, Hayward, CA, 94545

While I was out-of-state on a long planned vacation my mother experienced some life changing situation requiring around the clock home care. I contacted Best Home Care and I was very pleased with the … (read more)
While I was out-of-state on a long planned vacation my mother experienced some life changing situation requiring around the clock home care. I contacted Best Home Care and I was very pleased with the … (read more)

2021

Home Helpers of Danville

971 Via Veneto, San Ramon, CA, 94583

The agency provided an outstanding home care aide (Kathy). She was always proactive in seeing what needed to be done and doing it with a smile. Including patient cleaning, feeding, physical therapy a … (read more)
The agency provided an outstanding home care aide (Kathy). She was always proactive in seeing what needed to be done and doing it with a smile. Including patient cleaning, feeding, physical therapy a … (read more)

Home Instead – Walnut Creek, CA

3050 Citrus Cir, Suite 201, Walnut Creek, CA, 94598

It has been effortless to get coverage for my father with Home Instead. The caregivers have been incredibly kind, attentive and caring. They treat my father as if he’s their own family member!
It has been effortless to get coverage for my father with Home Instead. The caregivers have been incredibly kind, attentive and caring. They treat my father as if he’s their own family member!

Home Instead – Vallejo, CA

3429 Broadway St, Suite C-7, Vallejo, CA, 94590

Home Instead provides at home care for my husband giving me respite. They arrive on time letting me be able to make and keep appointments. Our caregiver is always professional but has such a ca … (read more)
Home Instead provides at home care for my husband giving me respite. They arrive on time letting me be able to make and keep appointments. Our caregiver is always professional but has such a ca … (read more)

Practical Home Care – Oakland, CA

303 Hegenberger Rd, Oakland, CA, 94621

Providing Quality Care for our Clients is our top priority. We understand that not one Care Plan fits all and our management team is personally involved in building your individual Care Plan. Daily s … (read more)
Providing Quality Care for our Clients is our top priority. We understand that not one Care Plan fits all and our management team is personally involved in building your individual Care Plan. Daily s … (read more)

Qualicare Homecare – San Ramon, CA

2603 Camino Ramon Suite 200, San Ramon, CA, 94583

At Qualicare, we strive to improve the quality of life of our clients by providing best in class home care. We offer personal and companion care services, dementia and Alzheimer’s care, hospice and pa … (read more)
At Qualicare, we strive to improve the quality of life of our clients by providing best in class home care. We offer personal and companion care services, dementia and Alzheimer’s care, hospice and pa … (read more)

Golden Heart Senior Care

150 N Wiget Lane, Walnut Creek, CA, 94598


Homecare Professionals-Pleasant Hill

3474 Buskirk Avenue Suite C, Pleasant Hill, CA, 94523


Love Life Senior Care

1015 Riley St, Folsom, CA, 95630

We are a fully licensed, insured, and bonded as a non-medical senior caregiving agency. Our caring and compassionate staff is fully vaccinated, TB tested, and registered with the California Home Care … (read more)
We are a fully licensed, insured, and bonded as a non-medical senior caregiving agency. Our caring and compassionate staff is fully vaccinated, TB tested, and registered with the California Home Care … (read more)

BrightStar Care Walnut Creek / Oakland / Lafayette

333 Rheem Blvd, Suite A, Moraga, CA, 94556

The agency helps with breakfast and tidy up in the kitchen. I liked that the agency is responsible and personable.
The agency helps with breakfast and tidy up in the kitchen. I liked that the agency is responsible and personable.

Arosa East Bay

1981 N Broadway, Ste. 235, Walnut Creek, CA, 94596

They’re very good and very helpful. It gives me great relief to know that someone is helping me. She does a lot for me. I’m very happy with the way everything is going.
They’re very good and very helpful. It gives me great relief to know that someone is helping me. She does a lot for me. I’m very happy with the way everything is going.

