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The 10 Best Assisted Living Facilities in Evansville, IN for 2024

Nearly 116,550 residents, including around 16% aged 65 or older, call Evansville, Indiana home. Located in the extreme southwestern corner of the state, Evansville boasts a milder climate than most of Indiana, and seniors may enjoy its Hoosier hospitality. Seniors with varied interests can find something entertaining in this dynamic city, with several golf courses, beautiful parks and gardens for getting outdoors and numerous cultural attractions, such as a symphony orchestra and several art and history museums. The city also has its own zoo and children’s museum for when the grandkids visit. 

Assisted living offers long-term residential care for aging adults who are relatively independent and active but need some assistance with daily tasks, especially personal care. The average cost of assisted living in Evansville is $4,389. While this is slightly less than the national average, it’s about $100 higher than the state average. 

This guide compares assisted living costs in Evansville versus nearby cities and various types of senior care options. Seniors can also get a glimpse of life in Evansville with a list of the pros and cons of living there and resources available for aging-related services.

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Assisted Living Facilities in Evansville, Indiana

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What to Consider About Assisted Living in Evansville

The Indiana Department of Health Division of Long-Term Care handles the state licensing and federal certification of long-term care facilities, including residential care facilities such as assisted living. Its Residential Care Facility Licensing and Certification Program enforces the rules for long-term care facilities, and staff members conduct health and life safety surveys and investigate complaints.

 

Benefits and Drawbacks of Assisted Living in Evansville

  • Income taxes in Indiana are lower than in many states, at a flat 3.23%. However, Vanderburgh County, which includes Evansville, adds another 1% in local income taxes. Even with a total of 4.23%, it’s still less than the 10 states Kiplinger identified as being the least tax-friendly states for retirees. Many of these states have variable rates based on income.
  • Indiana doesn’t tax Social Security benefits, helping seniors keep more of their money. As of the 2022 tax year, seniors with military retirement income also benefit from it being exempt from taxes. Taxpayers aged 65 or older with $10,000 or less in federal adjusted gross income also may qualify for a tax credit.
  • Although state sales taxes are relatively high at 7%, Indiana doesn’t allow cities or counties to tack on any extra sales taxes. Everyday necessities such as groceries, prescription drugs and non-prescription medications are all tax-exempt, saving seniors a bit of money.
  • Evansville seniors can stretch their retirement dollars because the city’s cost of living is 20% below the national average and about 3.5% lower than the state average. Necessities such as groceries are 9% less than the national average, health care costs are 7% lower and transportation costs are 22% lower.
  • Aging adults have ample doctors available, with 275 physicians per 100,000, compared to the U.S. average of 210. They also have a top local medical facility in Deaconess Hospital. This general medical and surgical center ranked as the No. 2 hospital in Indiana behind Indiana University Health Medical Center. It is rated high-performing in colon and prostate cancer surgery and treating hip fractures, strokes, kidney failure, diabetes, heart attack, heart failure and COPD.
  • Evansville has a humid subtropical climate, so summers are hot, but the average temperature in the hottest month averages 89 degrees. The tradeoff to humid summers is mild winters, averaging 10 inches of snow annually compared to the national average of 28 inches. Less snow means fewer chances for seniors to slip and injure themselves.
  • The overall cost of living in Evansville is nearly 17 percent lower than the national average. Seniors can expect to pay less for groceries, healthcare and transportation than they would in other Indiana cities.
  • The Evansville area is home to world-class medical facilities, including Deaconess Midtown Hospital, in the event of medical emergencies or illness.
  • There are plenty of local attractions in the Evansville area for seniors to enjoy, such as the Mesker Park Zoo and John James Audubon State Park.
  • Evansville's overall crime rate is significantly higher than state and national averages with property crime rates that are twice as high as the national average. While assisted living communities generally feature security systems to ensure the safety of residents, this may be a concern for some seniors and their families.
  • Summers in Evansville are quite hot and humid, with average high temperatures in July of 90 degrees and annual rainfall amounts that are 7 inches higher than the national average. Some seniors may find the climate in Evansville to be quite uncomfortable.
  • Seniors can safely travel throughout the Evansville area on the Metropolitan Evansville Transit System (METS). Reduced fares are available to senior citizens. 

 

Paying for Assisted Living in Evansville, IN

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Evansville and 47 other cities in Indiana.

Inflation's Impact on the Cost of Assisted Living in Evansville, IN

The typical price of assisted living in Evansville is around $4,349 per month, roughly 2.5% cheaper than the U.S. average of $4,459 and similar to the statewide average ($4,357) in Colorado. However, projected inflation rates will likely increase the cost of assisted living in the city by 16.5% (from $3,970 to $4,684) between 2022 and 2024. Other cities in Indiana have similar predicted price hikes. A projected increase of 16.5% appears in nearby Newburgh (from $3,507 to $4,138) and Kendallville (from $5,477 to $6,462).

Location2022 Data (Historical)2023 Cost (Current)2024 Cost (Estimated)
Evansville$3,970$4,349$4,684
U.S. Average$4,070$4,459$4,802
Indiana$4,360$4,357$4,699
Newburgh$3,507$3,842$4,138
Kendallville$5,477$6,000$6,462
Lafayette$3,122$3,420$3,683

Cities in Indiana

US

$4,000

Huntingburg

$3,900

Evansville

$3,584

Jasper

$3,301

Newburgh

$3,094

Petersburg

$3,060

Owensboro

$2,365

The Costs of Other Types of Senior Living

Prices for senior living in Evansville will depend on multiple factors, including the level of care and supervision and the amenities featured on-site. Independent living costs $2,189 on average, while assisted living runs higher at $4,349. Memory care communities provide more intensive care services for older adults with memory loss, and therefore cost around $6,958. Because of these variations, seniors and their loved ones will benefit from fully reviewing all their options.

