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The 10 Best Assisted Living Facilities in Kokomo, IN for 2024

Our comprehensive listings and authentic reviews in Kokomo, IN below include 11 Assisted Living facilities with 75 reviews. On average in Kokomo, residents and their loved ones rate Assisted Living options 4.17 out of 5 stars.

To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.

We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in Kokomo, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.

Assisted Living Facilities in Kokomo, Indiana

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What to Consider About Assisted Living in Kokomo

The Family and Social Services Agency's Division of Aging requires Indiana assisted living facilities to file a disclosure form; then, the facilities become designated as housing with services establishments. To provide nursing and medication administration, such establishments may hire a contractor or register with the Department of Health's Division of Long-Term Care. This division handles regulations and enforcement.

Benefits and Drawbacks of Assisted Living in Kokomo

 

  • Overall, living in Kokomo is nearly 25% cheaper than living in the average American city. Its affordability metrics outshine many places in the state. Housing and transportation are particularly cheap in Kokomo, while spending on health care, utilities and groceries is relatively low, too.
  • Indiana taxes income from pensions and retirement plans. However, the state does not tax Social Security benefits. Fortunately for seniors, Indiana offers two property tax breaks. Additionally, Kokomo residents may qualify for other tax breaks tied to factors such as veteran status or disabilities.
  • The climate in Kokomo is variable. Compared to the U.S. averages, each year, Kokomo receives 18 fewer sunny days and 3 more inches of snow. Rainfall amounts are above average, too. While some seniors may be concerned by Kokomo's high precipitation and winter temperatures, the city's climate delivers outstanding weather in the summer and early autumn.
  • When considering health care access, seniors may look favorably on Kokomo as the city hosts two major hospitals: Community Howard Regional Health and Ascension St. Vincent Kokomo. Both have emergency care teams on hand 24/7, plus departments dedicated to specialties such as cancer and heart care.
  • BestPlaces assesses property and violent crime rates in Kokomo as somewhat high. On the BestPlaces crime scale, higher scores indicate more crime. Kokomo's violent crime score is 24.6, a figure above the national average of 22.7. Its property crime score comes out to 47.4, again higher than the nationwide score of 35.4. Because assisted living facilities usually have security features and prevent seniors from living alone, they may appeal to safety-minded older adults.
  • While Kokomo has fewer doctors per capita than average, the city's residents also spend 14.4% less on health care than is typical.
  • The city's water quality and superfund ratings are somewhat low, but its air is cleaner than most U.S. cities. Commute times are short.

 

Paying for Assisted Living in Kokomo

 

For assisted living in Kokomo, the average monthly fee is $3,250.

The cost of Assisted Living in Nearby Cities

On average, Kokomo's assisted living fees are $1,250 below the corresponding national rate and $1,033 below Indiana's average rate. Among Indiana cities that have cost data, Kokomo is the most affordable. The regional alternative of Muncie has an average rate of $3,695, while Fort Wayne's facilities typically charge around $3,485. In Indianapolis, assisted living facilities charge, on average, $1,228 more than they do in Kokomo. Comparatively, assisted living is quite expensive in Lafayette where the average rate is $2,005 above Kokomo's.

Kokomo

$3,250

Indiana

$4,283

United States

$4,500

Muncie

$3,695

Indianapolis

$4,478

Lafayette

$5,255

Fort Wayne

$3,485

The Cost of Other Types of Senior Care

Assisted living in Kokomo is noticeably more affordable than in-home care and home health care, which have the same average fee of $4,576 per month. These options may be suitable for seniors who can afford them and wish to remain in their own residences. By a large margin, nursing homes are the most expensive senior care option in Kokomo. The average nursing home charges $7,908 monthly for semiprivate accommodations and comprehensive medical services.

In-Home Care

$4,576

Home Health Care

$4,576

Assisted Living Facility

$3,250

Nursing Home Facility (semiprivate room)

$7,908

Financial Assistance for Assisted Living in Kokomo

Seniors residing in the Kokomo area assisted living facilities can apply for two programs to help cover their costs. The Regional Care Assistance Program (RCAP) and the state’s Medicaid Waiver program help fund the costs of residing in assisted living communities.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Kokomo

Kokomo and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Kokomo, please visit our Assisted Living in Indiana page.

Assisted Living Laws and Regulations in Kokomo

 

Kokomo Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

Jeanne

I am a friend or relative of a current/past resident

Review of Bloom At Kokomo

We have an acquaintance at Bloom At Kokomo that we visit. I have not interacted with too many of the staff, but the facility is bright and clean. In assisted living, it's an apartment-style, so...

Read more

Assisted Living

Danny

I visited this facility

Review of Kokomo Place

Kokomo Place was the one that I spent the most time with because the staff was trying to help me get in there. There was a federal subsidy that I could get and then I'd be able to move in, but it...

Read more

Assisted Living

Sid

I am a friend or relative of a current/past resident

Review of Waterford Place Health Campus

My friend moved in at Waterford Place Health Campus. Their social worker is really good. She helped us with lots of questions. She helped organize a meeting so we could all be together and talk...

Read more

Helpful Articles

Assisted Living near Kokomo, IN

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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