Carmel, the fifth-largest city in Indiana, is home to over 99,700 residents, approximately 13.3% of whom are seniors aged 65 and up. Alzheimer’s disease, Parkinson’s disease and other dementias impact an increasing number of seniors in Carmel every year. According to the Centers for Disease Control and Prevention, Alzheimer’s-related deaths in Carmel rose 25.9%, increasing from 81 fatalities in 2014 to 102 in 2018. Although the total number of deaths rose even faster (32.1%) over the same time frame, Alzheimer’s is undoubtedly an increasingly dire issue to the city thanks to its growing senior population, meaning more and more residents will face aging-related diagnoses like Alzheimer’s disease.
Thankfully, Carmel is home to many assisted living facilities that offer specialized services to seniors with dementia, helping slow the mental decline of residents who live with Alzheimer’s, Parkinson’s and other forms of dementia. This guide serves readers as an introduction to memory care in Carmel, Indiana. Keep reading to learn more about the benefits and downsides of retiring in Carmel, local supports and resources for seniors with dementia, average costs of memory care compared with other senior care options and an in-depth directory of Carmel’s memory care providers.
Directory of Memory Care Facilities in Carmel, IN
12130 Old Meridian Street, Carmel, IN, 46032
Sunrise on Old Meridian is located in an upscale, thriving area of Carmel, just moments away from numerous restaurants, stores and medical facilities. The facility is known for its inviting, homey atm
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Sunrise on Old Meridian is located in an upscale, thriving area of Carmel, just moments away from numerous restaurants, stores and medical facilities. The facility is known for its inviting, homey atmosphere because of the engaging activities, residents relaxing out in common rooms and friendly staff who ensure all residents are well taken care of. Visitors praise the spacious rooms with their big windows, providing a beautiful view and ample lighting so rooms feel warm and inviting. Residents can enjoy a variety of activities such as tai chi, Wii games, book clubs, religious services and arts and crafts.
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Sunrise on Old Meridian is located in an upscale, thriving area of Carmel, just moments away from numerous restaurants, stores and medical facilities. The facility is known for its inviting, homey atm
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Sunrise on Old Meridian is located in an upscale, thriving area of Carmel, just moments away from numerous restaurants, stores and medical facilities. The facility is known for its inviting, homey atmosphere because of the engaging activities, residents relaxing out in common rooms and friendly staff who ensure all residents are well taken care of. Visitors praise the spacious rooms with their big windows, providing a beautiful view and ample lighting so rooms feel warm and inviting. Residents can enjoy a variety of activities such as tai chi, Wii games, book clubs, religious services and arts and crafts.
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1285 Fairfax Manor Drive, Carmel, IN, 46032
Our Mother was in memory for 9 months at Rose before she passed. If I could give them 10 stars I would! The staff were exceptional — competent and caring. The food was excellent — prepared by the
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Our Mother was in memory for 9 months at Rose before she passed. If I could give them 10 stars I would! The staff were exceptional — competent and caring. The food was excellent — prepared by the same staff that prepares farm to table meals for everyone at Rose. Wonderful activities for cognitively Impaired residents. I would HIGHLY recommend Rose for your loved one.
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Our Mother was in memory for 9 months at Rose before she passed. If I could give them 10 stars I would! The staff were exceptional — competent and caring. The food was excellent — prepared by the
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Our Mother was in memory for 9 months at Rose before she passed. If I could give them 10 stars I would! The staff were exceptional — competent and caring. The food was excellent — prepared by the same staff that prepares farm to table meals for everyone at Rose. Wonderful activities for cognitively Impaired residents. I would HIGHLY recommend Rose for your loved one.
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301 Executive Drive, Carmel, IN, 46032
We took a tour of Brookdale Carmel. The people that showed me around were nice, they seemed to be very knowledgeable and caring. The patients seemed to be taken care of. We didn’t see a lot of activit
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We took a tour of Brookdale Carmel. The people that showed me around were nice, they seemed to be very knowledgeable and caring. The patients seemed to be taken care of. We didn’t see a lot of activities happening or anything, but it was the weekend, so that might be why. We saw the activity room and then we saw an empty resident’s room, and it was a nice room. We saw the hallway, we saw the areas where they eat, and we saw a little outpost. We saw one whole level of the area.
