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Nursing Home Communities in Chesterton, IN
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authentic reviews in Chesterton, IN below include nursing home with 338 reviews.
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Reviews of Communities Nearby
Nursing Homes
care giver
1.0
Review of Addison Pointe Health & Rehab Center
I had a very bad experience here with my wife in rehab. In my opinion this place is poorly managed. I was not happy with the medicine they were using and asked repeatedly to speak with...
Nursing Homes
A MADDD GRANDDAUGHT
1.0
Review of Addison Pointe Health & Rehab Center
HORRIBLE. Night nurses are the WORST! Leaving my Grandma in pee so long it’s crazy!!! Never change the sheets or bedding since she’s been there. Weeks! The night nurses treat her so fowl. Such...
Nursing Homes
Sarah
5.0
Review of Symphony Chesterton
Symphony Chesterton did not smell. Everything's nicely furnished. It's an uplifting place. The staff was very nice and kind of just went above and beyond. I had four small children and they went...
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The Cost of Nursing Home Care in Nearby Cities
Seniors in Chesterton typically pay $1,186 more per month than the state average of $7,270 and $548 more than the national average of $7,908. There are more affordable cities in Indiana, such as Fort Wayne, which has an average cost of $7,574, and Indianapolis at $7,057. Terre Haute has one of the lowest costs in the state, at $6,692 per month.
Chesterton
$8,456
United States
$7,270
Fort Wayne
$7,574
Indianapolis
$7,057
Terre Haute
$6,692
Nursing Home Costs in Chesterton, IN
The cost of a semiprivate room in a nursing home in Chesterton is $8,456 per month. This cost may vary depending on each facility. Factors include the types of care and the exact location of the facility.
Financial Assistance for Nursing Home Care in Chesterton, IN
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
Assisted living is one of the most affordable types of long-term care for seniors in Chesterton, at $3,617. Seniors who prefer to remain in their homes typically pay less at $5,625 for in-home care and home health care, with the latter including skilled nursing and limited medical care. The most expensive option is a nursing home facility, with the cost of a semiprivate room at $8,456 per month and the cost of a private room at $9,034.
In-Home Care
$5,625
Home Health Care
$5,625
Assisted Living Facility
$3,617
Nursing Home (semiprivate room)
$8,456
Nursing Home (private room)
$9,034
Note: Data for Chesterton was unavailable, so data for the nearest city, Michigan City, was used instead.
Free & Low-Cost Resources for Seniors in Chesterton, IN
The following resources include help on making nursing home care more affordable for seniors. It also includes where to go for needed programs and services.
| Resource | Contact | Service |
|---|---|---|
| Northwest Indiana Community Action | (219) 794-1829 | Northwest Indiana Community Action serves as the largest Area Agency on Aging and Community Action Agency in the state. It offers services to help seniors experiencing financial hardship and provides health screenings, fall prevention classes, meals and transportation. |
| Indiana Division of Aging | (317) 232-7148 | The Indiana Division of Aging helps seniors find the information and assistance they need. It offers referrals to long-term care services and supports, adult protective services, health and wellness, meals, insurance counseling, case management and transportation. |
| Indiana Long-Term Care Ombudsman | (800) 457-8283 | The Indiana Long-Term Care Ombudsman program advocates for seniors in nursing homes and other long-term care facilities. Trained volunteers work to resolve complaints of abuse, neglect and fraud and provide education on elder rights. They also offer education on long-term care facilities and their responsibilities. |
| Porter County Aging and Community Services | (219) 464-9736 | Porter County Aging and Community Services helps seniors address a variety of needs through programs and services. They offer a medical loan closet, insurance counseling, meals and nutrition information and transportation. |
| Porter County Veterans Services | (219) 465-3587 | Porter County Veterans’ services connect seniors with available programs. These services include benefits assistance, health care referrals, education, insurance counseling and employment opportunities. It also provides information on the Aid and Attendance Housing Benefit, which helps pay for home and community-based services in long-term care. |
