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Assisted Living Communities in Indianapolis, IN
Located in the heart of Indiana on the White River, Indianapolis serves as the state capital and home to assisted living communities. According to 2024 survey data, the baseline cost for assisted living in this region hovers near $3,993, running substantially lower than state and national norms of $5,013 and $5,350, respectively.
In this guide, we feature 1588 reviews reviews of assisted living facilities in and around Indianapolis, helping you assess the quality of care available in this city. According to consumer feedback, these facilities garner an average satisfaction rating of 4.1 out of 5 stars out of five stars.
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What Is the Cost of Assisted Living in Indianapolis?
CareScout reports that the monthly cost for assisted living in Indianapolis is about $5,400. This rate is slightly higher than the Indiana state median of $5,365. It is also higher than Lafayette's typical cost of $5,119.
Assisted Living Costs in Indianapolis
- Indianapolis: $5,400
- Lafayette: $5,119
- Indiana: $5,365
- U.S.: $5,900
Indianapolis
$3,993
Indiana
$5,013
United States
$5,350
Lafayette
$5,499
Kokomo
$5,198
Muncie
$5,383
Terre Haute
$6,131
How to Pay for Assisted Living in Indianapolis:
To effectively budget for assisted living expenses, Indianapolis seniors rely on public health insurance programs, veterans’ benefits and personal finances. When choosing a facility, prospective residents may consider not only the cost of care but also which payment options the facility accepts.
- Medicaid: Two Indiana Medicaid programs help seniors pay for assisted living: the Aged and Disabled Waiver and PathWays for Aging. These programs offer benefits such as personal care services, meals, emergency response systems and housekeeping.
- Medicare: Assisted living services don’t qualify for Medicare coverage, which only applies to medically necessary services. However, Medicare Part B pays for skilled nursing, rehabilitative therapies and durable medical equipment, helping many assisted living residents control overall care costs.
- VA Benefits: Aid and Attendance and Housebound benefits increase qualified veterans’ monthly pension payments, giving them more money to put toward assisted living expenses. Additionally, the VA administers the Geriatrics and Extended Care program, which pays for services such as personal care, meals and transportation.
- Private payments: Seniors use their income, savings and assets to cover all assisted living expenses, including housing, meals, recreation and care services. This includes their Social Security benefits, retirement savings, home equity and long-term care insurance.
Financial Assistance for Assisted Living in Indianapolis
Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.
Inflation's Impact on the Cost of Assisted Living in Indianapolis, IN
Due to inflation, Indianapolis assisted living costs rose from $3,684 to $4,036 between 2022 and 2023. This pricing jump reflects a 9.55% change, like the national average, which rose from $4,070 to $4,459. Still, these figures exceed the state's inflation of -0.06%. However, Fort Wayne shares the same inflation as Indianapolis, with expenses rising from $3,810 to $4,174, as does Zionsville. Washington's costs are marginally higher, increasing 9.56% from $4,244 to $4,650. Although inflation across these cities is currently stable, it helps to have figures like these to plan for the future.
| Location | 2022 Cost (Historical) | 2023 Cost (Current) | 2024 Cost (Estimated) |
|---|---|---|---|
| Indianapolis | $3,684 | $4,036 | $4,346 |
| U.S. Average | $4,070 | $4,459 | $4,802 |
| Indiana | $4,360 | $4,357 | $4,699 |
| Fort Wayne | $3,810 | $4,174 | $4,495 |
| Washington | $4,244 | $4,650 | $5,008 |
| Zionsville | $8,119 | $8,895 | $9,579 |
Assisted living v. In-home care in Indianapolis
While some seniors in Indianapolis pay around $5,400 for assisted living, others choose home-based care services. In-home care provides personalized daily assistance in seniors’ homes, helping prevent or delay the need for residential care, such as assisted living. The cost of care depends on specific services, with in-home care resting at around $6,483/month and home health care costing approximately $6,673. These rates are based on 44 hours of weekly care.
Which Indianapolis Communities Are Caring Stars?
Senior living communities with high average ratings and positive reviews from residents and families earn Caring Stars. Over the past 3 years, 21 facilities in Indiana have received this distinction.
Free and Low-Cost Resources for Seniors in Indianapolis, IN:
There are many resources in Indianapolis,IN that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.