Abundant Home Care – Walnut Creek, CA

1818 Tice Valley Blvd., Walnut Creek, CA, 94595

We are using We Care Home Assistants for my mom. They offer her bathing, helping her get dressed, feeding her and cleaning. The caregivers are all very good, nice and sweet.
We are using We Care Home Assistants for my mom. They offer her bathing, helping her get dressed, feeding her and cleaning. The caregivers are all very good, nice and sweet.

Preferred Care at Home of Central Contra Costa

1196 Boulevard Way Ste. 15, Walnut Creek, CA, 94595

We hired Preferred Care. I spoke with Danny, who was very good. He seemed really concerned for his job and what he is going to do and he came through on all front. He didn’t have anybody at that par … (read more)
We hired Preferred Care. I spoke with Danny, who was very good. He seemed really concerned for his job and what he is going to do and he came through on all front. He didn’t have anybody at that par … (read more)

A Step Above Caregiving, LLC

3144 G St. Suite. 125-209, Merced, CA, 95340

The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fal … (read more)
The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn’t fal … (read more)

Senior Helpers of Contra Costa and Alameda

1550 Viader Drive, Moraga, CA, 94556

Someone I knew had had someone from Senior Helpers and recommended them to me. I needed someone right away because the caregiver I had left. The caregivers are excellent. They’re very good with my hus … (read more)
Someone I knew had had someone from Senior Helpers and recommended them to me. I needed someone right away because the caregiver I had left. The caregivers are excellent. They’re very good with my hus … (read more)

FirstLight HomeCare – Walnut Creek Pleasant Hill

2910 Camino Diablo, Suite 140, Walnut Creek, CA, 94597

Can’t say enough about this company. On late notice they showed up to take care of my mom and dad. It was a Sunday evening that my mom got discharged and they were able to help us get great care from … (read more)
Can’t say enough about this company. On late notice they showed up to take care of my mom and dad. It was a Sunday evening that my mom got discharged and they were able to help us get great care from … (read more)

Provident Care Home Care

5179 Lone Tree Way Ste. 303, Antioch, CA, 94531

They have enabled me to have time and take care of other business with the banks. The people that come are very nice.
They have enabled me to have time and take care of other business with the banks. The people that come are very nice.

Precision Home Care

2450 Venture Oaks Way #225, Sacramento, CA, 95833

Thank you for helping my family during a difficult time. My mother was on hospice. I called for pricing only but the wealth of knowledge Lisa gave me over the phone was so helpful. I invited her to m … (read more)
Thank you for helping my family during a difficult time. My mother was on hospice. I called for pricing only but the wealth of knowledge Lisa gave me over the phone was so helpful. I invited her to m … (read more)

Paying for Home Care in Moraga, CA

The Cost of Home Care in Moraga

Home care in Moraga is costly by Californian standards, which, according to the 2021 Genworth Cost of Care Survey, is around $6,101 per month, a figure that’s $1,144 above the national average. However, Moraga’s median fee of $6,864 isn’t as expensive as San Jose, where seniors usually pay around $7,102. Of the cities in the region included in the survey, those with more affordable home care fees include Sacramento ($6,292), Vallejo ($5,958) and Stockton ($5,482).

$6864

Moraga

$6101

California

$4957

The United States

$7102

San Jose

$5482

Stockton

$5958

Vallejo

$6292

Sacramento

The Cost of Home Care. vs. Other Senior Care Options in Moraga

Adult day care centers provide the most affordable type of senior care in Moraga, which often charge around $1,950 per month. Assisted living facilities charge significantly more, at $6,319, although they’re not as costly as home care agencies ($6,864) and home health care agencies ($7,150). Nursing home care is at near-hospital levels, which reflects in fees that average at $11,566 for a semiprivate room, which is the most affordable room type. 

$6864

Home Care

$7150

Home Health Care

$1950

Adult Day Health Care

$6319

Assisted Living Facility

$11566

Nursing Home Facility (semiprivate room)

Note: Data for Moraga was unavailable, so data for the nearest city, San Francisco, was used instead.

Financial Assistance for Home Care in Moraga, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Moraga, CA

Moraga’s seniors can call on the help of many agencies and nonprofits in the region. This list explains how some reduce energy costs and the tax burden while other organizations ensure seniors get a healthy meal every day and have free access to legal advisors.

