The 5 Best Memory Care Facilities in West Lafayette, IN for 2024

 

Research from the Alzheimer’s Association indicates that around 6.7 million Americans have Alzheimer’s disease. Approximately 1 in 9 people aged 65 and older has the disease. Of West Lafayette’s population of about 45,000, approximately 3,000 people are at least 65. Dementia care communities support those with cognitive conditions. CDC statistics show that Alzheimer’s-related deaths are falling in West Lafayette, both in terms of actual figures and as a percentage of the total death rate. In 2016, the disease caused 67 deaths, representing 7.58% of all deaths. In 2020, 56 people died from Alzheimer’s, which was 5.45% of the city’s total deaths.

To assist West Lafayette seniors with Alzheimer's, the city has secure memory care communities with around-the-clock care from trained staff. Facilities offer activities that support residents' cognitive function, maintain their practical skills and stimulate their senses.

This guide discusses the positives and negatives of retiring in West Lafayette and details low-cost support resources for those affected by dementia. It also compares regional memory care rates and costs of other types of long-term care in West Lafayette.  

Indiana State Department of Health’s Division of Long Term Care is responsible for licensing memory care facilities in West Lafayette and ensuring they comply with applicable regulations and laws. The division regularly inspects facilities and manages complaints against providers.

 

• West Lafayette has around 185 sunny days each year, which is less than the national average of 205. Average annual rainfall is in line with the national norm of 38 inches, although the region receives fewer inches of snow than the U.S. average. Temperature-wise, summers are generally warm and humid, while winters are cold with temperatures regularly dipping below freezing.
• Although the overall cost of living in West Lafayette is higher than the Indiana average, living in the city is around 10% cheaper than the nationwide average. Seniors may qualify for funding via the Aged and Disabled Waiver to help cover some of their care costs.  
• Income and sales tax rates are slightly below national averages, and the city is reasonably tax-friendly for retirees. The state doesn’t tax Social Security income.  
• West Lafayette has 199 doctors for every 100,000 people, and health care costs are around 14% lower than the average rates across the nation. Air quality in the area is a little higher than the U.S. average.  
• IU Health Arnett Hospital and Franciscan Health Lafayette East are within close proximity of West Lafayette. Both are open 24/7 and provide routine and emergency services. The city also offers easy access to clinics and pharmacies.
• West Lafayette enjoys lower crime rates than many other American cities. Violent crime is half as common, ranking 11.2 on a 100-point scale compared with 22.7 for the country. Ranking 22.2, property crime is also lower than the national average of 35.4. 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care runs $6,569 per month in West Lafayette. However, costs may vary depending on the services required.

Averaging $6,569 per month, memory care in West Lafayette is priced higher than the national and state average costs, which are $5,625 and $5,354, respectively. West Lafayette is one of the priciest places in Indiana for this type of senior care. In contrast, Kokomo has some of the state’s lowest memory care fees, costing around $2,506 less than West Lafayette each month. The median monthly costs of memory care are $5,826 in Columbus, $5,598 in Indianapolis and $4,356 in Fort Wayne.

In West Lafayette, memory care is one of the costliest care choices. Only nursing home care costs more, with a semiprivate room running $7,300 per month. In-home care and home health care both cost around $5,053 per month, while assisted living is roughly $1,314 more affordable than residential memory care. Seniors who can receive daytime-only care in a community location tend to pay about $3,467 every month.   

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.