Carmel, the fifth-largest city in Indiana, is home to over 99,700 residents, approximately 13.3% of whom are seniors aged 65 and up. Alzheimer’s disease, Parkinson’s disease and other dementias impact an increasing number of seniors in Carmel every year. According to the Centers for Disease Control and Prevention, Alzheimer’s-related deaths in Carmel rose 25.9%, increasing from 81 fatalities in 2014 to 102 in 2018. Although the total number of deaths rose even faster (32.1%) over the same time frame, Alzheimer’s is undoubtedly an increasingly dire issue to the city thanks to its growing senior population, meaning more and more residents will face aging-related diagnoses like Alzheimer’s disease.

Thankfully, Carmel is home to many assisted living facilities that offer specialized services to seniors with dementia, helping slow the mental decline of residents who live with Alzheimer’s, Parkinson’s and other forms of dementia. This guide serves readers as an introduction to memory care in Carmel, Indiana. Keep reading to learn more about the benefits and downsides of retiring in Carmel, local supports and resources for seniors with dementia, average costs of memory care compared with other senior care options and an in-depth directory of Carmel’s memory care providers.

Directory of Memory Care Facilities in Carmel, IN

Sunrise on Old Meridian

12130 Old Meridian Street, Carmel, IN, 46032

Sunrise on Old Meridian is located in an upscale, thriving area of Carmel, just moments away from numerous restaurants, stores and medical facilities. The facility is known for its inviting, homey atm … (read more)
Sunrise on Old Meridian is located in an upscale, thriving area of Carmel, just moments away from numerous restaurants, stores and medical facilities. The facility is known for its inviting, homey atm … (read more)

Rose Senior Living at Carmel

1285 Fairfax Manor Drive, Carmel, IN, 46032

Our Mother was in memory for 9 months at Rose before she passed. If I could give them 10 stars I would! The staff were exceptional — competent and caring. The food was excellent — prepared by the … (read more)
Our Mother was in memory for 9 months at Rose before she passed. If I could give them 10 stars I would! The staff were exceptional — competent and caring. The food was excellent — prepared by the … (read more)

2015

Brookdale Carmel

301 Executive Drive, Carmel, IN, 46032

We took a tour of Brookdale Carmel. The people that showed me around were nice, they seemed to be very knowledgeable and caring. The patients seemed to be taken care of. We didn’t see a lot of activit … (read more)
We took a tour of Brookdale Carmel. The people that showed me around were nice, they seemed to be very knowledgeable and caring. The patients seemed to be taken care of. We didn’t see a lot of activit … (read more)

Bickford of Carmel

5829 116th St. E, Carmel, IN, 46033

Bickford of Carmel is located just minutes away from shops, restaurants and downtown Indianapolis. Loved ones mention the warm home-style atmosphere, qualified and welcoming staff, and available laund … (read more)
Bickford of Carmel is located just minutes away from shops, restaurants and downtown Indianapolis. Loved ones mention the warm home-style atmosphere, qualified and welcoming staff, and available laund … (read more)

2016

The Stratford

2460 Glebe Street, Carmel, IN, 46032


Magnolia Springs Bridgewater

14901 Carey Road, Carmel, IN, 46033

Magnolia Springs of Bridgewater is an assisted living and memory care facility in Carmel, Indiana, offering studio, one-bedroom and two-bedroom apartments. Residents and visitors give high marks to th … (read more)
Magnolia Springs of Bridgewater is an assisted living and memory care facility in Carmel, Indiana, offering studio, one-bedroom and two-bedroom apartments. Residents and visitors give high marks to th … (read more)

2019

Independence Village of Carmel

13390 N. Illinois Street, Carmel, IN, 46032

Carmel Senior Living is located in Carmel, Indiana near North Meridian Street, St. Vincent Carmel Hospital and shopping centers. Loved ones appreciate the kind, patient staff that communicates with fa … (read more)
Carmel Senior Living is located in Carmel, Indiana near North Meridian Street, St. Vincent Carmel Hospital and shopping centers. Loved ones appreciate the kind, patient staff that communicates with fa … (read more)

Woodland Terrace of Carmel

689 Pro Med Lane, Carmel, IN, 46032

Woodland Terrace of Carmel is an assisted living facility nestled in a private, wooded setting right in the heart of Carmel, Indiana. It is close to shopping, dining, entertainment and recreation with … (read more)
Woodland Terrace of Carmel is an assisted living facility nestled in a private, wooded setting right in the heart of Carmel, Indiana. It is close to shopping, dining, entertainment and recreation with … (read more)

The Barrington of Carmel

1335 S. Guilford Rd, Carmel, IN, 46032

The Barrington of Carmel is an assisted living facility located near the Arts and Design District in Carmel, Indiana. It provides 1-bedroom, 2-bedroom and companion suites to suit each preference. The … (read more)
The Barrington of Carmel is an assisted living facility located near the Arts and Design District in Carmel, Indiana. It provides 1-bedroom, 2-bedroom and companion suites to suit each preference. The … (read more)

