9 Assisted Living Facilities near Chesterton, IN
There are 9 Assisted Living Facilities in the Chesterton area, with 2 in Chesterton and 7 nearby.
The average cost of assisted living in Chesterton is $3,700 per month. This is higher than the national median of $3,400. Cheaper nearby regions include Portage with an average starting cost of $2,100.
To help you with your search, browse the 69 reviews below for assisted living facilities in Chesterton. On average, consumers rate assisted living in Chesterton 5.0 out of 5 stars.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Chesterton, call (855) 863-8283.
2 Assisted Living Facilities in Chesterton, IN
StoryPoint Chesterton
Residences at Coffee Creek
7 Assisted Living Facilities near Chesterton, IN
Brookdale Valparaiso
Journey Senior Living of Valparaiso
Rittenhouse Village at Valparaiso
Rittenhouse Village at Portage
The Wyndwood Portage
Pines Village Retirement Communities
Avalon Springs Health Campus
What to Consider About Assisted Living in Chesterton
A small town of 13,000 residents not far from the shores of Lake Michigan and only an hour and a half from Chicago, Chesterton is home to nearly 2,000 people aged 65 or older. Residents in that age range who wish to move into an assisted living facility can find two communities in Chesterton plus seven more nearby.
As is the case everywhere in Indiana, assisted living facilities in Chesterton are licensed and regulated by the Indiana State Department of Health. They are classified as housing with services establishments. Facilities wishing to offer skilled nursing care must get licensed as residential care facilities.
Benefits and Drawbacks of Assisted Living in Chesterton
- Chesterton is very close to Chicago, which means it gets cold and windy in the winter, with January lows averaging 17 degrees. Snowfall is frequent, and the city's yearly accumulation averages 36 inches, which is 10 inches more than the U.S. average. Summers are typically pleasant with highs in the low 80s, giving seniors plenty of opportunities to enjoy outdoor recreation.
- The cost of living in Chesterton is about 6% higher than the U.S. average, with transportation, at 40% more expensive than average, being the highest-priced staple purchase in the area. Healthcare, often the largest monthly expense for senior citizens, is 18% less expensive in Chesterton than in a typical U.S. city.
- Seniors with asthma and other breathing difficulties will likely find Chesterton very comfortable. The city's air quality ranks as a 72 out of 100, which is much higher than the U.S. average of 58.
- Retirees in Chesterton enjoy moderately friendly tax treatment. They do not have to pay state income taxes on their Social Security checks but do have to pay it on most forms of private retirement income, such as 401(k)s or pensions.
- Chesterton's violent crime rate of 11.1 is less than half the U.S. average of 22.7. Its property crime rate is also much lower than that of a typical U.S. city. Seniors can feel safe and secure choosing Chesterton as their destination for assisted living.
- Chesterton has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Valparaiso.
Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.
Paying for Assisted Living in Chesterton
Average Monthly Costs
Cities in Indiana
Assisted Living costs in Chesterton start around $3,700 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Chesterton and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Chesterton
Indiana residents can receive financial help for assisted living through Medicaid via the state's Aged & Disabled waiver (A&D).
Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.
Free Assisted Living Resources in Chesterton
Chesterton and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Chesterton, please visit our Assisted Living in Indiana page.
Assisted Living Laws and Regulations in Chesterton
Chesterton-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
Assisted Living near Chesterton, IN
Other Options in Chesterton, IN
Recent Reviews of Assisted Living in Chesterton
-
Review of Residences at Coffee Creek
My mother-in-law has thoroughly enjoyed her initial Respite stay, and is considering a longer term committment. In a very short time she has made numerous friends and in turn has helped to welcome ... Read more
-
Review of Residences at Coffee Creek
The best thing about the community is the dining room. It is open from 7am to 7pm and you can sit wherever you want and that has been very important. The residents have been very friendly and ver... Read more
-
Review of Residences at Coffee Creek
I visit a freind who lives at Residences at Coffee Creek regularly. I love to join her for lunch.. the food is excellent! She moved here temporarily after she had a rehab stay to continue her thera... Read more
Helpful Articles
-
11 Signs It Might Be Time for Assisted Living
The decision to help an aging adult move out of a current home is a complex one -- both emotionally and practically. Above all, you want the person to be safe and well. How can you all feel more co...
-
Nursing Home, Assisted Living, or Independent Living?
The first step to finding the best senior housing for your loved one is to understand what type of care facility is the best fit. There are six main types of residential elder care options: _[Inde...
- Assisted Living or In-Home Care?
- Assisted Living Checklist: What to Look for, What to Ask
- Cost of Assisted Living
-
How to Pay for Assisted Living
As you're weighing senior care options for your loved one, cost is likely a top factor. The good news? Depending on what care your loved one needs, assisted living can be much more affordable than ...
-
How Levels of Care Affect Assisted Living Cost
If you're shopping for assisted living, you'll need to familiarize yourself with the levels of care, as the monthly rate for assisted living will depend on the level of care that the resident requi...
- Tips on Moving to Assisted Living