Valparaiso, Indiana, sits less than 25 miles southeast of Michigan City and 50 miles southeast of Chicago. More than 34,000 people live in this city, 17.8% of whom are older adults aged 65 or over — a higher proportion than the national figure of 16.8%. Many health care facilities are available in the city, including Methodist Hospital’s CareFirst Valparaiso and Valparaiso Health Center. Northwest Health at Porter is also nearby, less than 15 minutes away.

A type of long-term care facility, nursing homes offer trained medical professionals at all times to provide specialized clinical services, such as round-the-clock health monitoring, IV therapy and wound care. Also available are personal care services commonly found in assisted living communities, including medication administration, continence care and assistance with activities of daily living. According to the Genworth 2021 Cost of Care Survey, nursing home care costs an average of $8,456 per month in Valparaiso for a semiprivate room. That’s considerably more expensive than the Indiana state average of $7,270 and the national average of $7,908.

This guide contains a detailed comparison of the costs of senior care services in Valparaiso. It also provides information on free resources valuable to older adults living there.

Directory of Nursing Homes in Valparaiso, IN

Life Care Center of Valparaiso

3405 N CAMPBELL RD, Valparaiso, IN, 46385

I googled rehab centers for my dad and Life Care Center of Valpo came back with great reviews. The evening nurse on the rehab/short term care wing, John, had great reviews. He has more than lived up t … (read more)
I googled rehab centers for my dad and Life Care Center of Valpo came back with great reviews. The evening nurse on the rehab/short term care wing, John, had great reviews. He has more than lived up t … (read more)

Avalon Springs Health Campus

2400 Silhavy Road, Valparaiso, IN, 46383

My husband was at Avalon Springs Health Campus. He was there on two different occasions. It’s a five all the way around. They were absolutely wonderful. The facility was very clean. Leadership was ver … (read more)
My husband was at Avalon Springs Health Campus. He was there on two different occasions. It’s a five all the way around. They were absolutely wonderful. The facility was very clean. Leadership was ver … (read more)

Brickyard Health Care

251 STURDY ROAD, Valparaiso, IN, 46383

My husband was in rehab at Golden LivingCenter – Valparaiso. They were wonderful. We thought my husband was going to pass away when he went there. They got him into rehab, and they got him walking aga … (read more)
My husband was in rehab at Golden LivingCenter – Valparaiso. They were wonderful. We thought my husband was going to pass away when he went there. They got him into rehab, and they got him walking aga … (read more)

Aperion Care Valparaiso

3301 North Calumet Avenue, Valparaiso, IN, 46383

Whispering Pines’ rooms were very clean and spacious. The drawback was that it was two levels, and I was concerned about my parents being able to go to the lower level to the dining area. They had a l … (read more)
Whispering Pines’ rooms were very clean and spacious. The drawback was that it was two levels, and I was concerned about my parents being able to go to the lower level to the dining area. They had a l … (read more)

Valparaiso Care & Rehabilitation Center

606 Wall St., Valparaiso, IN, 46383

The worst care a person can get. I’m temporarily here getting physical therapy. The neglect is inexcusable. I continue purchasing my own Ensure products, being on a clear liquid diet yet they continue … (read more)
The worst care a person can get. I’m temporarily here getting physical therapy. The neglect is inexcusable. I continue purchasing my own Ensure products, being on a clear liquid diet yet they continue … (read more)

Life Care Center of the Willows

1000 ELIZABETH DR, Valparaiso, IN, 46383

The right wing of the facility is AWFUL. Trash cans in the hallway to collect water from rain. I am truly astonished at the good reviews of this facility. I would not put my worst enemy in this place … (read more)
The right wing of the facility is AWFUL. Trash cans in the hallway to collect water from rain. I am truly astonished at the good reviews of this facility. I would not put my worst enemy in this place … (read more)

Crown Point Christian Village

6685 E 117TH AVE, Crown Point, IN, 46307

Crown Point Christian Village is located in Crown Point, Indiana, close to Lakes of the Four Seasons and local worship centers. Residents and their families hold the facility’s standards in high regar … (read more)
Crown Point Christian Village is located in Crown Point, Indiana, close to Lakes of the Four Seasons and local worship centers. Residents and their families hold the facility’s standards in high regar … (read more)

Symphony Chesterton

2775 Village Point, Chesterton, IN, 46304

My dad was in Symphony Chesterton for rehabilitation, and it was very nice. He was in rehab, so his room was just a basic room, nothing fancy, but it was clean and nice. He had heart issues, so they h … (read more)
My dad was in Symphony Chesterton for rehabilitation, and it was very nice. He was in rehab, so his room was just a basic room, nothing fancy, but it was clean and nice. He had heart issues, so they h … (read more)

