The 10 Best Assisted Living Facilities in Valparaiso, IN for 2023

Seniors in Valparaiso make up around 18% of the population. This high percentage helps create good living opportunities for older adults in the area. The city offers low crime rates, excellent health care options and a cost of living that’s comparable to other cities across the nation, which makes the area a popular choice for those older adults looking for a place to live.

Assisted living communities are ideal for seniors who need help with daily activities but who want to maintain a feeling of independence. These facilities offer chances to socialize and take part in community events while delaying entry into a nursing home for as long as possible. According to the Genworth 2021 Cost of Care Survey, in Valparaiso, assisted living costs an estimated $3,617 per month, which is less than both the state and national averages. Seniors have many options for residential care in the city.

This guide covers the benefits the city provides for the aging population and compares the cost of assisted living with other types of care. It also provides a list of programs and services available for free to seniors who want to retire to the area.

Directory of Assisted Living Facilities in Valparaiso, Indiana

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What to Consider About Assisted Living in Valparaiso

The Residential Care Facility Licensing Program oversees all residential care facilities, including assisted living communities, throughout Indiana. The agency also accepts complaints against health care facilities and provides information to seniors who are looking for long-term care options. Forms are supplied to health facilities on issues regarding transfers, discharges, facility name changes and state licensing.

Benefits and Drawbacks of Assisted Living in Valparaiso

  • Seniors living in Valparaiso enjoy a cost of living that’s slightly above the national average. However, groceries, health care, housing and utilities cost lower on average than the costs across the states. When filing state income taxes in Indiana, the state offers a $1,000 exemption for those who are blind and an additional $500 exemption for those 65 and older. There are also additional deductions to help lower the tax obligation.
  • The overall rate of crime for both violent crime and property crime is lower than the national average. With increased security in assisted living communities, seniors may find Valparaiso a safe place to live.
  • Seniors who prefer cooler weather and are sensitive to the heat may find the weather in Valparaiso more tolerable. Summer highs are around 82 degrees Fahrenheit, while winter lows are around 17 degrees. The city also gets above average amounts of snowfall each year.
  • The air quality in the city is much better than the national average. Seniors with respiratory illnesses may experience fewer problems throughout the year with the reduced number of hazardous air pollutants.
  • Seniors with preexisting conditions or those who need care for short-term illnesses and injuries have a choice of multiple hospitals and clinics in the area. The Porter Memorial Hospital is located near the center of town. It offers care for multiple conditions, including cancer, diabetes, heart, neurology and digestive health. Other local hospitals include the Saint Anthony Medical Center and the Portage Community Hospital.

Paying for Assisted Living in Valparaiso

Assisted living communities in Valparaiso have a median monthly cost of $3,617. The actual cost may vary depending on the exact location in the city and the number of amenities.

The Cost of Assisted Living in Nearby Cities

At $3,617 per month, assisted living costs in Valparaiso are much less than the state average of $4,283 and national average of $4,500. In Kokomo, seniors pay about $367 less than those in Valparaiso. Just to the east of the city in South Bend, the cost is approximately $309 less, and two hours away in Fort Wayne, seniors can expect to pay more at a monthly average of $3,485. Elkhart communities have some of the highest costs in the area at $4,250.





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South Bend






Fort Wayne


The Cost of Other Types of Senior Care

In-home care and home health care cost around $5,625 per month, which is a more expensive option than assisted living, which typically includes room and board. In-home care supports basic daily needs, while home health care offers skilled nursing, therapy and medication management. A semiprivate room in a nursing home offers the most comprehensive care at $8,456 per month, which is about $4,839 more costly than assisted living.

In-Home Care


Home Health Care


Assisted Living Facility


Nursing Home Facility (semiprivate room)


Financial Assistance for Assisted Living in Valparaiso

Seniors in Valparaiso can apply to receive financial assistance from several programs to help pay for assisted living. Currently, there are four programs available: Indiana Medicaid, the state’s Medicaid Aged and Disabled 1915 (c) Waiver program, the Indiana Residential Care Assistance Program (RCAP) and Supplemental Security Income – Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Valparaiso

Many agencies in Valparaiso connect seniors with services that assist with basic needs and help improve their overall quality of life. These services include education, social, financial and recreational assistance.

Porter County Aging and Community Services(219) 464-9736Porter County Aging and Community Services provides services to seniors who live in the county. These programs include transportation, energy assistance, insurance counseling and food. The agency also loans medical equipment to seniors and those with disabilities who have limited incomes.
Senior Enrichment(219) 462-1301Social Enrichment is a program offered by the Northwest Community Action Program. The program oversees the Banta enrichment center, which offers nutritious meals, a fitness room with exercise classes, line dancing, a library and arts and crafts. Additional services include an aging support group, retiree group meetings and health screenings.
Indiana Long-Term Care Ombudsman(800) 457-8283The Indiana long-term care ombudsman listens to and investigates complaints filed by those in assisted living communities and other residential care facilities. They also provide education on elder rights and residential care services options and work to improve the rights of seniors.
Porter County Veterans Services(219) 465-3587Porter County veterans’ services helps men and women who’ve served in the military locate available benefits and compensation. The department can help seniors file for disability and pensions. They also offer assistance with health care, counseling, financial assistance and housing.
NeighborLink(219) 617-2077NeighborLink is a nonprofit organization that helps seniors with a variety of needs, including transportation and companionship. They also assist with various projects, including installing wheelchair ramps and light maintenance. Seniors may post the type of service they need to the NeighborLink website. Volunteer-based organizations and trained volunteers are free to accept the project if they have the time and resources. Materials are provided via sponsored donations, but labor is always free.

Assisted Living Laws and Regulations in Valparaiso

Valparaiso Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana

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