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The 10 Best Assisted Living Facilities in West Lafayette, IN for 2024

Located along the Wabash River, West Lafayette is a city for everyone. Its historic downtown features boutiques, restaurants and art galleries, and outdoor lovers can enjoy exploring miles of hiking trails. More than 3,000 of the city’s 45,060 inhabitants are adults aged 65 and older, experiencing the vibrant college-town atmosphere and plethora of amenities and recreational activities.

Assisted living facilities offer seniors a safe and secure home where they can live independently while receiving assistance with everyday tasks. These communities typically organize a variety of educational, recreational and social activities to ensure older adults remain physically, mentally and socially active. Amenities vary by facility, but residents typically have access to communal lounges and outdoor areas where they can gather to socialize with their neighbors. West Lafayette residents spend an average of $5,255 per month on assisted living, more than both the national and state norms.

This guide looks at assisted living costs and discusses the benefits and drawbacks of living in West Lafayette. It also details local resources and programs that offer seniors financial assistance, advice and other forms of support to help maintain and improve their quality of life.

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Assisted Living Facilities in West Lafayette, Indiana

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What to Consider About Assisted Living in West Lafayette

The Family and Social Services (FFS) Division of Aging is responsible for the monitoring and licensing of assisted living communities in West Lafayette. In addition to ensuring facilities conform to state and federal regulations, the FFS acts as a long-term care ombudsman, advocating for the rights of seniors who live in residential care settings.

Benefits and Drawbacks of Assisted Living in West Lafayette

  • West Lafayette has 199 physicians per 100,000 people, only slightly less than the U.S. average of 210. There's also an impressive health care network, with a number of medical facilities in and around the city, including Indiana University Urgent Care - West Lafayette.
  • As a college town, West Lafayette's median age is 21.5, even though the city is home to over 3,000 adults aged 65 and older. Purdue University caters to West Lafayette's senior population, offering discounted tuition to those over 60 and special programming for those wishing to continue learning in retirement. Plus, downtown Lafayette is only 2 miles away should older adults want to attend senior center activities and seek out a larger community of peers.
  • The cost of living in West Lafayette is 6.6% higher than the state average, which could be a financial concern for seniors relocating from elsewhere in Indiana. However, West Lafayette is still 9.6% below the national median, with the biggest savings being made on transportation and health care, so it's still a great retirement option for budget-conscious seniors.
  • West Lafayette's air quality has vastly improved over the past decade, with 2023 figures showing very low particle pollution levels, a possible benefit to older adults affected by respiratory and cardiovascular conditions, such as asthma or COPD.
  • All private and public retirement income is subject to taxation in West Lafayette except Social Security benefits, which is good news for low-income seniors. Indiana tax rates are slightly lower than the U.S. norm, and the state offers property tax deductions for homeowners aged 65 and older.
  • West Lafayette is considered a safe place to retire. On a scale of 1 to 100, violent crime levels are rated 11.2, approximately 50% below the national average. Property crime rates are slightly higher at 22.2, still significantly lower than the U.S. median of 35.4.
  • The area features a good public transportation network, with CityBus operating a number of bus routes throughout West Lafayette and the surrounding area. Seniors can easily access central Lafayette, and Medicare recipients and adults aged 65+ pay half price fares.

Paying for Assisted Living in West Lafayette

Assisted living communities charge average monthly fees of $5,255 in West Lafayette.

West Lafayette is the most expensive region in Indiana for assisted living. At $5,255 monthly, rates are $755 higher than the U.S. average and $972 above the state median. To the north, facilities in Michigan City charge $1,638 less than those in West Lafayette, while fees in Fort Wayne are 33.6% lower. Seniors retiring to the state capital Indianapolis also spend less per month on assisted living, with fees of $4,478. Terre Haute seniors face the second-highest rate of $4,948, still 5.8% less than retirees pay in West Lafayette.

West Lafayette

$5,255

Indiana

$4,283

United States

$4,500

Indianapolis

$4,478

Michigan City

$3,617

Fort Wayne

$3,485

Terre Haute

$4,948

The Cost of Other Types of Senior Care

West Lafayette adults have a number of options when it comes to senior care. Those choosing residential care may find assisted living the most affordable at $5,255. Skilled nursing homes offer the highest level of care and are the most expensive at $7,300 for a semiprivate room and medical care. Seniors opting to remain in their own homes can pay a bit less than assisted living fees, at $5,053 for nonmedical in-home care or home health care if they require basic nursing services. Adult day care is the most affordable option at $3,467, with services only available during daytime hours.

In-Home Care

$5,053

Home Health Care

$5,053

Adult Day Health Care

$3,467

Assisted Living Facility

$5,255

Nursing Home Facility (semiprivate room)

$7,300

 Note: Data for West Lafayette was unavailable, so data for the nearest city, Lafayette, was used instead.

Financial Assistance for Assisted Living in West Lafayette

Low-income seniors in West Lafayette may receive financial assistance with assisted living services through Indiana Medicaid, the Medicaid Aged and Disabled 1915(c) waiver program and the Indiana Residential Care Assistance Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in West Lafayette

West Lafayette and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in West Lafayette, please visit our Assisted Living in Indiana page.

Assisted Living Laws and Regulations in West Lafayette

West Lafayette Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

Mark

I visited this facility

Review of Westminster Village West Lafayette

I went to Westminster Village West Lafayette. They had lovely facilities. They had nice exercise equipment, large social rooms, a swimming pool, and a hot tub. The thing that I was struck with, too...

Provider response

Thank you again for taking the time to let us know how we did. We hope you have a great day and even though we were not fit at this time for your dad, we hope to be of service to you and your...

Read more

Assisted Living

PSSchmeisser

I visited this facility

Review of Westminster Village West Lafayette

We have visited several communities now but none as impressive as West Minster West Lafayette. From staff to rooms to activities and friendliness, you will not find a better home!!!

Read more

Assisted Living

Mark

I visited this facility

Review of University Place

University Place was exorbitantly expensive. You get what you pay for. The staff was very personable and professional. There seemed to be a good staff to resident ratio, and of course, that's what...

Read more

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Assisted Living near West Lafayette, IN

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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