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The 10 Best Assisted Living Facilities in Zionsville, IN for 2024

Zionsville is a vibrant community with a small-town feel located about 20 minutes north of Indianapolis. The town is home to almost 32,000 residents, 13.2% of whom are seniors. An array of shopping opportunities, boutiques, art galleries and various dining venues cater to almost every taste, and nature lovers have access to over 20 parks spanning more than 500 acres of parkland. Zionsville’s low crime rates and proximity to some of Indiana’s largest hospitals, such as the IU Health University Hospital, are enticing to seniors considering settling in the area.

Assisted living facilities provide accommodation to seniors who may need some assistance with activities of daily living such as bathing, dressing and medication management. Generally, housekeeping, laundry and meal preparation are also taken care of. In Zionsville, the average cost of assisted living is around $4,478 per month, and while this is notably more than the Indiana average, it’s still marginally less than the nationwide average of $4,500.

This guide provides more information about assisted living in Zionsville by comparing care costs and analyzing the pros and cons of living in the town. It also details financial assistance, different ways to pay for care and free resources aimed at seniors.

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Assisted Living Facilities in Zionsville, Indiana

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What to Consider About Assisted Living in Zionsville

The Residential Care Facility Licensing and Certification Program of the Indiana Department of Health, Division of Long-Term Care enforces the rules for long-term care facilities in Zionsville, including assisted living communities. The program conducts health and safety inspections, investigates complaints and ensures compliance with all relevant laws and regulations.

Benefits and Drawbacks of Assisted Living in Zionsville

  • The overall cost of living in Zionsville is about 18% above the U.S. average. However, this figure is skewed by the cost of housing, which is almost 60% more than the national average. This is good news for seniors planning to move to residential facilities, as many communities offer fixed monthly rates that include room and board.
  • Seniors with medical issues may find it comforting that Zionsville has approximately 515 physicians per 100,000 people, which is very high compared to the U.S. average of 210. The town’s proximity to some of Indiana’s biggest and best hospitals, including the IU Health University Hospital, the Ascension Living St. Vincent PACE Hospital and the Riverview Health Westfield Hospital is a further bonus.
  • Out of 100, Zionsville scores 67 for air quality, nine points above the U.S. average of 58, though residents are still at some risk of contracting a respiratory illness or cancer from pollutants. On the upside, Zionsville has an excellent health care system, with a health cost index nearly 14 points below the U.S. average.
  • The state of Indiana has a flat income tax rate of 3.23%, but taxpayers over the age of 65 have certain tax breaks, helping them reduce their tax dues. Additionally, Social Security and railroad retirement benefits are not taxed at all.
  • Zionsville has warm summers and cold winters, with an average of 187 sunny days per year. Temperatures can reach highs of about 85 degrees Fahrenheit and lows of around 20 degrees Fahrenheit. In winter, Zionsville scores a relatively low 4.9 on the comfort index, but this is quickly forgotten when summer arrives and the comfort rating goes up to an average of 8.6, making it more comfortable than most places in the United States.
  • Both violent crimes and property crime rates are relatively low in Zionsville, providing seniors with greater peace of mind. On a 100-point scale, with 1 representing the least number of crimes, Zionsville scores 9.9. for violent crime while the U.S. average is 22.7. The town scores 12.2 for property crime, much lower than the U.S. average of 35.4.

Paying for Assisted Living in Zionsville

The average monthly cost for assisted living in Zionsville is $4,478, though individual pricing may vary due to the location of a facility and the services and amenities that are offered.

The Cost of Assisted Living in Nearby Cities

When compared to the average cost of $4,283 for assisted living in Indiana, Zionsville is on the higher end at $4,478 per month, yet it still compares favorably to the United States average of $4,500. For Seniors looking for more affordable assisted living rates in Indiana, Fort Wayne offers an average monthly saving of $993 compared to Zionsville, while Bloomington and Evansville are also more affordable options at $4,283 and $4,389, respectively. But when comparing Zionsville to Lafayette, Zionsville is more affordable for assisted living, potentially saving seniors $777.

Zionsville

$4,478

Indiana

$4,283

United States

$4,500

Fort Wayne

$3,485

Bloomington

$4,283

Evansville

$4,389

Lafayette

$5,255

The Cost of Other Types of Senior Care

The cost of senior care in Zionsville depends on the type of services involved. In-home care comprises personal care and assistance coupled with certain household duties, costing an average of $5,053 per month. Home health care focuses primarily on medical needs but may include some personal care, costing about $4,957 per month. Adult day health care is the most affordable option while nursing home care is the most expensive, at $1,625 and $7,057 respectively. Assisted living falls somewhere in the middle at $4,478.

In-Home Care

$5,053

Home Health Care

$4,957

Adult Day Health Care

$1,625

Assisted Living Facility

$4,478

Nursing Home Facility (semi private room)

$7,057

Note: Data for Zionsville was unavailable, so data for the nearest city, Indianapolis, was used instead.

Financial Assistance for Assisted Living in Zionsville

Senior residents of Zionsville’s assisted living facilities may be eligible for financial assistance from the state. The Residential Care Assistance Program helps seniors pay for room and board, while the Aged and Disabled Medicaid waiver may help pay for assisted living services. For SSI recipients, the optional state supplement is another potential source of funding.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Zionsville

Zionsville and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Zionsville, please visit our Assisted Living in Indiana page.

Assisted Living Laws and Regulations in Zionsville

Zionsville Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

Walker Roberts

I am a friend or relative of a current/past resident

Review of Independence Village of Zionsville East

Staff is very friendly and Brad is great - Always goes the extra mile to take care of my mom. She loves Roger and trips. Loves also 4pm Happy Hour! Her room is comfortable and she likes the food...

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Assisted Living

jclaretto

I am a friend or relative of a current/past resident

Review of Independence Village of Zionsville East

My father was a resident there for 7 years until his death in August. He was an active member of the IV community. He participated in many of the activities there. He was a member of the resident...

Read more

Assisted Living

Jwalk

I am a friend or relative of a current/past resident

Review of Independence Village of Zionsville East

I couldn’t be more satisfied with Independence Village. They give real care to my family When we have questions or concerns, the director is always available to us.

Read more

Helpful Articles

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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