The 10 Best Nursing Homes in Carmel, IN for 2023
Carmel is an award-winning city that is home to a large number of older adults: Seniors 65 years of age and older make up 13.3% of the city’s 101,068 residents. They can access care at medical facilities such as Ascension St. Vincent Carmel and the IU Health North Hospital, both of which are capable of cancer and orthopedic care, among other specialties. For a semiprivate room in a nursing home, on a monthly basis, the average Carmel senior pays a bit less ($7,209) than does the average American ($7,756), according to the Genworth 2020 Cost of Care Survey.
Nursing homes provide a level of aid that is unsurpassed outside of hospital settings. Typically, help is available around the clock, and skilled care comes from registered nurses. Doctors regularly check in on patients. That means nursing homes usually cost more than home health care or assisted living. Those choices may be better for seniors able to go about their days without advanced levels of monitoring and assistance.
The topics of this guide are the cost of various senior care arrangements and the ways certain Carmel-area organizations support the city’s seniors.
Directory of Nursing Homes in Carmel, IN
Bridgewater Healthcare Center
14751 Carey Road Carmel, Carmel, IN, 46033
Great team of healthcare providers. Then in physical therapy, Stephanie in Occupational therapy, And Elizabeth the nurse practitioner were all easily accessible and treated my mom well!
Great team of healthcare providers. Then in physical therapy, Stephanie in Occupational therapy, And Elizabeth the nurse practitioner were all easily accessible and treated my mom well!
Mcgivney Health Care Center
2907 EAST 136TH STREET, Carmel, IN, 46033
I have no idea why Medicaire has given this wonderful center such low marks. My Dad has been at McGivney for over 2 years after having been at 3 others in the Indianapolis area. In my opinion, there
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I have no idea why Medicaire has given this wonderful center such low marks. My Dad has been at McGivney for over 2 years after having been at 3 others in the Indianapolis area. In my opinion, there is just no better place for my father to be. All the staff is wonderful–and the ones who have not been, are no longer there. The Center’s management is excellent, above reproach, and always available if you have anything to discuss. All matters have been handled in a very professional way and ALWAYS in the best interest of the resident. To sum up…I truly couldn’t be happier with the care and camarderie receives at McGivney Health Care Center
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I have no idea why Medicaire has given this wonderful center such low marks. My Dad has been at McGivney for over 2 years after having been at 3 others in the Indianapolis area. In my opinion, there
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I have no idea why Medicaire has given this wonderful center such low marks. My Dad has been at McGivney for over 2 years after having been at 3 others in the Indianapolis area. In my opinion, there is just no better place for my father to be. All the staff is wonderful–and the ones who have not been, are no longer there. The Center’s management is excellent, above reproach, and always available if you have anything to discuss. All matters have been handled in a very professional way and ALWAYS in the best interest of the resident. To sum up…I truly couldn’t be happier with the care and camarderie receives at McGivney Health Care Center
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Carmel Health & Living Community
118 Medical Drive, Carmel, IN, 46032
Care on the weekends is terrible . They have little staff and residents have to fend for themselves. During the week it’s not to bad but all it takes is one infection that goes unchecked and your love
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Care on the weekends is terrible . They have little staff and residents have to fend for themselves. During the week it’s not to bad but all it takes is one infection that goes unchecked and your loved one is at risk for not being with you anymore . Their rehab unit is always well staffed .
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Care on the weekends is terrible . They have little staff and residents have to fend for themselves. During the week it’s not to bad but all it takes is one infection that goes unchecked and your love
… (read more)
Care on the weekends is terrible . They have little staff and residents have to fend for themselves. During the week it’s not to bad but all it takes is one infection that goes unchecked and your loved one is at risk for not being with you anymore . Their rehab unit is always well staffed .
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Wellbrooke of Carmel
12315 Pennsylvania Street, Carmel, IN, 46032
Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing
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Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing strolls to the local area and the facility provides monthly Taste of the Town trips to different restaurant cuisines. Visitors are highly impressed by the friendliness of the staff who make residents and their loved ones feel welcome. There are a number of fun activities for residents to enjoy, such as bingo, weekly crossword puzzles, movie showings and book clubs.
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Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing
… (read more)
Wellbrooke is located in a thriving location of Carmel, surrounded on all sides by stores, restaurants and medical facilities for convenience. Due to the location, residents can easily go on relaxing strolls to the local area and the facility provides monthly Taste of the Town trips to different restaurant cuisines. Visitors are highly impressed by the friendliness of the staff who make residents and their loved ones feel welcome. There are a number of fun activities for residents to enjoy, such as bingo, weekly crossword puzzles, movie showings and book clubs.