For information about statewide resources and those in nearby cities, go to Caring's Indiana state page.
| Program Name | Phone Number | Description |
|---|---|---|
| CICOA Aging & In-Home Solutions | 317-803-6131 | As the Area Agency on Aging for Indianapolis, this nonprofit organization provides caregiver support services, home-delivered and congregate meals, transportation and care management. It houses the city’s Aging and Disability Resource Center, which provides information and referrals for community-based services. |
| Gleaners Food Bank of Indiana | Contact Form | Gleaners Food Bank of Indiana operates a drive-through pantry 4 days per week, along with mobile food pantries that visit sites throughout the city. It has a home delivery program that delivers shelf-stable food items and fresh produce to homebound individuals. |
| Meals on Wheels of Central Indiana | 317-252-5558 | Meals on Wheels of Central Indiana delivers low-cost hot and cold meals on weekdays, with accommodations for physician-ordered diets. Additionally, it operates the EMBRACE meal delivery program for seniors recently diagnosed with cancer, along with free meals for Medicaid beneficiaries. |
| ALS Association Equipment Loan Closet | 800-782-4747 | This loan closet provides free rentals of gently used durable medical equipment. Some items individuals may borrow include bed rails, bath benches and wheelchairs. |
| Assistive Technology Center at Easterseals Crossroads | 888-466-1314 | Easterseals Crossroads provides durable medical equipment for seniors and those with disabilities. It has an online library where individuals can search through items such as padded seat cushions, mobility aids and shower benches. |
| Center for At-Risk Elders | 317-955-2790 | This nonprofit organization provides emergency legal guardianship services to protect vulnerable older adults from abuse, neglect or exploitation. It helps ensure at-risk seniors in assisted living receive the care and protection they need when they’re unable to self-advocate. |
| Indiana Legal Services, Inc. | 317-631-9410 | ILS provides free civil legal services to those aged 60 and over, helping them access public and veterans’ benefits, understand assisted living contracts and resolve consumer issues. It houses the area’s long-term care ombudsman, who advocates for those in assisted living. |
| Indiana Single Family Housing Repair Loans & Grants | 317-290-3100 | This program helps those aged 62 and over with very low incomes to obtain grants for necessary repairs and improvements for their homes. The maximum grant amount is $10,000 and must be used to resolve health and safety issues. |
| Home Repairs for Good | 317-286-2740 | Hope Repairs for Good helps older adults remain in their homes by providing basic home repairs at no cost. To qualify, seniors must live within the 465 loop and have an income of no more than $22,590. |
| AmeriCorps Seniors RSVP | 317-261-3378 | RSVP provides volunteer opportunities to Indianapolis individuals aged 55 and over. This includes in-person and virtual opportunities, and it doesn’t require special education or specific skills. |
| Dementia Friends Indiana | 317-254-5465 | Dementia Friends Indiana operates memory cafes and educational sessions for seniors and families affected by memory-related conditions. It collaborates with the Area Agency on Aging to provide resources and support for family caregivers. |
| Indiana Housing and Community Development Authority | 800-872-0371 | This state-run agency operates a variety of programs for older homeowners in Indianapolis, including Ramp Up Indiana, rental assistance programs and the Rental Housing Tax Credit program. It also publishes information on renters’ rights, and it administers the Indiana Energy Assistance Program. |
| Social Security Administration | 800-772-1213 or 800-325-0778 (TTY) | The Social Security Administration operates a field office in Indianapolis where seniors can apply for Social Security, Medicare and Supplemental Security Income. The organization publishes information on identifying and reporting scams, and it has an online portal that lets seniors access personalized online services. |
| Indy Free Tax Prep | 317-923-1466 | Indy Free Tax Prep, a service of United Way of Central Indiana, offers free tax preparation for households earning up to $66,000. This program helps seniors maximize their deductions and exemptions, ensuring they keep more of their income for assisted living and other essential expenses. |
| Indianapolis VA Regional Office | 800-698-2411 | The VA regional office helps veterans in assisted living access benefits such as Aid and Attendance pension enhancements. It also provides benefits counseling, application assistance and connections to health care services. |
| Indianapolis Vet Center | 317-423-1680 | The Indianapolis Vet Center supports veterans in assisted living through confidential, no-cost counseling services. It also provides referrals for community resources for veterans, including transportation, financial assistance and personal care. |
| Richard L. Roudebush VAMC | 317-554-0000 | The local VAMC has an emergency department and provides a full range of primary care services. It specializes in geriatrics and has doctors who treat conditions such as memory problems, sleep problems, falls and bone loss. |
Key Highlights
- Assisted Living Costs: Indianapolis has assisted living facility, with a median cost of $5,400/month.
- Nationally Ranked Medical Facilities: Seniors in Indianapolis have access to top-rated hospitals that specialize in geriatric care, including IU Health University Hospital and Franciscan Health Indianapolis.
- Facility Amenities: Many assisted living communities in Indianapolis offer complimentary transportation, on-site dining, wellness programs, and daily social activities. Room options include shared rooms, studios, and one- or two-bedroom suites.
- Nearby Excursions: Indianapolis boasts an array of cultural attractions, including the Indianapolis Museum of Art, White River State Park, and the Eiteljorg Museum. The city also offers historical walking tours, seasonal festivals, and performing arts events that make it easy to stay active and engaged.
Here's how Caring can support your research and decision-making process:
- Our expert Family Advisor services are free and personalized.
- We'll connect you with assisted living communities and in-home care providers in Indianapolis that match your unique care needs and budget.
- You can explore {{global.reviewCount}} reviews from seniors and their families about their experiences with local providers to help inform your decision.
