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The 10 Best Memory Care Facilities in Carmel, IN for 2024

With a population of 100,777 people Carmel City, IN, is a thriving community, and around 14% of those residents are seniors aged 65 and older. The National Institute on Aging warns that these individuals are at a higher risk for Alzheimer’s and similar disorders that dementia care facilities help. Based on data from the Centers for Disease Control and Prevention, the number of Alzheimer’s deaths is increasing. From 2016 to 2020, the city saw a 47% increase in Alzheimer’s deaths. Though this is lower than the 49% increase for all deaths, it is still a very high number.

Dementia care facilities are residential facilities for people with memory care concerns. They provide assisted living services alongside memory care programming and security to protect seniors with these disorders. The staff at these facilities has special training in helping seniors manage Alzheimer’s and similar conditions. This guide provides information about dementia care facilities in Carmel and resources families can use as they navigate this disease.

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Memory Care Facilities in Carmel, Indiana

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What to Consider About Memory Care in Carmel

The Family and Social Services Administration regulates and licenses memory care facilities in the Hoosier State. The Indiana Division of Aging, a subagency of the Indiana State Department of Health’s Family and Social Services Administration, accepts and investigates long-term care facility complaints and empowers seniors by building programs that provide information, resource access and senior care options for Indiana’s seniors.

Benefits and Drawbacks of Memory Care in Carmel

  • Carmel has very low crime rates, making the city a safe retirement destination for seniors. Ranking crime on a scale of 1 to 100, where lower scores mean less crime, Carmel receives a violent crime rating of 7.1, less than a third of the national average (22.7). Carmel’s property crime levels are also low, being assessed at a score of 18, nearly half the U.S. average (35.4).
  • Seniors thinking about moving to Carmel should be prepared to spend more money on living expenses thanks to Carmel’s above-average cost of living. Carmel’s overall cost of living is 13.9% higher than the U.S. average and 32% higher than Indiana’s statewide average. Fortunately, the city’s health care costs are 14.3% below the national average.
  • Carmel is just 16 miles north of Indianapolis, which is home to three of the top five hospitals in Indiana according to U.S. News & World Report, including the top-ranked Indiana University Health Medical Center, which is nationally ranked in two specialties and nine children’s specialties. Carmel has four hospitals of its own and 421 physicians per 100,000 residents, a substantially higher number of physicians per capita than the national average (210 per 100,000).
  • In an assessment of 581 U.S. cities’ suitableness for military retirees, Military Times gave first place to Carmel. The city also earned the No. 3 spot on Money’s Best Places to Live in America list.
  • Seniors who enjoy watching sports will likely appreciate living in Carmel thanks to its close proximity to Indianapolis, which is home to nearly a dozen professional sports teams, including an NFL, NBA and WNBA team. Indianapolis is also home to Butler University, whose Butler Bulldogs are a perennial contender in NCAA Division I men’s basketball. 

Paying for Memory Care in Carmel

Assisted living facilities provide memory care as an add-on service, typically charging a premium of 20-30% compared to base assisted living rates. Due to a lack of authoritative resources on memory care costs, we estimated the following memory care costs by raising the assisted living rates on Genworth’s 2021 Cost of Care Survey by 25%.

The Cost of Memory Care in Nearby Cities

In Carmel, seniors typically pay $5,598 per month for memory care. This rate is $244 higher than Indiana’s statewide average of $5,354 yet $27 below the national average of $5,625. In other cities across the Hoosier State, memory care facilities charge anywhere from $4,063 (Kokomo) to $6,569 (Lafayette) per month. Evansville at $5,486 is roughly on par with Carmel, charging $112 less per month. Fort Wayne, at $4,323, averages $1,275 less than Carmel.

Carmel

$5,598

Indiana

$5,354

The United States

$5,625

Fort Wayne

$4,323

Evansville

$5,486

Kokomo

$4,063

Lafayette

$6,569

The Cost of Other Types of Senior Care

Adult day care costs just $1,625 per month in Carmel. Despite offering clinical services, something home care ($5,053) doesn’t provide, home health care ($4,957) costs $56 less. Nursing home care ranges anywhere between $7,057 for semiprivate and $8,973 for private accommodations.