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Cottages of Carmel
495 Firefly Lane, Carmel, IN, 46032
Cottages of Carmel is located in beautiful downtown Carmel. This facility is top notch cleanly, and offers its residents a fully catered meal three times a day. With lots of activities planned daily t
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Cottages of Carmel is located in beautiful downtown Carmel. This facility is top notch cleanly, and offers its residents a fully catered meal three times a day. With lots of activities planned daily to keep residents entertained, Cottages of Carmel goes above and beyond to make residents stay comfortable. The key sticking point for me though was the ease of accessibility for my wheelchair bound friend. All the areas in the facility are handicap accessible and all the door throughout the main parts of the building are controlled by push button openers. Without even having to go and look to find a nurse, my friend was constantly being helped and pushed around the facility by some of their nice nurses who seemed to care for my friend as if he were their own. The one drawback to this facility is I do feel their upper management is very business based and I have seen attempted cost cutting measures around their building that are not necessarily best for their residents. No offense, but 1 ply non-soft toilet paper standard in all rooms can not be very pleasant in specific situations.
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Cottages of Carmel is located in beautiful downtown Carmel. This facility is top notch cleanly, and offers its residents a fully catered meal three times a day. With lots of activities planned daily t
… (read more)
Cottages of Carmel is located in beautiful downtown Carmel. This facility is top notch cleanly, and offers its residents a fully catered meal three times a day. With lots of activities planned daily to keep residents entertained, Cottages of Carmel goes above and beyond to make residents stay comfortable. The key sticking point for me though was the ease of accessibility for my wheelchair bound friend. All the areas in the facility are handicap accessible and all the door throughout the main parts of the building are controlled by push button openers. Without even having to go and look to find a nurse, my friend was constantly being helped and pushed around the facility by some of their nice nurses who seemed to care for my friend as if he were their own. The one drawback to this facility is I do feel their upper management is very business based and I have seen attempted cost cutting measures around their building that are not necessarily best for their residents. No offense, but 1 ply non-soft toilet paper standard in all rooms can not be very pleasant in specific situations.
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Hamilton Trace
11851 Cumberland Road, Fishers, IN, 46037
My mom has only been in Hamilton Trace for a little while now, but so far I’m happy with it. They’ve been very, very accommodating. She had to go there for rehab, and then they got us an apartment. Sh
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My mom has only been in Hamilton Trace for a little while now, but so far I’m happy with it. They’ve been very, very accommodating. She had to go there for rehab, and then they got us an apartment. She can also transition to assisted living when she needs it. They’ve been really, really helpful, very communicable to us, and it’s been a good experience through the process of all of it. The rooms are very nice and clean. They have a puzzle room, a game room, and a movie room. They have exercise, mass and church services. They have a nice dining room, they have a bus that takes them some places, and activities. They have games that they can play, and they have hairdressing. Right now, she is in independent living. She has been there for rehab three times, and we plan on moving her to assisted living as needed. The food is good; it’s great. I’ve eaten with her three times in two weeks. It’s too big a portion. Activities are a five and the yoga is unbelievable. The value for the money is fine; it’s really good.
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My mom has only been in Hamilton Trace for a little while now, but so far I’m happy with it. They’ve been very, very accommodating. She had to go there for rehab, and then they got us an apartment. Sh
… (read more)
My mom has only been in Hamilton Trace for a little while now, but so far I’m happy with it. They’ve been very, very accommodating. She had to go there for rehab, and then they got us an apartment. She can also transition to assisted living when she needs it. They’ve been really, really helpful, very communicable to us, and it’s been a good experience through the process of all of it. The rooms are very nice and clean. They have a puzzle room, a game room, and a movie room. They have exercise, mass and church services. They have a nice dining room, they have a bus that takes them some places, and activities. They have games that they can play, and they have hairdressing. Right now, she is in independent living. She has been there for rehab three times, and we plan on moving her to assisted living as needed. The food is good; it’s great. I’ve eaten with her three times in two weeks. It’s too big a portion. Activities are a five and the yoga is unbelievable. The value for the money is fine; it’s really good.