Resource

Contact

Service

(510) 803-3388

Low-income residents whose homes deteriorated to concerning levels can apply to the Neighborhood Preservation Program for financial assistance. It can cover costs for bringing homes up to standards, including making dangerous areas safe and reducing dependence on energy. 

(510) 803-3388

The Low Income Home Energy Assistance and Weatherization Programs help Contra Costa County residents with incomes at or below 100% of the Federal Poverty Level reduce their energy costs and make their homes safer and more energy-efficient. They can contribute toward utility bills, including emergency payments, if the supplier threatens disconnection and cover home improvement costs related to energy reduction. This can include installing insulating materials and repairing air leakage/intrusion sources. 

(925) 609-7900

Contra Costa Senior Legal Services has provided free legal support in civil law matters to adults aged 60 and over since 1976. It regularly assists clients who have been elder abuse or scam victims or accumulated unmanageable consumer debt. It operates from more than 20 clinics throughout Contra Costa County and frequently delivers educational presentations on many subjects, including safeguarding assets and resolving long-term care issues.

(925) 937-8311

Meals on Wheels Diablo Region delivers healthy and fresh meals to homebound adults aged 60 and older who are at risk of nutritional deficiency. The program is needs-based, so income won't factor in determining eligibility. The nonprofit also conducts wellness checks at every visit and delivers CDC-approved fall prevention training. Additionally, it manages five cafes throughout Contra Costa County where seniors who aren't homebound can get a healthy lunch on weekdays and socialize with their peers.

(925) 376-5943

Seniors residing in the Moraga School District may be eligible for exemption from two parcel taxes — Measure K: $325.00 and Measure M: $196.00. To qualify, the applicant must be aged 65 or older, own and occupy the property and prove the combined gross income of the property's inhabitants doesn't exceed 50% of Contra Costa County's median income.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

Frequently Asked Questions


What should I look for in a good home care agency near me in Moraga?


Before beginning your search, check the Home Care Services Bureau webpage to confirm your shortlisted providers have licenses to operate in Contra Costa County. Then visit the Caring.com Moraga page to review its home care agencies list. The page contains at-a-glance information to help you quickly see peer reviews and pricing for local agencies. When you’re ready to contact an agency, ask questions about its policies and procedures. Good quality agencies can answer these immediately. As an example, ask about its recruitment policies, particularly in relation to staff qualifications and background checks.


How do you pay for senior care at home?


Although home care is mostly a non-medical service, there are occasions when Medi-Cal can help, such as when the senior is eligible for the In-Home Supportive Services Program. Medicare plans don’t pay for long-term home care support, although Medicare Advantage beneficiaries can get help for longer periods than those with traditional Medicare. Seniors who don’t qualify for these programs may need to use their incomes and savings or consider a reverse mortgage, which gradually releases their home equity that they can use to pay for home care in installments. 


What is the difference between in-home care and home health care?


The short answer is that home care is a non-medical service, and home health care is mostly medical. The former concentrates on assistive services, such as helping the senior get in and out of bed and making meals. Physicians, therapists and skilled nurses deliver the latter service. Patients may require short-term medical care at home, such as rehabilitating from a hospital stay or long-term care if they have a deteriorating condition. 


Assisted living homes vs. home care: how to decide?


As both options provide effectively the same services, the choice comes down to location. Seniors unwilling to leave their homes may opt for home care, even though they won’t have a caregiver on-site 24/7, as in assisted living (although some home care agencies offer this service at an additional cost). The benefits of living at home include being surrounded by personal items in every room, although a negative may be increased periods of isolation, which is less likely in assisted living facilities.


What to expect with hospice care at home?


It can be disconcerting for families to see their loved ones receiving hospice care at home from other people. However, agencies have significant experience and tread delicately, working with families to provide a service capable of satisfying all parties as much as possible. Although each agency is unique, common to all are arranged visits by chaplains and social workers, the delivery and maintenance of medical equipment, qualified staff providing medical care and regular updates on the senior’s health communicated to the family.