Wellbrooke of Carmel

12315 Pennsylvania Street, Carmel, IN, 46032

Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing … (read more)
Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing … (read more)

Traditions at Solana

7721 Battery Pointe Way, Indianapolis, IN, 46240

Traditions at Solana in the Indianapolis suburb of Washington Township enjoys a uniquely situated area between the White River and its nearby bay. The community’s residents and their loved ones recomm … (read more)
Traditions at Solana in the Indianapolis suburb of Washington Township enjoys a uniquely situated area between the White River and its nearby bay. The community’s residents and their loved ones recomm … (read more)

Independence Village of Fishers South

9745 Olympia Drive, Fishers, IN, 46037

Welcome to Independence Village! At Independence Village of Fishers, we create an environment where residents get the most out of their retirement. From helping with simple tasks, to providing extra a … (read more)
Welcome to Independence Village! At Independence Village of Fishers, we create an environment where residents get the most out of their retirement. From helping with simple tasks, to providing extra a … (read more)

Traditions at North Willow

1703 W. 86th Street, Indianapolis, IN, 46260

Traditions at North Willow is a comfortable and welcoming independent living community nestled in the heart of the North Willow neighborhood. Living options include studio, one-bedroom and two-bedroom … (read more)
Traditions at North Willow is a comfortable and welcoming independent living community nestled in the heart of the North Willow neighborhood. Living options include studio, one-bedroom and two-bedroom … (read more)

Meadow Brook Senior Living

11011 Village Square Lane, Fishers, IN, 46038

My mom has moved into Meadow Brook Senior Living. I was just there this morning. We chose it because it just had a smaller memory care unit than some of the others that had really large ones. I got lo … (read more)
My mom has moved into Meadow Brook Senior Living. I was just there this morning. We chose it because it just had a smaller memory care unit than some of the others that had really large ones. I got lo … (read more)

Independence Village of Zionsville East

11755 N. Michigan Road, Zionsville, IN, 46077


Grand Brook Memory Care of Fishers

9796 E. 131st St, Fishers, IN, 46038

I toured Grand Brook Memory Care of Fishers. It was very nice and clean, and the people were friendly. The rooms were small, but they were efficient. The dining area looked very nice. The place was ve … (read more)
I toured Grand Brook Memory Care of Fishers. It was very nice and clean, and the people were friendly. The rooms were small, but they were efficient. The dining area looked very nice. The place was ve … (read more)

2015

Willow Lake Place

2725 Lake Circle Drive, Indianapolis, IN, 46268

I like Willow Lake Place. They have a lot of things for dementia patients, and it looks like they’re trying to keep them busy. They have shared rooms, which helps us in terms of payments, though I kin … (read more)
I like Willow Lake Place. They have a lot of things for dementia patients, and it looks like they’re trying to keep them busy. They have shared rooms, which helps us in terms of payments, though I kin … (read more)

Grand Brook Memory Care of Zionsville

11870 Sandy Drive, Zionsville, IN, 46077

Individual rooms are spacious. Residents spend most of their time in the common areas enjoying a variety of activities. I loved the holiday celebrations, especially when I would see the videos. I re … (read more)
Individual rooms are spacious. Residents spend most of their time in the common areas enjoying a variety of activities. I loved the holiday celebrations, especially when I would see the videos. I re … (read more)

Crown Senior Living Indianapolis

7960 N. Shadeland Drive, Indianapolis, IN, 46250


Copper Trace

1250 W. 146th Street, Westfield, IN, 46074

Copper Trace was very clean, and the staff was very attentive. Everybody was very friendly, and all the residents seemed to be very well taken care of. All the memory care rooms were full, so I wasn’t … (read more)
Copper Trace was very clean, and the staff was very attentive. Everybody was very friendly, and all the residents seemed to be very well taken care of. All the memory care rooms were full, so I wasn’t … (read more)

COVID-19 Rules for Memory Care in Carmel

Since most COVID-19 rules for Memory Care Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Memory Care in Indiana. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Memory Care in Carmel

The Family and Social Services Administration regulates and licenses memory care facilities in the Hoosier State. The Indiana Division of Aging, a subagency of the Indiana State Department of Health’s Family and Social Services Administration, accepts and investigates long-term care facility complaints and empowers seniors by building programs that provide information, resource access and senior care options for Indiana’s seniors.

