Assisted Living in Indiana

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Families looking for assisted living in Indiana (IN) have a wide array of communities to choose from, since estimated that there are more than 30,000 assisted living communities serving seniors across the U.S., and over 311 statewide. The state is also home to a rapidly growing number of senior citizens, with adults over 65 making up an estimated 15.4 percent of the population. A resident in an assisted living community in Indiana will pay $4,025 per month on average.

Average Monthly Costs

States near Indiana

$4,791.00 Indiana
$4,674.00 Ohio
$4,403.00 Illinois
$4,000.00 US
Genworth lists the average cost of a private, one bedroom unit in an assisted living community in Indiana as $4,791. This places Indiana on the higher end of the scale at about $800 over the national average, and about $300 higher than the median cost of assisted living in nearby states.

Compare Monthly Care Costs

When it comes to care options, assisted living is just one of several choices available to seniors. Some care options, like part-time in-home care or independent living, may cost less, while others like memory care or skilled nursing are likely to cost significantly more. Seniors can speak with their medical practitioners to receive guidance on what level of care will best suit their needs and abilities.

Nursing Home Care


Assisted Living


In-Home Care

Average Monthly Costs

Cities in Indiana

$5,687.00 Lafayette, West Lafayette
$5,521.00 Indianapolis, Carmel, Anderson
$5,245.00 Evansville
$5,228.00 Muncie
$5,053.00 South Bend, Mishawaka
$4,898.00 Bloomington
$4,417.00 Elkhart, Goshen
$4,311.00 Columbus
$4,015.00 Michigan City, La Porte
$3,966.00 Kokomo
$3,950.00 Rest Of State
$3,715.00 Terre Haute
$3,254.00 Fort Wayne
When estimating the cost of assisted living, it's important to know that average prices can differ significantly between various parts of Indiana. For example, assisted living rates in areas such as Lafayette, West Lafayette are at least $800 more than the state average of $4,791, but in areas like Rest of State, you're saving on average $800. The most affordable region in Indiana for assisted living is Fort Wayne at $3,254.

What You Should Know About Assisted Living in Indiana

Assisted living communities in Indiana, which are sometimes called assisted living facilities, offer seniors a healthy, safe place to age while maintaining as much of their independence as possible. These facilities are heavily regulated by the state to ensure they meet strict standards of welfare, cleanliness and safety.

Financial Assistance for Assisted Living in Indiana

Indiana offers two state-funded options to assist seniors who need help paying for assisted living care. You can use one or both options, depending on your eligibility.

Indiana State Supplement Program

Indiana offers a state-funded Supplemental SSI program that helps seniors who are eligible for Medicaid and/or SSI pay the monthly costs of assisted living. The amount of money seniors receive depends on the total they are already receiving from their SSI payments and any other income. It's adjusted on a case-by-case basis.

Who Is Eligible?

Seniors who are qualified for Medicaid and/or SSI payments may be eligible for Indiana's Supplemental SSI program. There are income and asset limits that you have to meet in order to qualify though. For example, you are allowed to keep your life insurance policy, as long as its value is less than $10,000, and you can have assets as long as the total value doesn't exceed $1,500 for an individual. The limits for couples are slightly higher.

How to Apply

You can apply for Supplemental SSI payments through your county's Division of Family Resources office. In addition to filling out an application, you'll need to provide proof of any income, bank accounts and assets you have.

More Ways to Finance Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Visit our 9 Ways to Pay for Assisted Living page for more information.

Free Assisted Living Resources in Indiana

If you need help finding an assisted living community that fits your needs or you have questions about your finances or benefits you receive, several agencies offer free resources.

Indiana Area Agencies on Aging

The Area Agencies on Aging is a federally funded organization that helps seniors with everything from filling out forms and applying for benefits to counseling families through the transition period of this new life stage.

The organization also advocates on behalf of seniors, typically through their ombudsman program. Basically, this program takes complaints from seniors about their living conditions and the treatment they receive at their assisted living communities and they investigate the situation, working as a go-between to communicate with facility administrators and address concerns residents have.

Agency on Aging

631 West Edgewood Drive, Ellettsville, IN 47429
(812) 876-3383

Agency on Aging & Community Action Programs, Inc.

