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The 5 Best Nursing Homes in Kokomo, IN for 2024

Kokomo, IN offers a small-city atmosphere and conveniently positioned health care services, allowing seniors to access prompt emergency care, regular checkups and specialist visits without extensive travel. Local facilities, such as the Fresenius Kidney Care Clinic and Community MD Anderson Cancer Care Center, are available for managing and treating conditions seniors in nursing care may experience. Psychiatric services are also highly accessible through Community Howard Regional Health.

Nursing care is typically ideal for seniors who struggle to live independently and have complicated health care needs that require regular monitoring or treatment from trained medical professionals. This type of care has an average cost of $7,908 for a semiprivate room in Kokomo, which is higher than the Indiana average and slightly more expensive than the national median. As such, seniors without complex care requirements or the need for round-the-clock health monitoring may find assisted living or home health care more affordable.

This guide helps readers determine the cost of care in Kokomo, IN. Seniors can also take advantage of the free resources listed, offering information about social programs operating in the region.

Nursing Home Facilities in Kokomo, Indiana

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Nursing Home Costs in Kokomo, IN

Monthly nursing care costs in Kokomo average $7,908 for a semiprivate room or $10,281 for a private room.

The Cost of Nursing Home Care in Nearby Cities

The state average nursing home cost is $7,270 for a semiprivate room, which means seniors can expect to save nearly $700 a month by considering nearby areas in Indiana. However, monthly costs in Kokomo align with the average national cost of nursing care at $7,908 monthly, so the city can still be an affordable option for an interstate move. Seniors may save about $1300 by accessing nursing home care in Muncie, while the Lafayette Area is also approximately $600 cheaper. Monthly costs in Indianapolis average $7,057, making it an affordable metropolitan location.

Kokomo

$7,908

Indiana

$7,270

The United States

$7,908

Muncie

$6,649

Lafayette

$7,300

Indianapolis

$7,057

The Cost of Other Types of Senior Care

Other levels and forms of care may be suitable for seniors who can still live independently or don’t yet need frequent medical monitoring and specialized treatments. Assisted living is generally the most affordable type of care, with costs averaging $3,250 per month, well below the state average of $4,283. Home health care in Kokomo is another less expensive option at $4,576 monthly, providing slight savings compared to the average $4,767 throughout most of Indiana.

In-Home Care

$4,576

Home Health Care

$4,576

Assisted Living Facility

$3,250

Nursing Home (semiprivate room)

$7,908

Nursing Home (private room)

$10,281

Financial Assistance for Nursing Home Care in Kokomo, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Kokomo, IN

The following resources offer free advice to seniors and family members considering nursing home care. These resources may also provide valuable information about home health care and other options for seniors needing occasional medical monitoring or supportive care but not ready to move into a skilled nursing environment.

ResourceContactService
Kokomo Senior Citizens Center

(765) 456-7557Kokomo Senior Citizens Center provides an environment for seniors to socialize, share information and participate in recreational activities. The center is handicap-accessible for seniors with disabilities and offers regularly scheduled activities catering to adults of various mobility levels aged 50 or over.
Samaritan Caregivers

(765) 453-7611Samaritan Caregivers is a free in-home support provider that can assist seniors with transportation for medical appointments and errands, grocery supply from food pantry networks and regular well-being checkups. The organization can recommend additional resources relevant to seniors' assisted living or nursing care needs.
Area Five Agency on Aging and Community Services(765) 454-5562The Area Five Agency helps seniors access financial and housing support and can provide family caregiver support. The agency administers a long-term care ombudsman program across Howard County, IN, and can provide seniors with in-home care services and informational resources covering aging and disabilities.
Meals On Wheels of Howard County

(765) 453-5516Howard County's Meals On Wheels organization delivers cooked meals to seniors who can't shop for groceries or prepare meals due to age, illness or disability. The service can help make it easier for seniors to continue living comfortably at home if a transition to nursing care isn't yet required or feasible.
Indiana Medicaid(800) 457-4584Indiana's Medicaid program can help seniors with financial difficulties cover the cost of long-term care. The program may cover the total cost of nursing home care for eligible seniors or pay for some services involved in assisted living and other types of care.

Reviews of Communities Nearby

Nursing Homes

Ivankiven

I am a friend or relative of a current/past resident

Review of Golden Livingcenter - Sycamore Village

Do not send your loved ones here!!! I feel very lucky to have gotten my husband out of here alive. The management here is absolutely the worst!!! The charge nurses are rude to family and to the...

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Nursing Homes

Mark

I am a friend or relative of a current/past resident

Review of Waterford Place Health Campus

My mother is in Waterford Place Health Campus. It's like a nursing home-type setting. They've been helpful and they work with us and keep us updated. I've eaten there a couple of times with my mom...

Provider response

Hi Mark, thank you for your review! We are thrilled to hear that you are satisfied with your mother's experience at Waterford Place Health Campus. We take pride in providing a fantastic quality of...

Read more

Nursing Homes

Brantley Knight

I visited this facility

Review of Kokomo Healthcare Center

I visited the facility and was very impressed by the staff. Everyone is friendly. The Residents seem content and well cared for And the facility is clean and the rooms are spacious. It...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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