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We took a tour of Brookdale Carmel. The people that showed me around were nice, they seemed to be very knowledgeable and caring. The patients seemed to be taken care of. We didn’t see a lot of activit
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We took a tour of Brookdale Carmel. The people that showed me around were nice, they seemed to be very knowledgeable and caring. The patients seemed to be taken care of. We didn’t see a lot of activities happening or anything, but it was the weekend, so that might be why. We saw the activity room and then we saw an empty resident’s room, and it was a nice room. We saw the hallway, we saw the areas where they eat, and we saw a little outpost. We saw one whole level of the area.
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5829 116th St. E, Carmel, IN, 46033
Bickford of Carmel is located just minutes away from shops, restaurants and downtown Indianapolis. Loved ones mention the warm home-style atmosphere, qualified and welcoming staff, and available laund
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Bickford of Carmel is located just minutes away from shops, restaurants and downtown Indianapolis. Loved ones mention the warm home-style atmosphere, qualified and welcoming staff, and available laundry, meal and housekeeping services. Residents can entertain visitors or socialize at the on-site bistro, in the landscaped garden or in one of the many seating areas. Visitors are impressed with the layout of the spacious rooms and the dedicated Parkinson’s therapy department. Visitors also mention the nutritious meals served and the different activities available including sing-a-longs, picnics, happy hour and poker tournaments.
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Bickford of Carmel is located just minutes away from shops, restaurants and downtown Indianapolis. Loved ones mention the warm home-style atmosphere, qualified and welcoming staff, and available laund
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Bickford of Carmel is located just minutes away from shops, restaurants and downtown Indianapolis. Loved ones mention the warm home-style atmosphere, qualified and welcoming staff, and available laundry, meal and housekeeping services. Residents can entertain visitors or socialize at the on-site bistro, in the landscaped garden or in one of the many seating areas. Visitors are impressed with the layout of the spacious rooms and the dedicated Parkinson’s therapy department. Visitors also mention the nutritious meals served and the different activities available including sing-a-longs, picnics, happy hour and poker tournaments.
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2460 Glebe Street, Carmel, IN, 46032
14901 Carey Road, Carmel, IN, 46033
Magnolia Springs of Bridgewater is an assisted living and memory care facility in Carmel, Indiana, offering studio, one-bedroom and two-bedroom apartments. Residents and visitors give high marks to th
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Magnolia Springs of Bridgewater is an assisted living and memory care facility in Carmel, Indiana, offering studio, one-bedroom and two-bedroom apartments. Residents and visitors give high marks to the community for its cleanliness and fabulous dining area with a chef that cooks delicious meals. They also say that the facility is well-kept and staff members receive positive reviews for their friendly and caring demeanor. Amenities include a coffee shop, beauty/barber shop and computer room, and residents can participate in many activities, including book club, gardening club, exercise classes, Tai chi, yoga, arts and crafts and Wii bowling.
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Magnolia Springs of Bridgewater is an assisted living and memory care facility in Carmel, Indiana, offering studio, one-bedroom and two-bedroom apartments. Residents and visitors give high marks to th
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Magnolia Springs of Bridgewater is an assisted living and memory care facility in Carmel, Indiana, offering studio, one-bedroom and two-bedroom apartments. Residents and visitors give high marks to the community for its cleanliness and fabulous dining area with a chef that cooks delicious meals. They also say that the facility is well-kept and staff members receive positive reviews for their friendly and caring demeanor. Amenities include a coffee shop, beauty/barber shop and computer room, and residents can participate in many activities, including book club, gardening club, exercise classes, Tai chi, yoga, arts and crafts and Wii bowling.