Home Care

$5,053

Home Health Care:

$4,957

Adult Day Care

$1,625

Assisted Living

$4,478

Nursing Home (semiprivate)

$7,057

Nursing Home (private)

$8,973

Note: Data for Carmel was unavailable, so data for the nearest city, Indianapolis, was used instead.

Financial Assistance for Memory Care in Carmel

In Carmel, there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Indiana page.

More ways to pay for memory care in IN

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

Free Memory Care Resources in Carmel

Carmel is home to many supports, resources and services for seniors with dementia who live in memory care facilities. Local government agencies and nonprofit organizations run programs that offer Alzheimer’s-oriented support groups, health insurance information and assistance and civil legal representation.

ResourceContactService
State Health Insurance Assistance Program(800) 452-4800Indiana's State Health Insurance Assistance Program offers free and impartial counseling on available health and long-term care insurance options to seniors, their family members and caregivers. SHIP counselors, who receive extensive training before being allowed to work, are Medicare experts who help seniors understand health care costs and available coverage options. Counselors assess callers' individual situations and provide personalized insight on which policy options are best for them. Indiana's SHIP also offers hands-on assistance with completing the Medicare enrollment process.
Hamilton County Veteran Services(317) 776-9610Hamilton County Veteran Services is a local government agency that offers a broad range of resources, services and supports to veterans. It offers on-site and telehealth counseling services to help veterans with mental health issues, including anxiety, depression and PTSD. Hamilton County Veteran Services provides personal finance coaching and renders legal support.
Indiana Legal Services, Inc.(317) 631-9410Indiana Legal Services, Inc. is a nonprofit law firm that renders legal assistance to seniors across the state. Volunteer attorneys work pro bono to assist seniors with a wide range of civil legal issues, including denied public benefit applications, taxes, consumer advocacy, family law and housing disputes. The organization's website is also home to a wealth of self-help resources.
CICOA Aging and In-Home Solutions(317) 254-5465CICOA Aging and In-Home Solutions, one of Indiana's 15 area agencies on aging, represents an eight-county area that includes Hamilton County, which is home to Carmel. It runs the Aging and Disability Resource Center, which acts as a one-stop-shop for answering questions of interest to seniors, providing information about local resources and referring seniors to the proper service providers. CICOA Aging and In-Home Solutions also offers family caregiver support, curb-to-curb transportation, senior nutrition services and care management.
Alzheimer's Association – Greater Indiana Chapter(800) 272-3900The Greater Indiana Chapter of the Alzheimer's Association supports seniors who have Alzheimer's disease, Parkinson's disease and other forms of dementia through a broad variety of services and programs. The Greater Indiana Chapter leads support groups, offers virtual education programs, provides care consultations and runs early-stage Alzheimer's programs.

Memory Care Laws and Regulations in Carmel

Carmel Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in California are required to follow. Visit our Memory Care in Indiana page for more information about these laws.

Laws and regulations for memory care in Indiana

Reviews of Communities Nearby

Memory Care

Rossana

I am a friend or relative of a current/past resident

Review of The Stratford

The Stratford is a wonderful place. It's a perfect fit for my family. The staff is very caring, and I just felt it was a very good place for my cousin. We moved her to the memory care unit and it's...

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Memory Care

Rossana

I visited this facility

Review of Rose Senior Living at Carmel

Rose Senior Living at Carmel was a brand-new building. It's only five years old. Their memory unit was bigger. They were able to hold, I believe, 30 residents so they had more staff and everything....

Provider response

Hi Rossana, thank you so much for your positive comments about Rose Senior Living Carmel! We hope you have a great day.

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Memory Care

Rossana

I visited this facility

Review of Sunrise on Old Meridian

Sunrise on Old Meridian was very cozy. We checked out the memory care and it was not nearly as appealing or warm as the other two facilities we saw. You would have to share a room with somebody...

Provider response

Hi Rossana, Each and every guest who enters a Sunrise community is important to us. It is wonderful to know that you had a positive experience when touring Sunrise on Old Meridian. We would be...

Read more

Memory Care Facilities near Carmel, IN

FishersNoblesvilleZionsvilleMcCordsvilleIndianapolisLebanon

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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