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Harbour Manor & The Lodge
1667 Sheridan Rd, Noblesville, IN, 46062
Our experience with Harbour Manor & The Lodge was very unpleasant. The staff neglected mom. They kept turning off her oxygen generator when she needed to breathe. They forgot to feed her on at lea
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Our experience with Harbour Manor & The Lodge was very unpleasant. The staff neglected mom. They kept turning off her oxygen generator when she needed to breathe. They forgot to feed her on at least one occasion. They also forgot to give her medicine, and on at least one occasion, we witnessed them giving her the wrong medicine. They never bathed her the entire time she was there. They said they were going on Tuesdays and Thursdays, but they didn’t. Finally, on the last day she was there, someone showered her.
Their community was all on one floor. The rooms were large. They were just a little dated. The furniture layout was pretty good and convenient for the resident. The rooms had a refrigerator, a microwave, and a really large bathroom, but they were not taking their residents down to the dining facility. Everybody ate in their rooms and the food was always cold and you had no choice in the food. It was subpar and it was very expensive. They would arrange for an oxygen generator for you (so I’ll give them points for that) and they had a festival once when we were there, but mom just couldn’t participate in it.
Their staff was all staffed by temporary agencies. So, she rarely had them more than once. They didn’t know or they didn’t care about her and they treated her that way. I would have given them a zero if I could.
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Our experience with Harbour Manor & The Lodge was very unpleasant. The staff neglected mom. They kept turning off her oxygen generator when she needed to breathe. They forgot to feed her on at lea
… (read more)
Our experience with Harbour Manor & The Lodge was very unpleasant. The staff neglected mom. They kept turning off her oxygen generator when she needed to breathe. They forgot to feed her on at least one occasion. They also forgot to give her medicine, and on at least one occasion, we witnessed them giving her the wrong medicine. They never bathed her the entire time she was there. They said they were going on Tuesdays and Thursdays, but they didn’t. Finally, on the last day she was there, someone showered her.
Their community was all on one floor. The rooms were large. They were just a little dated. The furniture layout was pretty good and convenient for the resident. The rooms had a refrigerator, a microwave, and a really large bathroom, but they were not taking their residents down to the dining facility. Everybody ate in their rooms and the food was always cold and you had no choice in the food. It was subpar and it was very expensive. They would arrange for an oxygen generator for you (so I’ll give them points for that) and they had a festival once when we were there, but mom just couldn’t participate in it.
Their staff was all staffed by temporary agencies. So, she rarely had them more than once. They didn’t know or they didn’t care about her and they treated her that way. I would have given them a zero if I could.
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The Forum at the Crossing
8505 Woodfield Crossing Blvd, Indianapolis, IN, 46240
Beautiful new facility with state of the art equipment and surroundings. Bright and sunny. Wonderful attentive staff.
Beautiful new facility with state of the art equipment and surroundings. Bright and sunny. Wonderful attentive staff.
Marquette
8140 Township Line Rd, Indianapolis, IN, 46260
Our mom just went into the ‘Skilled Nursing’ part of the "Health Center". There are lights flashing all the time & no one is in a hurry to respond. I see staff chatting. If you talk to them, or
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Our mom just went into the ‘Skilled Nursing’ part of the "Health Center". There are lights flashing all the time & no one is in a hurry to respond. I see staff chatting. If you talk to them, or ask questions, they are VERY rude. I’m not feeling very good about this at all
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Our mom just went into the ‘Skilled Nursing’ part of the "Health Center". There are lights flashing all the time & no one is in a hurry to respond. I see staff chatting. If you talk to them, or
… (read more)
Our mom just went into the ‘Skilled Nursing’ part of the "Health Center". There are lights flashing all the time & no one is in a hurry to respond. I see staff chatting. If you talk to them, or ask questions, they are VERY rude. I’m not feeling very good about this at all
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Spring Mill Meadows
2140 W. 86th St, Indianapolis, IN, 46260
Spring Mill Meadows was a very comfortable and quiet place. The staff was nice and great. The place was family home-like, nice and clean. The dining area was nice and clean, too. They will also cook f
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Spring Mill Meadows was a very comfortable and quiet place. The staff was nice and great. The place was family home-like, nice and clean. The dining area was nice and clean, too. They will also cook for you.
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Spring Mill Meadows was a very comfortable and quiet place. The staff was nice and great. The place was family home-like, nice and clean. The dining area was nice and clean, too. They will also cook f
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Spring Mill Meadows was a very comfortable and quiet place. The staff was nice and great. The place was family home-like, nice and clean. The dining area was nice and clean, too. They will also cook for you.