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13390 N. Illinois Street, Carmel, IN, 46032
Carmel Senior Living is located in Carmel, Indiana near North Meridian Street, St. Vincent Carmel Hospital and shopping centers. Loved ones appreciate the kind, patient staff that communicates with fa
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Carmel Senior Living is located in Carmel, Indiana near North Meridian Street, St. Vincent Carmel Hospital and shopping centers. Loved ones appreciate the kind, patient staff that communicates with family members about their loved one’s well-being. They also praise the clean, fresh-smelling facilities and the high level of importance placed on security. Visitors note that the facility has a library and spa for residents’ mental and physical well-being and leisure, and they give high marks for the provided activities like bingo, karaoke and crafts. Guests enjoy the dining facility and bistro cafe that serves delicious meals.
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Carmel Senior Living is located in Carmel, Indiana near North Meridian Street, St. Vincent Carmel Hospital and shopping centers. Loved ones appreciate the kind, patient staff that communicates with fa
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Carmel Senior Living is located in Carmel, Indiana near North Meridian Street, St. Vincent Carmel Hospital and shopping centers. Loved ones appreciate the kind, patient staff that communicates with family members about their loved one’s well-being. They also praise the clean, fresh-smelling facilities and the high level of importance placed on security. Visitors note that the facility has a library and spa for residents’ mental and physical well-being and leisure, and they give high marks for the provided activities like bingo, karaoke and crafts. Guests enjoy the dining facility and bistro cafe that serves delicious meals.
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689 Pro Med Lane, Carmel, IN, 46032
Woodland Terrace of Carmel is an assisted living facility nestled in a private, wooded setting right in the heart of Carmel, Indiana. It is close to shopping, dining, entertainment and recreation with
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Woodland Terrace of Carmel is an assisted living facility nestled in a private, wooded setting right in the heart of Carmel, Indiana. It is close to shopping, dining, entertainment and recreation within the city. Residents get the choice of a spacious studio, 1-bedroom or 2-bedroom apartments. This facility has personalized lifestyle options for residents such as independent living, assisted living and memory care. Activities include art classes, fitness programs with personal trainers and live music, as well as games. Woodland Terrace of Carmel also provides free transportation to popular destinations in the city.
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Woodland Terrace of Carmel is an assisted living facility nestled in a private, wooded setting right in the heart of Carmel, Indiana. It is close to shopping, dining, entertainment and recreation with
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Woodland Terrace of Carmel is an assisted living facility nestled in a private, wooded setting right in the heart of Carmel, Indiana. It is close to shopping, dining, entertainment and recreation within the city. Residents get the choice of a spacious studio, 1-bedroom or 2-bedroom apartments. This facility has personalized lifestyle options for residents such as independent living, assisted living and memory care. Activities include art classes, fitness programs with personal trainers and live music, as well as games. Woodland Terrace of Carmel also provides free transportation to popular destinations in the city.
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1335 S. Guilford Rd, Carmel, IN, 46032
The Barrington of Carmel is an assisted living facility located near the Arts and Design District in Carmel, Indiana. It provides 1-bedroom, 2-bedroom and companion suites to suit each preference. The
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The Barrington of Carmel is an assisted living facility located near the Arts and Design District in Carmel, Indiana. It provides 1-bedroom, 2-bedroom and companion suites to suit each preference. There is a low staff-to-resident ratio, which ensures that each resident receives support and care based on their unique needs. Visitors enjoy the resort-like atmosphere and the friendly, helpful staff. Some of the activities provided include yoga, music, games, gardening and cooking. Family and residents give this facility high marks for the many programs and activities available that are geared toward improving residents’ well-being.
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The Barrington of Carmel is an assisted living facility located near the Arts and Design District in Carmel, Indiana. It provides 1-bedroom, 2-bedroom and companion suites to suit each preference. The
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The Barrington of Carmel is an assisted living facility located near the Arts and Design District in Carmel, Indiana. It provides 1-bedroom, 2-bedroom and companion suites to suit each preference. There is a low staff-to-resident ratio, which ensures that each resident receives support and care based on their unique needs. Visitors enjoy the resort-like atmosphere and the friendly, helpful staff. Some of the activities provided include yoga, music, games, gardening and cooking. Family and residents give this facility high marks for the many programs and activities available that are geared toward improving residents’ well-being.
