The Best Memory Care Communities in Hamilton County, IN

Hamilton County is located in central Indiana near the capital city and is home to nearly 324,000 residents, roughly 38,000 of whom are aged 65 and over. According to the Centers for Medicare and Medicaid Services, about 10 percent of seniors in this county who receive Medicare benefits are living with Alzheimer's disease or dementia.

Hamilton County families who are researching local memory care options find more than a dozen facilities in the county, most of which are located in Carmel and Fishers. In Hamilton County, memory care facilities are officially called dementia special care units. Dementia services may be provided in assisted living facilities or nursing homes, or they may be provided within their own dedicated building. 

• In Hamilton County, seniors don't pay state income tax on their Social Security benefits, even those that are subject to federal income tax. All other types of retirement income are fully taxable, however, which may affect their memory care budget. 
• The air quality in Hamilton County is decent, which may make the region a good option for seniors with respiratory illnesses like asthma or COPD. The American Lung Association gave the county a C for ozone pollution, a B for short-term particle pollution and a passing score for annual particle pollution. 
• Hamilton County's crime rate is very low, with property crime and violent crime rates that are well below state and national averages. On a 100-point scale on which 0 represents the lowest crime rate, property crime in this county is rated 18.6 and violent crime is rated 17.8, compared to the respective national averages of 38.1 and 31.1. This may make the county a good option for safety-minded families researching memory care options in central Indiana.
• The overall cost of living in Hamilton County is about 12 percent higher than the national average and 25 percent higher than the state average, which may result in higher memory care expenses.  

Memory Care costs in Hamilton County start around $5,800 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Hamilton County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Indiana page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

Hamilton County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Indiana are required to follow. Visit our Memory Care in Indiana page for more information about these laws.