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Riverwalk Village
295 Westfield Rd., Noblesville, IN, 46060
My tour in Riverwalk Village was pleasant. It’s caring and friendly. The facility is modern. It’s a good location, I like it. It’s close to the hospital. The rooms were spacious. They provide housekee
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My tour in Riverwalk Village was pleasant. It’s caring and friendly. The facility is modern. It’s a good location, I like it. It’s close to the hospital. The rooms were spacious. They provide housekeeping, also laundry and bathing. It’s quaint. It’s close to downtown, so it’s kind of a fun area. They have friendly and supportive staff.
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My tour in Riverwalk Village was pleasant. It’s caring and friendly. The facility is modern. It’s a good location, I like it. It’s close to the hospital. The rooms were spacious. They provide housekee
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My tour in Riverwalk Village was pleasant. It’s caring and friendly. The facility is modern. It’s a good location, I like it. It’s close to the hospital. The rooms were spacious. They provide housekeeping, also laundry and bathing. It’s quaint. It’s close to downtown, so it’s kind of a fun area. They have friendly and supportive staff.
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St Augustine Home For the Aged
2345 WEST 86TH STREET, Indianapolis, IN, 46260
My mother Faye was a resident here. She was an active member of the St. AUGUSTINE GUILD for many years until she fell ill. Her short time living here was exceptional..The rooms are spacious and comfor
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My mother Faye was a resident here. She was an active member of the St. AUGUSTINE GUILD for many years until she fell ill. Her short time living here was exceptional..The rooms are spacious and comfortable. The food is healthy and fresh. The entire staff was beyond wonderful and caring.. My visits to her were welcoming by the sisters and staff. We would sit in the beautiful garden and I’d listen to her stories..then one day mom passed away in an angels arms,Sr. Georgia.. I pray that others may experience the joy of living their last days with the Little Sisters.I highly recommend it. There is no place better.
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My mother Faye was a resident here. She was an active member of the St. AUGUSTINE GUILD for many years until she fell ill. Her short time living here was exceptional..The rooms are spacious and comfor
… (read more)
My mother Faye was a resident here. She was an active member of the St. AUGUSTINE GUILD for many years until she fell ill. Her short time living here was exceptional..The rooms are spacious and comfortable. The food is healthy and fresh. The entire staff was beyond wonderful and caring.. My visits to her were welcoming by the sisters and staff. We would sit in the beautiful garden and I’d listen to her stories..then one day mom passed away in an angels arms,Sr. Georgia.. I pray that others may experience the joy of living their last days with the Little Sisters.I highly recommend it. There is no place better.
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Golden Living Center Willow Springs
2002 West 86 Th Street, Indianapolis, IN, 46260
Golden Living Center Willow Springs has single rooms and they also have double rooms. The facility was very clean, it was a nice facility. It was an older property, but it was well-maintained, and the
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Golden Living Center Willow Springs has single rooms and they also have double rooms. The facility was very clean, it was a nice facility. It was an older property, but it was well-maintained, and they had an outdoor area where the residents can get some sunshine, but it’s very small. Overall, the aesthetics of it is very nice. It’s almost in an industrial area or retail setting, so it’s not in an open area whatsoever, and that was kind of a turn off too. The guy who’s in charge of the place toured us around. He’s only been there a year, but prior to him was when they had the problem with someone walking away from the property. I only met two staff members and they were very nice.
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Golden Living Center Willow Springs has single rooms and they also have double rooms. The facility was very clean, it was a nice facility. It was an older property, but it was well-maintained, and the
… (read more)
Golden Living Center Willow Springs has single rooms and they also have double rooms. The facility was very clean, it was a nice facility. It was an older property, but it was well-maintained, and they had an outdoor area where the residents can get some sunshine, but it’s very small. Overall, the aesthetics of it is very nice. It’s almost in an industrial area or retail setting, so it’s not in an open area whatsoever, and that was kind of a turn off too. The guy who’s in charge of the place toured us around. He’s only been there a year, but prior to him was when they had the problem with someone walking away from the property. I only met two staff members and they were very nice.
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Maple Park Village
776 N. Union St., Westfield, IN, 46074
My mother is now in Maple Park Village. It is more like a hospital-like environment. The rooms are shared, a little bit more clinical, and the beds are hospital-issued beds. However, they keep my moth
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My mother is now in Maple Park Village. It is more like a hospital-like environment. The rooms are shared, a little bit more clinical, and the beds are hospital-issued beds. However, they keep my mother super active. There are a lot of physical activities. The staff is fantastic. Food is very appropriate for what the residents are able to eat. My mother is flourishing; she has been doing good. This place has been wonderful.