Benefits and Drawbacks of Memory Care in Carmel

  • Carmel has very low crime rates, making the city a safe retirement destination for seniors. Ranking crime on a scale of 1 to 100, where lower scores mean less crime, Carmel receives a violent crime rating of 7.1, less than a third of the national average (22.7). Carmel’s property crime levels are also low, being assessed at a score of 18, nearly half the U.S. average (35.4).
  • Seniors thinking about moving to Carmel should be prepared to spend more money on living expenses thanks to Carmel’s above-average cost of living. Carmel’s overall cost of living is 13.9% higher than the U.S. average and 32% higher than Indiana’s statewide average. Fortunately, the city’s health care costs are 14.3% below the national average.
  • Carmel is just 16 miles north of Indianapolis, which is home to three of the top five hospitals in Indiana according to U.S. News & World Report, including the top-ranked Indiana University Health Medical Center, which is nationally ranked in two specialties and nine children’s specialties. Carmel has four hospitals of its own and 421 physicians per 100,000 residents, a substantially higher number of physicians per capita than the national average (210 per 100,000).
  • In an assessment of 581 U.S. cities’ suitableness for military retirees, Military Times gave first place to Carmel. The city also earned the No. 3 spot on Money’s Best Places to Live in America list.
  • Seniors who enjoy watching sports will likely appreciate living in Carmel thanks to its close proximity to Indianapolis, which is home to nearly a dozen professional sports teams, including an NFL, NBA and WNBA team. Indianapolis is also home to Butler University, whose Butler Bulldogs are a perennial contender in NCAA Division I men’s basketball. 

Paying for Memory Care in Carmel

Assisted living facilities provide memory care as an add-on service, typically charging a premium of 20-30% compared to base assisted living rates. Due to a lack of authoritative resources on memory care costs, we estimated the following memory care costs by raising the assisted living rates on Genworth’s 2021 Cost of Care Survey by 25%.

The Cost of Memory Care in Nearby Cities

In Carmel, seniors typically pay $5,598 per month for memory care. This rate is $244 higher than Indiana’s statewide average of $5,354 yet $27 below the national average of $5,625. In other cities across the Hoosier State, memory care facilities charge anywhere from $4,063 (Kokomo) to $6,569 (Lafayette) per month. Evansville at $5,486 is roughly on par with Carmel, charging $112 less per month. Fort Wayne, at $4,323, averages $1,275 less than Carmel.

$5598

Carmel

$5354

Indiana

$5625

The United States

$4323

Fort Wayne

$5486

Evansville

$4063

Kokomo

$6569

Lafayette

The Cost of Other Types of Senior Care

Adult day care costs just $1,625 per month in Carmel. Despite offering clinical services, something home care ($5,053) doesn’t provide, home health care ($4,957) costs $56 less. Nursing home care ranges anywhere between $7,057 for semiprivate and $8,973 for private accommodations.

$5053

Home Care

$4957

Home Health Care:

$1625

Adult Day Care

$4478

Assisted Living

$7057

Nursing Home (semiprivate)

$8973

Nursing Home (private)

Note: Data for Carmel was unavailable, so data for the nearest city, Indianapolis, was used instead.

Financial Assistance for Memory Care in Carmel

In Carmel, there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Indiana page.

More ways to pay for memory care in IN

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

Free Memory Care Resources in Carmel

Carmel is home to many supports, resources and services for seniors with dementia who live in memory care facilities. Local government agencies and nonprofit organizations run programs that offer Alzheimer’s-oriented support groups, health insurance information and assistance and civil legal representation.

Resource

Contact

Service

(800) 452-4800

Indiana's State Health Insurance Assistance Program offers free and impartial counseling on available health and long-term care insurance options to seniors, their family members and caregivers. SHIP counselors, who receive extensive training before being allowed to work, are Medicare experts who help seniors understand health care costs and available coverage options. Counselors assess callers' individual situations and provide personalized insight on which policy options are best for them. Indiana's SHIP also offers hands-on assistance with completing the Medicare enrollment process.

(317) 776-9610

Hamilton County Veteran Services is a local government agency that offers a broad range of resources, services and supports to veterans. It offers on-site and telehealth counseling services to help veterans with mental health issues, including anxiety, depression and PTSD. Hamilton County Veteran Services provides personal finance coaching and renders legal support.

(317) 631-9410

Indiana Legal Services, Inc. is a nonprofit law firm that renders legal assistance to seniors across the state. Volunteer attorneys work pro bono to assist seniors with a wide range of civil legal issues, including denied public benefit applications, taxes, consumer advocacy, family law and housing disputes. The organization's website is also home to a wealth of self-help resources

(317) 254-5465

CICOA Aging and In-Home Solutions, one of Indiana's 15 area agencies on aging, represents an eight-county area that includes Hamilton County, which is home to Carmel. It runs the Aging and Disability Resource Center, which acts as a one-stop-shop for answering questions of interest to seniors, providing information about local resources and referring seniors to the proper service providers. CICOA Aging and In-Home Solutions also offers family caregiver support, curb-to-curb transportation, senior nutrition services and care management.

(800) 272-3900

The Greater Indiana Chapter of the Alzheimer's Association supports seniors who have Alzheimer's disease, Parkinson's disease and other forms of dementia through a broad variety of services and programs. The Greater Indiana Chapter leads support groups, offers virtual education programs, provides care consultations and runs early-stage Alzheimer's programs.

Memory Care Laws and Regulations in Carmel

Carmel Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in California are required to follow. Visit our Memory Care in Indiana page for more information about these laws.

Laws and regulations for memory care in Indiana