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12315 Pennsylvania Street, Carmel, IN, 46032
Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing
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Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing strolls to the local area and the facility provides monthly Taste of the Town trips to different restaurant cuisines. Visitors are highly impressed by the friendliness of the staff who make residents and their loved ones feel welcome. There are a number of fun activities for residents to enjoy, such as bingo, weekly crossword puzzles, movie showings and book clubs.
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Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing
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Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing strolls to the local area and the facility provides monthly Taste of the Town trips to different restaurant cuisines. Visitors are highly impressed by the friendliness of the staff who make residents and their loved ones feel welcome. There are a number of fun activities for residents to enjoy, such as bingo, weekly crossword puzzles, movie showings and book clubs.
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7721 Battery Pointe Way, Indianapolis, IN, 46240
Traditions at Solana in the Indianapolis suburb of Washington Township enjoys a uniquely situated area between the White River and its nearby bay. The community’s residents and their loved ones recomm
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Traditions at Solana in the Indianapolis suburb of Washington Township enjoys a uniquely situated area between the White River and its nearby bay. The community’s residents and their loved ones recommend the facility’s buildings and grounds for its accessible walking paths and well-manicured landscape in addition to its beautiful waterfront views. Their personalized care program features round-the-clock nurses. On-site amenities include a salon and a theater which provide convenience and enjoyment. Residents likewise appreciate the facility’s quaint and quiet small-town setting which doesn’t require contending with big city noise.
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Traditions at Solana in the Indianapolis suburb of Washington Township enjoys a uniquely situated area between the White River and its nearby bay. The community’s residents and their loved ones recomm
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Traditions at Solana in the Indianapolis suburb of Washington Township enjoys a uniquely situated area between the White River and its nearby bay. The community’s residents and their loved ones recommend the facility’s buildings and grounds for its accessible walking paths and well-manicured landscape in addition to its beautiful waterfront views. Their personalized care program features round-the-clock nurses. On-site amenities include a salon and a theater which provide convenience and enjoyment. Residents likewise appreciate the facility’s quaint and quiet small-town setting which doesn’t require contending with big city noise.
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9745 Olympia Drive, Fishers, IN, 46037
Welcome to Independence Village! At Independence Village of Fishers, we create an environment where residents get the most out of their retirement. From helping with simple tasks, to providing extra a
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Welcome to Independence Village! At Independence Village of Fishers, we create an environment where residents get the most out of their retirement. From helping with simple tasks, to providing extra assistance, we are always available for whatever our residents need. Our event calendars are packed with exciting activities for each individual’s unique interests
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Welcome to Independence Village! At Independence Village of Fishers, we create an environment where residents get the most out of their retirement. From helping with simple tasks, to providing extra a
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Welcome to Independence Village! At Independence Village of Fishers, we create an environment where residents get the most out of their retirement. From helping with simple tasks, to providing extra assistance, we are always available for whatever our residents need. Our event calendars are packed with exciting activities for each individual’s unique interests
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1703 W. 86th Street, Indianapolis, IN, 46260
Traditions at North Willow is a comfortable and welcoming independent living community nestled in the heart of the North Willow neighborhood. Living options include studio, one-bedroom and two-bedroom
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Traditions at North Willow is a comfortable and welcoming independent living community nestled in the heart of the North Willow neighborhood. Living options include studio, one-bedroom and two-bedroom housing. Residents give this facility a thumbs up for its clean environment, high quality of care and patient and helpful staff members. Extras that make this community more enjoyable include a movie theater, salon and exercise room. Residents are encouraged to remain active by utilizing the walking paths as well as taking part in the many on-site activities and events.
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Traditions at North Willow is a comfortable and welcoming independent living community nestled in the heart of the North Willow neighborhood. Living options include studio, one-bedroom and two-bedroom
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Traditions at North Willow is a comfortable and welcoming independent living community nestled in the heart of the North Willow neighborhood. Living options include studio, one-bedroom and two-bedroom housing. Residents give this facility a thumbs up for its clean environment, high quality of care and patient and helpful staff members. Extras that make this community more enjoyable include a movie theater, salon and exercise room. Residents are encouraged to remain active by utilizing the walking paths as well as taking part in the many on-site activities and events.
