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Assisted Living Communities in Carmel, Indiana

Located in central Indiana in Hamilton County, Carmel sits just north of Indianapolis in a region where 109 assisted living communities serve seniors with daily care needs. As of 2024, these...

Directory of Assisted Living in Carmel, IN

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The Cost of Assisted Living in Nearby Cities

Carmel’s assisted living facilities charge a typical monthly fee of around $3,993, according to the 2024 Genworth Cost of Care Survey. This rate runs hundreds of dollars below Indiana’s median of $5,013 and offers affordability compared to other nearby cities. Seniors in Lafayette pay approximately $5,499, and facilities in Terre Haute set rates close to $6,131.

Carmel

$3,993

Indiana

$5,013

United States

$5,350

Lafayette

$5,499

Kokomo

$5,198

Muncie

$5,383

Terre Haute

$6,131

Paying for Assisted Living in Carmel

The Genworth Financial Cost of Care Survey lists the average cost of assisted living in Carmel as $4,478 per month. This is slightly lower than the national average of $4,500 but makes Carmel more expensive than the Indiana average of $4,283.

Financial Assistance for Assisted Living in Carmel

Low-income seniors in Carmel have access to two programs that can help them cover the expenses of assisted living. These include Supplemental Security Income – Category G and Indiana Medicaid. Carmel does not have an assisted living community that participates in the Indiana Residential Care Assistance Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

The Cost of Other Types of Senior Care

Assisted living ranks as Carmel's most cost-effective senior care solution, with residents paying around $3,993 monthly. By comparison, in-home care and home health care agencies charge higher rates of about $5,911 and $6,673, respectively. Additionally, seniors pay roughly $6,056 for adult day health care, and nursing homes charge approximately $7,908 for shared units.

In-Home Care

$5,911

Home Health Care

$6,673

Adult Day Health Care

$6,056

Assisted Living Facility

$3,993

Nursing Home Facility (semiprivate room)

$7,908

Note: Since data for Carmel is unavailable, we used data for the nearest city, Indianapolis, instead.

Free Assisted Living Resources in Carmel

Seniors planning on spending their retirement years in Carmel can take advantage of a variety of support services from nonprofit organizations and the local government. These organizations offer wellness services, social activities and benefit assistance.

ResourceContactService
CICOA Aging and In-Home Services(800) 432-2422CICOA Aging and In-Home Services runs a range of programs for local older adults. It delivers senior meals, transportation and caregiver support programs. CICOA also runs Aging and Disability Resource Centers and provides seniors with care management services, helping them understand their care options and arrange suitable care.
Carmel Clay Parks and Recreation(317) 848-7275Carmel Clay Parks and Recreation runs a variety of senior programs for the city's older residents. Programs are delivered in accessible senior centers and include everything from social gatherings and fitness classes to wellness programs and fall prevention sessions.
Hamilton County Veterans Service Office(317) 776-9610Hamilton County Veterans Service Office works with veterans and their immediate families, helping them access the practical and financial support they need. The VSO can advise on pensions, benefits and other payments veterans may qualify for. They can also help veterans access healthcare, housing support and other services.

Assisted Living Laws and Regulations in Carmel

Carmel Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Sbuck

I am a friend or relative of a current/past resident

Review of Independence Village of Carmel

The staff has gone above and beyond for my mother and we couldn’t be more appreciative. Dana, Meghan and Shawna have been great to work with!

Provider response

Hello, Thank you for your review! We’re so glad to hear that our amazing team has played a vital role in caring for your mom. Your appreciation means a lot to us!

Read more

Assisted Living

Shannon

I am a friend or relative of a current/past resident

Review of Independence Village of Carmel

We moved mom in very recently and everyone has been very welcoming.

Provider response

Hi Shannon, Thank you for your review! We're proud of our dedicated team, and we're thrilled to hear that you've had a positive experience with us.

Read more

Assisted Living

Theresa

I visited this facility

Review of Sunrise on Old Meridian

I toured Sunrise on Old Meridian. I was impressed. It had a home feel to it, like a home away from home feel to it. I like the level of care. It had that high level and high standard of care from...

Provider response

Hi Theresa, Each and every guest who enters a Sunrise community is important to us. It is wonderful to know that you had such a positive experience when touring Sunrise of Old Meridian. We would be...

Read more

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Other Options in Carmel, IN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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