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My mother is now in Maple Park Village. It is more like a hospital-like environment. The rooms are shared, a little bit more clinical, and the beds are hospital-issued beds. However, they keep my moth
… (read more)
My mother is now in Maple Park Village. It is more like a hospital-like environment. The rooms are shared, a little bit more clinical, and the beds are hospital-issued beds. However, they keep my mother super active. There are a lot of physical activities. The staff is fantastic. Food is very appropriate for what the residents are able to eat. My mother is flourishing; she has been doing good. This place has been wonderful.
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Earning a Caring Star means this community is among the best Senior Living commuities in America.
Nursing Home Costs in Carmel, Indiana
In Carmel, the average semiprivate nursing home room costs $7,209 per month, and the average private room costs $9,003 monthly.
The Cost of Nursing Home Care in Nearby Cities
Compared to those in the United States as a whole, Carmel’s nursing homes charge $547 less per month, on average, for semiprivate rooms. However, Indiana’s statewide average cost is $7,133, or $76 less than Carmel’s.
Regarding nearby cities, for semiprivate rooms, the nursing homes of Terre Haute and Muncie charge $6,464 and 6,578 per month, respectively. That makes them noticeably cheaper than Carmel. However, Carmel is only $61 more expensive than Bloomington. Columbus, meanwhile, is pricier than Carmel, at $7,254 per month.
The Cost of Other Types of Senior Care
Long-term planning decisions may become easier with a grasp of different care types’ price points. In Carmel, the least expensive option is adult day health care ($1,679 per month). The corresponding rates for home care and home health care are $4,385 and $4,767, respectively. Assisted living facilities average $4,573 monthly. Semiprivate nursing home rooms cost an average of $7,209, and private rooms run an average of $9,003.
Note: Data for Carmel was unavailable, so data for the nearest city, Indianapolis, was used instead.
Financial Assistance for Nursing Home Care in Carmel, Indiana
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
Free Resources for Seniors in Carmel, Indiana
Different resources can help seniors in need of varying levels of aid. Some of the below offerings make it more feasible for seniors to age in place at home, thus pushing the need for more advanced care farther into the future. Other services make it easier to transition into senior living arrangements with higher levels of oversight and assistance, such as nursing homes, once that becomes necessary.
| Resource | Contact | Service |
| Meals on Wheels Hamilton County | (317) 776-7159 | Homebound seniors who are unable to obtain or prepare food can receive help from Meals on Wheels, which delivers meals to those in need. No income restrictions apply. The organization accepts referrals, and individuals can also apply on their own. Meals on Wheels contacts enrollees’ physicians for advice on formulating meal plans. The organization delivers both hot lunches as well as frozen meals for weekends. In some circumstances, Meals on Wheels subsidizes the cost of food deliveries. Pet food is available, too. |
| Veterans Services | (317) 776-9610 | In Hamilton County, the Veterans Services office assists seniors who served in the military as well as their dependents. Survivors may contact the office for aid, too. Among other matters, help is available with burial and health care benefits as well as life insurance and pensions. The office may be able to help seniors access long-term care, including in a VA-affiliated nursing home. |
| Shepherd’s Center of Hamilton County | (317) 674-8777 | The Shepherd’s Center runs multiple programs that help older adults. For instance, volunteers from the Community Care program assist with house cleaning, transportation and other daily tasks. Another program is Reaching Resources, which helps seniors find other sources of aid. Additionally, its Guardianship Program assists incapacitated seniors. Anyone 55 years of age or older can access the center’s offerings at no cost. |
| PrimeLife Enrichment | (317) 815-7000 | PrimeLife Enrichment’s Community Outreach program aids individuals 50 years of age and older in locating helpful support services. Additionally, the program’s coordinator can assist in situations involving medical problems, abuse and other issues. PrimeLife also makes volunteers available to homebound seniors; the volunteers provide companionship and assistance. Non-emergency transportation is another offering. |
| CICOA Aging & In-Home Solutions | (317) 254-5465 | As the Area Agency on Aging serving Carmel, CICOA makes seniors’ lives easier in a variety of ways. Its counselors help seniors maximize Medicare and Medicaid benefits. Additionally, its Aging & Disability Resource Center agents answer callers’ questions regarding long-term care facilities, among other topics. |