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11011 Village Square Lane, Fishers, IN, 46038
My mom has moved into Meadow Brook Senior Living. I was just there this morning. We chose it because it just had a smaller memory care unit than some of the others that had really large ones. I got lo
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My mom has moved into Meadow Brook Senior Living. I was just there this morning. We chose it because it just had a smaller memory care unit than some of the others that had really large ones. I got lost in there myself, so I thought this one was better. The staff was doing a good job, so far. The place is very clean, very well laid out, and seems like it’s very well thought out. I just like the way it was set up. It looks like they have little apartments. The memory care residents do crafts and physical activities every day.
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My mom has moved into Meadow Brook Senior Living. I was just there this morning. We chose it because it just had a smaller memory care unit than some of the others that had really large ones. I got lo
… (read more)
My mom has moved into Meadow Brook Senior Living. I was just there this morning. We chose it because it just had a smaller memory care unit than some of the others that had really large ones. I got lost in there myself, so I thought this one was better. The staff was doing a good job, so far. The place is very clean, very well laid out, and seems like it’s very well thought out. I just like the way it was set up. It looks like they have little apartments. The memory care residents do crafts and physical activities every day.
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11755 N. Michigan Road, Zionsville, IN, 46077
9796 E. 131st St, Fishers, IN, 46038
I toured Grand Brook Memory Care of Fishers. It was very nice and clean, and the people were friendly. The rooms were small, but they were efficient. The dining area looked very nice. The place was ve
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I toured Grand Brook Memory Care of Fishers. It was very nice and clean, and the people were friendly. The rooms were small, but they were efficient. The dining area looked very nice. The place was very clean, and there was no odor. It was very well kept. I’ve seen people walking around cleaning. It looked like they had someone going around cleaning regularly.
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I toured Grand Brook Memory Care of Fishers. It was very nice and clean, and the people were friendly. The rooms were small, but they were efficient. The dining area looked very nice. The place was ve
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I toured Grand Brook Memory Care of Fishers. It was very nice and clean, and the people were friendly. The rooms were small, but they were efficient. The dining area looked very nice. The place was very clean, and there was no odor. It was very well kept. I’ve seen people walking around cleaning. It looked like they had someone going around cleaning regularly.
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2725 Lake Circle Drive, Indianapolis, IN, 46268
I like Willow Lake Place. They have a lot of things for dementia patients, and it looks like they’re trying to keep them busy. They have shared rooms, which helps us in terms of payments, though I kin
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I like Willow Lake Place. They have a lot of things for dementia patients, and it looks like they’re trying to keep them busy. They have shared rooms, which helps us in terms of payments, though I kind of had a single. Everybody’s been really nice. I saw different stations, like laundry, workshops, and stuff like that, for the dementia patients (they get kind of get antsy and need something to do). It’s very secure; you touch the door and an alarm goes off. They have a courtyard and they have all these little flower-garden areas. They also have a lake where they take their patients fishing if they’re able. It looks really nice and well maintained.
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I like Willow Lake Place. They have a lot of things for dementia patients, and it looks like they’re trying to keep them busy. They have shared rooms, which helps us in terms of payments, though I kin
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I like Willow Lake Place. They have a lot of things for dementia patients, and it looks like they’re trying to keep them busy. They have shared rooms, which helps us in terms of payments, though I kind of had a single. Everybody’s been really nice. I saw different stations, like laundry, workshops, and stuff like that, for the dementia patients (they get kind of get antsy and need something to do). It’s very secure; you touch the door and an alarm goes off. They have a courtyard and they have all these little flower-garden areas. They also have a lake where they take their patients fishing if they’re able. It looks really nice and well maintained.
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11870 Sandy Drive, Zionsville, IN, 46077
Individual rooms are spacious. Residents spend most of their time in the common areas enjoying a variety of activities. I loved the holiday celebrations, especially when I would see the videos. I re
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Individual rooms are spacious. Residents spend most of their time in the common areas enjoying a variety of activities. I loved the holiday celebrations, especially when I would see the videos. I remember one in particular when my mom was dancing with a staff member.