660 North 36th Street, P.O. Box 4727, Lafayette, IN 47905
(765) 447-7683

Area Agency on Aging & Community Services, Inc

1801 Smith Street, Suite 300, Logansport, IN 46947
(574) 722-4451

Agency on Aging and Disabled West Central Indiana

1718 Wabash Avenue, Terre Haute, IN 47807
(812) 238-1561

Aging & In-Home Services of Northeast Indiana

2927 Lake Avenue, Fort Wayne, IN 46805
(260) 745-1200

CICOA Aging & In-Home Solutions

4755 Kingsway Drive, Suite 200, Indianapolis, IN 46205
(800) 489-9550

Division of Aging

402 West Washington Street, #W-454, Indianapolis, IN 46204
(888) 673-0002

Generations Vincennes University Statewide Services

1019 N. 4th Street, P.O. Box 314, incennes, IN 47591
(812) 888-5880

Hoosier Uplands/Area 15 Agency on Aging and Disability Services

521 West Main Street, Mitchell, IN 47446
(812) 849-4457

In-Home & Community Services Agency

520 South 9th Street, Richmond, IN 47374
(765) 966-1795

LifeSpan Resources, Inc.

33 State St., Suite 308, New Albany, NY 47151
(812) 948-8330

LifeStream Services, Inc

1701 Pilgrim Boulevard, Yorktown, IN 47396
(765) 759-1121

Life Time Resources, Inc.

13091 Benedict Drive, Dillsboro, IN 47018
(812) 432-6200

Northwest Indiana Community Action Corp.

5240 Fountain Drive, Crown Point, IN 46307
(219) 794-1829

REAL Services Agency on Aging

1151 S. Michigan, P.O. Box 1835, South Bend, IN 46634
(574) 284-2644


16 W. Virginia Street, PO Box 3938, Evansville, IN 47737
(812) 464-7800

SWIRCA Aging & Disability Resource Center

P.O. Box 3938, 16 W. Virginia St., Evansville, IN 47737
(800) 253-2188

Thrive Alliance

1531 13th St, Suit G900, Columbus, IN 47201
(812) 372-6918

Assisted Living Laws and Regulations in Indiana

The state of Indiana sets laws and regulations for assisted living communities to follow. These help keep communities safe, healthy places for seniors to live. When looking for an assisted living community to call home, it's a good idea to know more about the state's regulations to ensure the community you choose is completely up to date.

Assisted Living Service Plan Requirements

Before admitting a new resident, the facility is required to complete an assessment to determine the extent of the senior's needs. The evaluation should include the type, scope and frequency of the services the senior needs, as well as any preferences the resident has regarding provisions to provided services.

After a resident is admitted, evaluations have to be completed on a semi-annual basis and any time the resident's scope of care changes drastically. Assisted living facilities that accept Medicaid are also required to establish a risk plan with a resident whenever it's deemed appropriate.

Assisted Living Admission Requirements

Assisted living facilities in Indiana can't admit any residents who are medically unstable, require 24-hour comprehensive nursing care or comprehensive nursing oversight. Facilities also can't admit seniors if they can't meet their required needs or anyone who is a danger to themselves or others. If a potential resident meets two of the following criteria, they also can't be admitted to the assisted living facility:

  • total assistance with eating
  • total assistance with toileting
  • total assistance with transferring

Assisted Living Scope of Care

Assisted living facilities must retain professional staff members to ensure residents' care is maintained on the scope and frequency needed. This means if a resident requires occupational therapy, the facility should retain the services of an occupational therapist to meet that resident's needs.

If residents need help with the administration of medicine or need nursing services, a licensed nurse has to be involved in the determination of the required service, as well as the documentation of the services.

All assisted living facilities provide basic care services to help residents remain as independent as possible. These types of services include help with grooming and hygiene, dressing, toileting and eating. Most facilities also provide housekeeping and laundry services to residents.

Some facilities provide minor nursing services as long as the services rendered are overseen by a state-licensed nurse. Minor nursing services include:

  • assistance with a self-maintained catheter
  • routine wound dressings that don't require packing or irrigation
  • routine blood glucose testing
  • general maintenance care in connection with casts, braces and splints
  • administration of subcutaneous and intramuscular injections
  • help with self-administered metered dose inhalers and nebulizer/aerosol treatments

Assisted Living Medicaid Policy

Some assisted living communities in Indiana accept Medicaid as a form of payment as long as the resident qualifies for the Medicaid program and receives the program's Aged and Disabled Waiver. It's important to note that Medicaid doesn't pay for a resident's room and board. It only covers the cost of the resident's personal care services. Room and board are typically covered by a resident's SSI and supplemental SSI payments.

Assisted Living Facility Requirements

Facilities that offer Medicaid waiver assisted living services are required to offer individual residential units that are wheelchair accessible and include:

  • a bedroom
  • a private bath--50 percent of which have roll-in shower capability
  • a substantial living area
  • a kitchenette with a refrigerator, microwave, stovetop and oven

All assisted living facilities in the state have to provide residents with a private toilet, sink, and bathtub or shower, unless the facility was licensed prior to April 1, 1997. If that's the case, the facility has to abide by specific resident-to-bathtub/shower and resident-to-toilet/sink ratios set by the state.