Assisted Living

$4,349

Memory Care

$6,958

Independent Living

$2,189

Financial Assistance for Assisted Living in Evansville

 

Low-income seniors in Evansville may be able to receive financial assistance from state and federally funded programs to help cover the cost of their care: Indiana Medicaid, Supplemental Security Income – Category G and the Indiana Residential Care Assistance Program, or RCAP.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free and Low-Cost Resources for Seniors in Evansville,IN

There are many resources in Evansville,IN that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s Indiana state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Southwestern Indiana Regional Council on Aging (SWIRCA & More)800-253-2188Area Agencies on Aging in Indiana support older adults and their caregivers by providing services ranging from case management, Medicare fraud prevention and referrals to local programs that support the daily needs of seniors. Sixteen agencies across Indiana work with local programs to provide services such as meal delivery, transportation to medical appointments, assistance paying for heating and cooling bills and training for caregivers. Indiana seniors can call a toll-free number to learn about additional services.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Evansville seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Meals on Wheels of Evansville812-476-6521Meals on Wheels of Evansville delivers nutritious, hot meals to those in need throughout the Evansville area. It serves residents of all ages, but their focus is on seniors with disabilities or special needs, and they charge a small weekly fee. Volunteers deliver meals during lunchtime hours, Monday through Friday, in clearly marked vehicles owned by the organization. Both the senior and their physician must complete the application to be considered for eligibility.
Meals on Wheels Southwestern Indiana866-501-0067Meals on Wheels Southwestern Indiana provides local seniors with hot, nutritious, home-delivered meals. Meals are delivered Monday through Friday by volunteer drivers to individuals across all six counties in the region. The meals provided follow federal dietary guidelines to ensure elderly individuals receive optimal levels of nutrition. The program is open to seniors aged 60+ and operates on a donation basis, though there's no set fee for the meals, and no senior is denied for lack of funds.
Tri-State Food Bank812-425-0775Located in Evansville, IN, Tri-State Food Bank alleviates hunger amongst food insecure seniors and other individuals throughout 33 counties in Indiana, Kentucky and Illinois. The organization distributes over 15 million pounds of food annually to local nonprofit agencies which in turn offer them free of charge to those in need through food pantries, soup kitchens and shelters. A mobile food distribution program delivers food boxes to eligible residents in underserved areas.

Home Repair and Modifications

Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Evansville have different eligibility criteria and often assist retirees by providing grants or loans.

Program NamePhone NumberDescription
Home Rehabilitation Assistance - Evansville812-425-4241Community Action Program of Evansville is a private nonprofit dedicated to helping people of limited means. Its purpose is to make safe and comfortable housing more affordable for residents in the counties of Vanderburgh, Gibson and Posey. The organization rehabilitates abandoned single-family homes, which includes accessibility improvements and providing affordable new constructions for seniors. It also assists residents at risk of foreclosure. Its Evansville offices are open Monday to Thursday between 8:30 a.m. and 3:30 p.m.

Senior Centers

Senior centers in Evansville bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
Newburgh Senior Center812-853-5627The Newburgh Senior Center is open from 9 a.m. to 2 p.m., Monday through Friday. It's located on Jefferson Street in Newburgh, IN, and offers a range of enriching activities. Examples include daily exercise classes and off-site tai chi once a week. Seniors can play games, such as bingo and Scrabble, and a nutritious daily lunch is available. Holidays and birthdays are celebrated, and the center has a monthly newsletter that covers upcoming events and topics of interest.

Social Security Offices

Social Security offices in Evansville help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Evansville Social Security Office 47715877-768-5679Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Evansville retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Energy Assistance Program - Evansville812-492-3928Energy assistance is available to Indiana residents who meet the program's financial restrictions, which are similar to Medicaid's income and asset limits.
TRI-CAP Energy Assistance Program (EAP)877-659-2227Energy assistance is available to Indiana residents who meet the program's financial restrictions, which are similar to Medicaid's income and asset limits.

Veteran's Services

Evansville retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Evansville Vet Center812-473-5993The Evansville Vet Center provides confidential counseling and referrals in a nonmedical setting for service members, veterans and their families in Evansville. Individual, couples and group therapy is available for a wider range of concerns, including grief and bereavement, depression, anger, PTSD and military sexual trauma. The center is staffed with licensed marriage and family therapists and clinical social workers offering different therapeutic approaches. Returning service members can also access transition counseling at the clinic.

Assisted Living Laws and Regulations in Evansville

Evansville-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

George

I am/was a resident of this facility

Review of Holiday Retirement Village

Holiday Retirement Village has been very good. The food is one of the most significant aspects and the activities that are provided for the residents are very good. We have several different guest...

Read more

Assisted Living

Gary

I am a friend or relative of a current/past resident

Review of Evansville Protestant Home

My mother has been in Evansville Protestant Home for two months now. She's very, very happy and content here. They have taken very good care of her. They are very attentive, very congenial, and...

Read more

Assisted Living

Danielle

I am a friend or relative of a current/past resident

Review of Silver Birch of Evansville

My aunt moved into Silver Birch of Evansville. They have been absolutely amazing. Their communication is fantastic. They are very welcoming. I don't have anything bad to say about them. For her...

Read more

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Assisted Living near Evansville, IN

NewburghHendersonOwensboroPetersburgHuntingburgJasper

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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