The common areas are decorated lovely. Residents can move from one residential side to the other. Some residents like to walk and this allows them freedom of movement.
The outdoor gardens provides many places to have family visits. I truly enjoyed visiting in the garden area.
My mother lived there for 2 years. She arrived two days before the pandemic shutdown. Those were tough times for all but Grandbrook connected us through Facetime calls. That was so nice and thoughtful.
The staff was always considerate and helpful. You could tell many loved my mom.
I found Grandbrook to be a caring community with a heart!
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Individual rooms are spacious. Residents spend most of their time in the common areas enjoying a variety of activities. I loved the holiday celebrations, especially when I would see the videos. I re
… (read more)
Individual rooms are spacious. Residents spend most of their time in the common areas enjoying a variety of activities. I loved the holiday celebrations, especially when I would see the videos. I remember one in particular when my mom was dancing with a staff member.
The common areas are decorated lovely. Residents can move from one residential side to the other. Some residents like to walk and this allows them freedom of movement.
The outdoor gardens provides many places to have family visits. I truly enjoyed visiting in the garden area.
My mother lived there for 2 years. She arrived two days before the pandemic shutdown. Those were tough times for all but Grandbrook connected us through Facetime calls. That was so nice and thoughtful.
The staff was always considerate and helpful. You could tell many loved my mom.
I found Grandbrook to be a caring community with a heart!
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7960 N. Shadeland Drive, Indianapolis, IN, 46250
1250 W. 146th Street, Westfield, IN, 46074
Copper Trace was very clean, and the staff was very attentive. Everybody was very friendly, and all the residents seemed to be very well taken care of. All the memory care rooms were full, so I wasn’t
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Copper Trace was very clean, and the staff was very attentive. Everybody was very friendly, and all the residents seemed to be very well taken care of. All the memory care rooms were full, so I wasn’t able to go in the room; however, I looked in. They were nice and spacious. They had a place outside to put up things for the people in the rooms. It was nice. Everything looked great to me.
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Copper Trace was very clean, and the staff was very attentive. Everybody was very friendly, and all the residents seemed to be very well taken care of. All the memory care rooms were full, so I wasn’t
… (read more)
Copper Trace was very clean, and the staff was very attentive. Everybody was very friendly, and all the residents seemed to be very well taken care of. All the memory care rooms were full, so I wasn’t able to go in the room; however, I looked in. They were nice and spacious. They had a place outside to put up things for the people in the rooms. It was nice. Everything looked great to me.
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COVID-19 Rules for Memory Care in Carmel
Since most COVID-19 rules for Memory Care Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Memory Care in Indiana. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
What to Consider About Memory Care in Carmel
The Family and Social Services Administration regulates and licenses memory care facilities in the Hoosier State. The Indiana Division of Aging, a subagency of the Indiana State Department of Health’s Family and Social Services Administration, accepts and investigates long-term care facility complaints and empowers seniors by building programs that provide information, resource access and senior care options for Indiana’s seniors.
Benefits and Drawbacks of Memory Care in Carmel
- Carmel has very low crime rates, making the city a safe retirement destination for seniors. Ranking crime on a scale of 1 to 100, where lower scores mean less crime, Carmel receives a violent crime rating of 7.1, less than a third of the national average (22.7). Carmel’s property crime levels are also low, being assessed at a score of 18, nearly half the U.S. average (35.4).
- Seniors thinking about moving to Carmel should be prepared to spend more money on living expenses thanks to Carmel’s above-average cost of living. Carmel’s overall cost of living is 13.9% higher than the U.S. average and 32% higher than Indiana’s statewide average. Fortunately, the city’s health care costs are 14.3% below the national average.
- Carmel is just 16 miles north of Indianapolis, which is home to three of the top five hospitals in Indiana according to U.S. News & World Report, including the top-ranked Indiana University Health Medical Center, which is nationally ranked in two specialties and nine children’s specialties. Carmel has four hospitals of its own and 421 physicians per 100,000 residents, a substantially higher number of physicians per capita than the national average (210 per 100,000).