As long as a room is available to share, married couples have the right to share a room, as long as both spouses consent to a shared living arrangement. Residents of the opposite sex may also share a room if both parties agree on the living arrangements and the arrangements meet the procedures outlined in the facility's written policies on people of opposite sex sharing rooms.

Medication Management Regulations

Licensed nursing staff and qualified medication aides are allowed to administer medication to residents under their physician's orders. Simple treatments may be given by certified nursing aides, with the exception of injectable medication, which must be administered by a licensed staff member. Residents who self-administer medications are allowed to keep both prescription and non-prescription medications in their unit, as long as those medications are kept secure.

Staffing Requirements

All assisted living facilities in Indiana are required to employ one licensed administrator whose job it is to oversee the overall administration of the facility. Administrators can have either a nursing facility administrator's license or an RCF administrator's license. However, if the administrator has an RF administrator's license, they must complete a specialized residential administration course that's approved by the Indiana State Board of Health Facility Administrators prior to employment.

If the facility has more than 50 residents who need nursing services or medication to be administered, a nursing staff member must be on duty at all times. This could be a registered nurse, a licensed practical nurse, or a certified nursing assistant.

All facilities must have a consultant pharmacist on staff or under contract. They also need to employ an activities director who is a recreational therapist, an occupational therapist, or a certified occupational therapist assistant. It's also important to note that dining staff members aren't allowed to serve residents who have complicated eating problems. They have to be served by a nursing staff member instead.

The state doesn't set a minimum staff-to-resident ratio, other than the one set for nursing staff. However, all facilities have to have enough staff members on duty at all times to meet the needs of all of its residents.

Staff Training Requirements

Before new employees can work independently, they have to complete the facility's orientation process, which a facility supervisor must complete. New employee orientation has to cover:

  • the facility's policies and procedures
  • instructions on the needs of any specialized populations the facility serves.
  • instructions on the needs of any specialized populations the facility serves.
  • instructions in fire and disaster preparedness, evacuation procedures, emergency procedures and first aid.
  • a detailed review of their job description that includes a demonstration of equipped used and proper job-related procedures.
  • a review of ethical and confidential requirements in regards to resident care and records
  • a personal introduction to each resident for whom the employee will be providing care that includes a review of the resident's required care and needs.

Background Checks for Assisted Living Staff in Indiana

Background checks must be completed on all facility employees. Assisted living facilities are not allowed to employ people who:

  • have been found guilty in a court of law of abusing, neglecting or mistreating residents or misappropriating residents’ property.
  • had a finding entered into the state's nurse aide registry concerning abuse, neglect, mistreatment of residents or misappropriation of their property.

If a job applicant is applying for an RCF administrator's license, a national criminal history background check is completed at the applicant's cost. However, it isn't required for license renewals.

Requirements for Reporting Abuse

It’s important for residents, their loved ones and assisted living facility staff members to report any instances of suspected elder abuse to the Indiana Adult Protective Services department. Reports can be made over the phone or through the department's online reporting webpage. Keep in mind, elder abuse isn't only physical abuse. Sexual abuse, emotional abuse, neglect and exploitation of a resident's personal property should be reported too.

Assisted Living Facilities in Indiana



Top-Rated Caring Stars Winners in Indiana’s Caring Stars award program recognizes the best assisted living facilities across the U.S. based on reviews from family caregivers and older adults. This award is meant to help older adults and their loved ones find the best assisted living or in-home care option in their area. The list below shows up to 10 listings that have won the most Caring Stars annual awards in their state, sorted by their current overall average rating. For a complete list of Caring Stars winners for each year, please visit our Caring Stars info center.


Residences at Deer Creek

Schererville, IN $$$

28 reviews


River Terrace Estates

Bluffton, IN Cost Levels

8 reviews


Five Star Residences of Banta Pointe

Indianapolis, IN Cost Levels

18 reviews


Georgetowne Place

Fort Wayne, IN $$

16 reviews


Wyndmoor of Castleton

Indianapolis, IN Cost Levels

20 reviews


Five Star Residences of Clearwater

Indianapolis, IN Cost Levels

18 reviews


Rittenhouse Village at Portage

Portage, IN Cost Levels

13 reviews


Meadow Lakes

Mooresville, IN $$

11 reviews


Brookdale Bloomington

Bloomington, IN $$$

17 reviews


Harrison Springs Health Campus

Corydon, IN Cost Levels

0 reviews