Popular amenities and lifestyle features
Many communities in Indianapolis provide features that encourage social connections, physical wellness, and overall enjoyment. When considering a facility, think about which amenities matter most to you or your loved one.
- On-site beauty salons with professional haircuts, styling, and spa services
- Game and activity rooms with puzzles, crafts, and reading areas
- Chef-prepared dining programs with multiple menu options served in a restaurant-style setting
- Wellness and fitness centers with exercise equipment, organized classes, and personal training sessions
- Scheduled transportation for shopping, local outings, and medical appointments
- Community gardens and outdoor patios with walking paths and seating areas for relaxation
- Cultural and recreational activities such as arts and crafts, trivia, walking groups, and movie nights to foster engagement and socialization
- Emergency call systems to give residents 24/7 access to help whenever they need it
Additionally, some facilities in Indianapolis feature:
- Pet friendly: In 65 communities
- Active lifestyle: In 48 communities
- Swimming pool: In 1 community
- Entertainment venues: In 54 communities
- Laundry/Linen services: in 67 communities
Caring.com Family Advisors offer free, personalized guidance to help you choose the right community. They answer questions, explain local options, and connect you with trusted providers in Indianapolis. Contact a Family Advisor today to get started.
What Are the Laws & Regulations for Assisted Living in Indianapolis?
Indianapolis Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
What Are Senior-Friendly Amenities and Attractions in Indianapolis?
Indianapolis, the capital and largest city in Indiana, offers seniors a welcoming environment with amenities and attractions that make retirement enjoyable. From cultural experiences at world-class museums to outdoor adventures in local parks, the city offers something for a wide range of interests. Here's a look at the features that support seniors' comfort and engagement:
- Transportation Options: The IndyGo bus system provides 30 routes to help seniors navigate the city with ease. It offers reduced fares for adults 65 and older and provides accessible transportation options for the elderly and disabled via its IndyAccess service.
- Renowned Hospitals or Medical Centers: The city offers access to top-rated medical facilities, including IU Health University Hospital and Franciscan Health Indianapolis.
- Climate and Seasonal Considerations: Indianapolis experiences all four seasons. While winter is cold, spring is pleasant, and summer has warm, humid weather.
- Parks, Gardens, or Walkable Outdoor Spaces: The city offers numerous spaces for walking, exercise, and outdoor recreation. Popular spots include White River State Park, Garfield Park Conservatory, and the Indianapolis Cultural Trail.
- Senior Centers or Community Programs: Indy Parks and Recreation's Senior Programs and local community centers provide exercise classes, hobby groups, educational workshops, and social events for older adults.
- Cultural Venues or Museums: Seniors can enjoy destinations like the Indianapolis Museum of Art at Newfields, the Eiteljorg Museum, and the Indiana State Museum. There are also opportunities for live entertainment at the Indiana Repertory Theatre and the Indianapolis Symphony Orchestra.
- Shopping and Dining Options: From the shops at Circle Center Mall to local favorites in the Mass Ave Cultural Arts District, seniors have access to diverse shopping and dining options.
- Family-Friendly Attractions: Seniors visiting with grandchildren can explore the Indianapolis Zoo, The Children's Museum of Indianapolis, and seasonal events at the Indiana State Fairgrounds.
FAQ and Answers on Assisted Living in Indianapolis
Sources
- Calculate the cost of long-term care near you. (2025). CareScout.
- Hernandez, Nicole. (2024). Activities for retired locals in Indianapolis. INDYToday.
- Aged and Disabled Waiver. (2025). Indiana Medicaid for Members.
- Indiana VA Nursing Homes. (n.d.). Indiana Care Planning Council.
- Services and Programs. (n.d.). Indiana Veterans' Home.
- IndyGo. (n.d.). IndyGo Homepage.
- IU Health University Hospital. (n.d.). Indiana University Health.
- Franciscan Health Indianapolis. (n.d.). Franciscan Health.
- Indianapolis, IN Climate. (2025). Best Places.
- White River State Park. (2025). White River State Park.
- Programs & Scholarships. (2025). Indy Parks & Recreation.
- Indianapolis Museum of Art. (2025). Newfields.
- Eiteljorg Museum. (2025). Eiteljorg Museum.
- Indiana State Museum. (2025). Indiana State Museum and Historic Sites Homepage.
- Indiana Repertory Theatre. (2025). Indiana Repertory Theatre.
- Indianapolis Symphony Orchestra. (2025). Indianapolis Symphony Orchestra.
- Mass Ave Cultural Arts District. (n.d.). Mass Ave Cultural District.
- Indianapolis Zoo. (2025). Indianapolis Zoo.
- The Children's Museum of Indianapolis. (n.d.) The Children's Museum of Indianapolis.
- Aged, Blind & Disabled. (2025). Indiana Medicaid for Members.
- PathWays. (2025). Indiana Medicaid for Members.
- Residential Care Assistance Program. (2025). Family and Social Services Administration.
- Eligibility Guide. (2025). Indiana Medicaid for Members.
- Medicare Coverage. (2025). State of Indiana.
