Kentucky’s fourth-largest city, Owensboro, is located by the Ohio River and borders Indiana. The 2020 Census reveals 18.5% of its 60,000 residents are aged 65 and older. They’re well-served by the city’s numerous medical facilities. These include Owensboro Health Regional Hospital, which U.S. News and World Report rates as high-performing in treating four conditions, including heart attack, stroke and kidney failure. According to the 2021 Genworth Cost of Care Survey, a typical semiprivate room in an Owensboro nursing home costs $7,984 per month, which is approximately 10% more than the state average.
Nursing homes deliver near-hospital levels of medical care to seniors recovering from operations and those who require long-term and continuous support. Families have much to consider when choosing a nursing home, but as a minimum, it should provide skilled medical professionals, such as doctors, nurses and therapists, as well as 24/7 standard care from registered nurses. Seniors who don’t need this level of care may find assisted living or home health care provide more suitable and affordable alternatives.
This guide considers different types of senior care in Owensboro and their likely costs. It also lists some free resources for seniors and their families.
3740 Old Hartford Rd, , Owensboro, KY, 42303
4.6
(9 reviews)
"One of the cleanest and friendliest facilities I have ever been in. We had a family friend there that was treated with dignity and respect. The staff was amazing and the administration paid attention to all of our needs/ concerns. We would highly ..."
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1614 PARRISH AVE, WEST, Owensboro, KY, 42301
4.5
(8 reviews)
"I was a resident recently in the Rehab hall for six weeks. I can’t begin to tell you how pleasant my stay was. The home was clean when I moved in and it stayed clean the whole six weeks. Thanks to the cleaning crew!! I can’t say enough for the n..."
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2885 NEW HARTFORD RD, Owensboro, KY, 42303
4.5
(2 reviews)
"My grandmother handled all of the financial aspects of the nursing home so i do not know how expensive this one was compared to others. However, the staff was always very kind and courteous to the family that visited as well as my great grandmothe..."
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2501 OLD HARTFORD RD., Owensboro, KY, 42303
3.5
(2 reviews)
"Carmel Home is a bigger, cleaner and newer facility than where my mom is in right now. Their environment was more home-like and it didn't have an antiseptic smell to it when I visited. It was also brighter and the furnishings were newer. Their roo..."
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1205 LEITCHFIELD RD., Owensboro, KY, 42303
1.5
(2 reviews)
"My mom is in Owensboro Care Center. It is an old facility. The building itself is probably 60 years old. The rooms are small and cramped. The care overall is lacking. I think they're understaffed. If there was more staff there, my mom would be abl..."
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The median monthly fee for a nursing home semiprivate room in Owensboro is $7,984, while a standard private room averages $9,049.
With monthly fees averaging $7,984 for a standard semiprivate room, Owensboro’s seniors pay slightly more for nursing home care than the average American ($7,908) and significantly more than the typical Kentuckian ($7,178). However, it’s not the least affordable in the state, as seniors in Bowling Green pay around $8,425 for similar care. Generally, though, nursing home care in Owensboro is more expensive when compared to other cities in Kentucky, such as Elizabethtown ($7,604) and Louisville ($7,452). It’s also costlier than Evansville, Indiana ($7,224), which is less than 50 minutes away.
Owensboro
$7,984
Kentucky
$7,178
The United States
$7,908
Bowling Green
$8,425
Elizabethtown
$7,604
Louisville
$7,452
Evansville, Indiana
$7,224
Owensboro’s most affordable type of senior care is adult day health care, which costs around $1,472 per month. Assisted living is also a more affordable option, with fees of approximately $3,088 paying for care, meals and accommodations. Home and home health care agencies share a median fee of $3,813, which pays for nonmedical care in the case of the former and medical care from the latter. Nursing homes deliver higher standards of care, which reflects their fees of around $7,984 for a semiprivate room and $9,049 for a private one.
Home Care
$3,813
Home Health Care
$3,813
Adult Day Health Care
$1,472
Assisted Living
$3,088
Nursing Home (semiprivate room)
$7,984
Nursing Home (private room)
$9,049
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
Owensboro seniors who require nursing home levels of care do not need to cope with issues alone, as there are several organizations that provide assistance for free or at a minimal cost. The following services include help with financing health care, fresh meals for those who live alone and legal support for seniors who otherwise would be unable to afford it.
| Resource | Contact | Service |
|---|---|---|
| Green River Area Development District | (270) 926-4433 | The Green River Area Agency on Aging and Independent Living advocates for older residents in and around Daviess County. It administers home and community-based services that can help seniors avoid or delay care in a nursing home facility. It can also help seniors and their families find sources of funding to pay for care services in and out of institutions. Additionally, the agency's ombudsmen advocate for nursing home residents who cannot resolve disputes with their care providers. |
| Senior Community Center of Owensboro-Daviess County | (270) 926-4433 | The Senior Community Center of Owensboro-Daviess County has been preparing and delivering meals to homebound seniors since 1997. Its volunteers deliver fresh meals on weekdays and can deliver frozen meals for use over weekends. A typical meal includes meat and vegetables, fruit, bread and milk. Vegetarian meals are also available. A donation of $1.50 per meal is gratefully accepted. |
| Kentucky Legal Aid | (270) 683-4585 | Kentucky Legal Aid provides free legal services to Owensboro residents on low incomes. The nonprofit law firm focuses exclusively on civil law and can help seniors deal with an array of issues. These include struggles to get government benefits, including Medicaid and Medicare. It also supports homeowners and renters who can't afford payments and people suffering from domestic and interpersonal violence. |
