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The 10 Best Assisted Living Facilities in Chesterton, IN for 2024

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Assisted Living Facilities in Chesterton, Indiana

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What to Consider About Assisted Living in Chesterton

Chesterton is a small town located near the sand dunes of Lake Michigan in Porter County, Indiana, about 50 miles southeast of Chicago. The city's history stretches back to the 1600s when French fur traders began trading with the area's native population. Today, Chesterton has nearly 14,000 residents, including a senior community that makes up 15% of the population. 

Despite its small size, Chesterton has two assisted living facilities, and there are seven more nearby. In Chesterton, as in the rest of Indiana, assisted living facilities are officially known as residential care facilities, and they are licensed by the Family and Social Services Agency Division of Aging.  

Benefits and Drawbacks of Assisted Living in Chesterton

 

  • While particle pollution levels in Chesterton aren't a concern, the American Lung Association reports high ozone pollution levels in the region. This may be a consideration for seniors, particularly those who have heart disease or respiratory conditions.  
  • Retirees in Indiana pay state income tax on all types of retirement income except for Social Security benefits, which may affect how much money Chesterton seniors can put toward assisted living expenses.  
  • The Chesterton area has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Valparaiso. 
  • Chesterton is home to a dynamic arts and culture scene. Local senior centers may take field trips to locations like the 4th Street Theatre, which hosts plays and performances throughout the year. 
  •  The Sperling's Comfort Index for Chesterton is 6.9 out of 10, indicating that the city's weather is more comfortable than in most of Indiana. Year-round temperatures range between 17 and 82 degrees, which may make the city a good option for seniors who enjoy experiencing distinct seasons.  
  • Chesterton has low violent and property crime rates, which may appeal to seniors who enjoy being active in the community. On a 100-point scale, the property crime rate is roughly 15 points lower than the national average at 20.6, and the violent crime rate is 11 points lower than the national average at 11.1.  

 

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.

Paying for Assisted Living in Chesterton

Assisted Living costs in Chesterton start around $4,129 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Chesterton and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Indiana

Chesterton

$4,129

US

$4,000

Valparaiso

$3,616

Michigan City

$3,517

Portage

$3,406

Merrillville

$2,979

La Porte

$2,900

La Porte

$2,766

Financial Assistance for Assisted Living in Chesterton

Chesterton seniors who meet need, income and asset limits may receive assisted living services through Indiana Medicaid, the Medicaid Aged and Disabled 1915 (c) waiver program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Chesterton

Chesterton and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Chesterton, please visit our Assisted Living in Indiana page.

Assisted Living Laws and Regulations in Chesterton

Chesterton-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

Reviewer#LD112423A

I visited this facility

Review of Residences at Coffee Creek

I went to see Residences at Coffee Creek. I liked that there were nurses' stations on every floor. The staff who assisted me was really good and very nice. They had private studios, 1-bedroom, and...

Read more

Assisted Living

Reviewer RC#0728c

I visited this facility

Review of Residences at Coffee Creek

Residences at Coffee Creek was beautiful. It's brand new. The director that we talked to was just as knowledgeable as could be. She answered all of our questions with great detail. Everything was...

Provider response

Thank you for your feedback! We truly appreciate you taking the time to share your experience with us.

Read more

Assisted Living

EDR2015

I am a friend or relative of a current/past resident

Review of Residences at Coffee Creek

My grandmother moved in about two months ago from a different assisted living in the region. We had no idea what we were missing until we came to Residences at Coffee Creek. The administrative...

Provider response

Thank you for your positive feedback! We love hearing these success stories and sincerely thank you for choosing Residences at Coffee Creek!

Read more

Helpful Articles

Assisted Living near Chesterton, IN

PortageValparaisoMichigan CityMerrillvilleLaPorteLa Porte

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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