Fountainview Place LivingCenter

3175 LANCER STREET, Portage, IN, 46368

My relative has resided at Golden Livings memory unit for 3+ years. He’s had run ins with roommates or patients who are confused or less outgoing. The staff moved him until they found a compatible roo … (read more)
My relative has resided at Golden Livings memory unit for 3+ years. He’s had run ins with roommates or patients who are confused or less outgoing. The staff moved him until they found a compatible roo … (read more)

Miller’s Merry Manor

5909 LUTE ROAD, Portage, IN, 46368

My father was a resident for a few months until his passing. He was treated with compassion and kindness. All the staff is wonderful especially Liz and Candi. It was a rough time in our lives, but we … (read more)
My father was a resident for a few months until his passing. He was treated with compassion and kindness. All the staff is wonderful especially Liz and Candi. It was a rough time in our lives, but we … (read more)

Addison Pointe Health & Rehab Center

780 Dickinson Road, Chesterton, IN, 46304

We are so sorry we let our Grandma spend EVEN ONE NIGHT there. There is no doubt in our minds and hearts that she would still be with us today if she had any real care and attention. Covid rules for … (read more)
We are so sorry we let our Grandma spend EVEN ONE NIGHT there. There is no doubt in our minds and hearts that she would still be with us today if she had any real care and attention. Covid rules for … (read more)

The Waters of Duneland

110 BEVERLY DR, Chesterton, IN, 46304


Nursing Home Costs in Valparaiso, IN

A nursing home semiprivate room costs an average of $8,456 per month in Valparaiso. A private room costs $9,034 per month on average.

The Cost of Nursing Home Care in Nearby Cities

Semiprivate rooms in Valparaiso nursing homes cost approximately $1,200 and $500 more per month than the Indiana state and national averages. Valparaiso has one of the highest nursing home prices in Indiana. At an average monthly cost of $8,366, semiprivate rooms in the South Bend area are slightly cheaper. In the Elkhart area, the average cost is more than $300 lower at $8,111 per month. The average price is $7,547 in Fort Wayne, while the Lafayette area has one of the lowest costs in the state at $7,300 per month.

$8456

Valparaiso

$7270

Indiana

$7908

The United States

$8366

South Bend

$8111

Elkhart

$7574

Fort Wayne

$7300

Lafayette

The Cost of Other Types of Senior Care

Nursing homes are typically the most costly long-term care option for seniors, costing between roughly $8,400 and $9,000. Those who don’t need clinical services may consider assisted living, which, with an average price of $3,617 per month in Valparaiso, is close to $5,000 cheaper than the average semiprivate room in nursing homes. Costing an average of $5,625 per month, home care and home health care enable seniors to keep living at home while receiving help.

$5625

Home Care

$5625

Home Health Care

$3617

Adult Day Health Care

$3617

Assisted Living

$8456

Nursing Home (semiprivate room)

$9034

Nursing Home (private room)

Note: Data for Valparaiso was unavailable, so data for the nearest city, Michigan City, was used instead.

Financial Assistance for Nursing Home Care in Valparaiso, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Valparaiso, IN

The resources below help seniors in Valparaiso improve their life quality. Some also enable seniors to remain in homes instead of moving into nursing facilities.

Resource

Contact 

Service

(317) 972-3285

The certified associates of this program act as advocates for the rights of the seniors living in nursing homes and other long-term care facilities in Indiana. They investigate complaints, negotiate on behalf of seniors, provide training on self-advocacy, and regularly visit care facilities to ensure resident rights are protected. Those facing quality of care problems, abuses or discrimination can contact the program for help.

(219) 464-1028

This program offers trained counselors to help seniors navigate Medicare and related insurance plans, including Medicare Supplemental (Medigap), Medicare Advantage and Medicare prescription drug plans. They answer questions about enrollment, eligibility for financial assistance, coverage and claims, and help seniors select the policies that best suit them. Appointments are available in person or remotely by phone and Zoom.

(219) 462-4302

Seniors in Valparaiso can get door-to-door transportation on demand through this program. Drivers also provide personal assistance, such as helping riders get on the bus, pushing their wheelchairs and carrying groceries to their doors. Service is available Monday through Friday from 7:45 a.m. to 4:15 p.m. Participants can schedule rides online, through an app or by phone. Costs are $1 one-way and $2 round-trip, with financial aid available to seniors in need.

(210) 967-6372

Delivering a hot, nutritious lunch and a light dinner Monday through Friday, VNA Meals on Wheels helps homebound seniors maintain independence. More than a meal delivery service, this program also provides regular safety checks and human connections for older adults who live alone, enhancing their quality of life and emotional well-being. In addition, the VNA Kibble Kitchen program offers food and veterinary services to keep the seniors' pets fed and healthy.

(800) 826-7871

A part of Indiana Medicaid, this program enables older adults to stay in their residences instead of moving into nursing homes. To be eligible, seniors must make no more than 300% of the maximum Supplemental Security Income and need a nursing facility level of care. Once qualified, they receive services that can include in-home care, adult day care, assisted living and vehicle modifications.