- In an assessment of 581 U.S. cities’ suitableness for military retirees, Military Times gave first place to Carmel. The city also earned the No. 3 spot on Money’s Best Places to Live in America list.
- Seniors who enjoy watching sports will likely appreciate living in Carmel thanks to its close proximity to Indianapolis, which is home to nearly a dozen professional sports teams, including an NFL, NBA and WNBA team. Indianapolis is also home to Butler University, whose Butler Bulldogs are a perennial contender in NCAA Division I men’s basketball.
Paying for Memory Care in Carmel
Assisted living facilities provide memory care as an add-on service, typically charging a premium of 20-30% compared to base assisted living rates. Due to a lack of authoritative resources on memory care costs, we estimated the following memory care costs by raising the assisted living rates on Genworth’s 2021 Cost of Care Survey by 25%.
The Cost of Memory Care in Nearby Cities
In Carmel, seniors typically pay $5,598 per month for memory care. This rate is $244 higher than Indiana’s statewide average of $5,354 yet $27 below the national average of $5,625. In other cities across the Hoosier State, memory care facilities charge anywhere from $4,063 (Kokomo) to $6,569 (Lafayette) per month. Evansville at $5,486 is roughly on par with Carmel, charging $112 less per month. Fort Wayne, at $4,323, averages $1,275 less than Carmel.
The Cost of Other Types of Senior Care
Adult day care costs just $1,625 per month in Carmel. Despite offering clinical services, something home care ($5,053) doesn’t provide, home health care ($4,957) costs $56 less. Nursing home care ranges anywhere between $7,057 for semiprivate and $8,973 for private accommodations.
Nursing Home (semiprivate)
Note: Data for Carmel was unavailable, so data for the nearest city, Indianapolis, was used instead.
Financial Assistance for Memory Care in Carmel
In Carmel, there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Indiana page.
More Ways to Pay for Memory Care
While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance memory care, visit our Memory Care in Indiana page.
Free Memory Care Resources in Carmel
Carmel is home to many supports, resources and services for seniors with dementia who live in memory care facilities. Local government agencies and nonprofit organizations run programs that offer Alzheimer’s-oriented support groups, health insurance information and assistance and civil legal representation.
Indiana's State Health Insurance Assistance Program offers free and impartial counseling on available health and long-term care insurance options to seniors, their family members and caregivers. SHIP counselors, who receive extensive training before being allowed to work, are Medicare experts who help seniors understand health care costs and available coverage options. Counselors assess callers' individual situations and provide personalized insight on which policy options are best for them. Indiana's SHIP also offers hands-on assistance with completing the Medicare enrollment process.
Hamilton County Veteran Services is a local government agency that offers a broad range of resources, services and supports to veterans. It offers on-site and telehealth counseling services to help veterans with mental health issues, including anxiety, depression and PTSD. Hamilton County Veteran Services provides personal finance coaching and renders legal support.
Indiana Legal Services, Inc. is a nonprofit law firm that renders legal assistance to seniors across the state. Volunteer attorneys work pro bono to assist seniors with a wide range of civil legal issues, including denied public benefit applications, taxes, consumer advocacy, family law and housing disputes. The organization's website is also home to a wealth of self-help resources.
CICOA Aging and In-Home Solutions, one of Indiana's 15 area agencies on aging, represents an eight-county area that includes Hamilton County, which is home to Carmel. It runs the Aging and Disability Resource Center, which acts as a one-stop-shop for answering questions of interest to seniors, providing information about local resources and referring seniors to the proper service providers. CICOA Aging and In-Home Solutions also offers family caregiver support, curb-to-curb transportation, senior nutrition services and care management.
The Greater Indiana Chapter of the Alzheimer's Association supports seniors who have Alzheimer's disease, Parkinson's disease and other forms of dementia through a broad variety of services and programs. The Greater Indiana Chapter leads support groups, offers virtual education programs, provides care consultations and runs early-stage Alzheimer's programs.
Memory Care Laws and Regulations in Carmel
Carmel Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in California are required to follow. Visit our Memory Care in Indiana page for more information about these laws.
